---
title: Multifamily Lenders in Cincinnati, OH-KY-IN by Size: 94 Lenders
url: https://lender.report/multifamily-lenders/cincinnati-oh-ky-in/
license: https://lender.report/license/
---

Multifamily · OH

# Multifamily lenders in Cincinnati, OH-KY-IN, by loan size

94 lenders made multifamily loans in the Cincinnati, OH-KY-IN metro area in 2024 and 2025. 52 made a loan under $1M, 43 made one of $5M or more, and 20 made only loans of $5M or more.

**Evidence**
Multifamily loans placed in the Cincinnati, OH-KY-IN metro area, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
94

HMDA, 2025

**Loans under $1M**
240

HMDA, 2025

52 lenders

**Loans $1M to $5M**
172

HMDA, 2025

57 lenders

**Loans $5M or more**
133

HMDA, 2025

43 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Cincinnati, OH-KY-IN, by loan size, https://lender.report/multifamily-lenders/cincinnati-oh-ky-in/, data as of December 31, 2025.

## Describe a deal in Cincinnati, OH-KY-IN

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Cincinnati, OH-KY-IN](https://lender.report/comps/?lane=multifamily&metro=17140)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Cinfed Credit Union](https://lender.report/lender/cinfed-credit-union-oh/) [multifamily record](https://lender.report/lender/cinfed-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 52 | 32 | 17 | 3 | 0 | 0 | 36 |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [multifamily record](https://lender.report/lender/park-national-bank-oh/multifamily/) | Bank | Newark, OH | 37 | 27 | 7 | 2 | 1 | 0 | 8 |
| [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 32 | 0 | 0 | 3 | 8 | 21 | 32 |
| [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/stock-yards-bank-and-trust-ky/multifamily/) | Bank | Louisville, KY | 22 | 13 | 7 | 0 | 2 | 0 | 7 |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [multifamily record](https://lender.report/lender/union-savings-bank-oh/multifamily/) | Savings | Cincinnati, OH | 20 | 15 | 1 | 3 | 0 | 1 | 3 |
| [LCNB National Bank](https://lender.report/lender/lcnb-national-bank-oh/) [multifamily record](https://lender.report/lender/lcnb-national-bank-oh/multifamily/) | Bank | Lebanon, OH | 13 | 4 | 3 | 4 | 1 | 1 | 4 |
| [Community Trust Bank, Inc.](https://lender.report/lender/community-trust-bank-ky/) [multifamily record](https://lender.report/lender/community-trust-bank-ky/multifamily/) | Bank | Pikeville, KY | 13 | 6 | 5 | 1 | 1 | 0 | 0 |
| [Spring Valley Bank](https://lender.report/lender/spring-valley-bank-oh/) [multifamily record](https://lender.report/lender/spring-valley-bank-oh/multifamily/) | Bank | Wyoming, OH | 13 | 6 | 4 | 3 | 0 | 0 | 6 |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 12 | 0 | 2 | 3 | 3 | 4 | 10 |
| [Forcht Bank, National Association](https://lender.report/lender/forcht-bank-ky/) [multifamily record](https://lender.report/lender/forcht-bank-ky/multifamily/) | Bank | Lexington, KY | 12 | 7 | 3 | 0 | 2 | 0 | 0 |
| [First Financial Bank](https://lender.report/lender/first-financial-bank-oh/) [multifamily record](https://lender.report/lender/first-financial-bank-oh/multifamily/) | Bank | Cincinnati, OH | 11 | 2 | 2 | 0 | 1 | 6 | 1 |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 11 | 0 | 0 | 2 | 3 | 6 | 11 |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 11 | 0 | 4 | 0 | 2 | 5 | 11 |
| [Peoples Exchange Bank](https://lender.report/lender/peoples-exchange-bank-ky/) [multifamily record](https://lender.report/lender/peoples-exchange-bank-ky/multifamily/) | Bank | Winchester, KY | 11 | 4 | 5 | 2 | 0 | 0 | 4 |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 11 | 9 | 1 | 1 | 0 | 0 | 1 |
| [FCN Bank, National Association](https://lender.report/lender/fcn-bank-in/) [multifamily record](https://lender.report/lender/fcn-bank-in/multifamily/) | Bank | Brookville, IN | 10 | 7 | 1 | 0 | 2 | 0 | 2 |
| [City National Bank of West Virginia](https://lender.report/lender/city-national-bank-of-west-virginia-wv/) [multifamily record](https://lender.report/lender/city-national-bank-of-west-virginia-wv/multifamily/) | Bank | Charleston, WV | 10 | 9 | 0 | 1 | 0 | 0 | 4 |
| [Civista Bank](https://lender.report/lender/civista-bank-oh/) [multifamily record](https://lender.report/lender/civista-bank-oh/multifamily/) | Bank | Sandusky, OH | 10 | 9 | 1 | 0 | 0 | 0 | 6 |
| [Republic Bank & Trust Company](https://lender.report/lender/republic-bank-and-trust-ky/) [multifamily record](https://lender.report/lender/republic-bank-and-trust-ky/multifamily/) | Bank | Louisville, KY | 9 | 6 | 2 | 0 | 1 | 0 | 1 |
| [Heritage Bank, Inc.](https://lender.report/lender/heritage-bank-ky/) [multifamily record](https://lender.report/lender/heritage-bank-ky/multifamily/) | Bank | Burlington, KY | 9 | 7 | 1 | 1 | 0 | 0 | 4 |
| [First Commonwealth Bank](https://lender.report/lender/first-commonwealth-bank-pa/) [multifamily record](https://lender.report/lender/first-commonwealth-bank-pa/multifamily/) | Bank | Indiana, PA | 8 | 3 | 0 | 1 | 1 | 3 | 1 |
| [Guardian Savings Bank](https://lender.report/lender/guardian-savings-bank-oh/) [multifamily record](https://lender.report/lender/guardian-savings-bank-oh/multifamily/) | Savings | West Chester, OH | 8 | 5 | 2 | 1 | 0 | 0 | 3 |
| [General Electric Credit Union](https://lender.report/lender/general-electric-credit-union-oh/) [multifamily record](https://lender.report/lender/general-electric-credit-union-oh/multifamily/) | Credit union | Cincinnati, OH | 8 | 6 | 1 | 1 | 0 | 0 | 3 |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 8 | 8 | 0 | 0 | 0 | 0 | 2 |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 7 | 0 | 1 | 0 | 1 | 5 | 1 |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 7 | 0 | 1 | 0 | 4 | 2 | 1 |
| [CFBank, National Association](https://lender.report/lender/cfbank-oh/) [multifamily record](https://lender.report/lender/cfbank-oh/multifamily/) | Bank | Columbus, OH | 7 | 1 | 2 | 3 | 0 | 1 | 5 |
| [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) [multifamily record](https://lender.report/lender/wesbanco-bank-wv/multifamily/) | Bank | Wheeling, WV | 7 | 2 | 2 | 2 | 1 | 0 | 4 |
| [First National Bank of Kentucky](https://lender.report/lender/first-national-bank-of-kentucky-ky/) [multifamily record](https://lender.report/lender/first-national-bank-of-kentucky-ky/multifamily/) | Bank | Carrollton, KY | 7 | 5 | 2 | 0 | 0 | 0 | 0 |
| [The Farmers & Merchants State Bank](https://lender.report/lender/farmers-and-merchants-state-bank-oh/) [multifamily record](https://lender.report/lender/farmers-and-merchants-state-bank-oh/multifamily/) | Bank | Archbold, OH | 6 | 1 | 2 | 2 | 1 | 0 | 4 |
| [Valley Central Bank](https://lender.report/lender/valley-central-bank-oh/) [multifamily record](https://lender.report/lender/valley-central-bank-oh/multifamily/) | Savings | Liberty Township, OH | 6 | 1 | 5 | 0 | 0 | 0 | 1 |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 5 | 0 | 2 | 3 | 0 | 0 | 3 |
| [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 5 | 2 | 3 | 0 | 0 | 0 | 4 |
| [The Cincinnatus Savings & Loan Co.](https://lender.report/lender/cincinnatus-savings-and-loan-oh/) [multifamily record](https://lender.report/lender/cincinnatus-savings-and-loan-oh/multifamily/) | Savings | Cincinnati, OH | 5 | 4 | 1 | 0 | 0 | 0 | 3 |
| [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 4 | 0 | 0 | 0 | 0 | 4 | 0 |
| [Nationwide Life Insurance Company](https://lender.report/lender/nationwide-life-insurance-oh/) [multifamily record](https://lender.report/lender/nationwide-life-insurance-oh/multifamily/) | Non-bank | Columbus, OH | 4 | 0 | 0 | 0 | 0 | 4 | 2 |
| [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 4 | 0 | 0 | 1 | 1 | 2 | 3 |
| [ReadyCap Commercial LLC](https://lender.report/lender/readycap-commercial-nj/) [multifamily record](https://lender.report/lender/readycap-commercial-nj/multifamily/) | Non-bank | Berkeley Heights, NJ | 4 | 0 | 4 | 0 | 0 | 0 | 4 |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 4 | 3 | 0 | 1 | 0 | 0 | 1 |
| [First State Bank](https://lender.report/lender/first-state-bank-oh/) [multifamily record](https://lender.report/lender/first-state-bank-oh/multifamily/) | Bank | Winchester, OH | 4 | 2 | 2 | 0 | 0 | 0 | 0 |
| [The Ohio Valley Bank Company](https://lender.report/lender/ohio-valley-bank-oh/) [multifamily record](https://lender.report/lender/ohio-valley-bank-oh/multifamily/) | Bank | Gallipolis, OH | 4 | 2 | 2 | 0 | 0 | 0 | 4 |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 3 | 0 | 0 | 0 | 0 | 3 | 1 |
| [Peoples Bank](https://lender.report/lender/peoples-bank-oh-marietta/) [multifamily record](https://lender.report/lender/peoples-bank-oh-marietta/multifamily/) | Bank | Marietta, OH | 3 | 0 | 0 | 1 | 0 | 2 | 2 |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 3 | 0 | 0 | 0 | 1 | 2 | 3 |
| [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 3 | 0 | 1 | 0 | 2 | 0 | 0 |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 3 | 0 | 1 | 2 | 0 | 0 | 2 |
| [Southern Bank](https://lender.report/lender/southern-bank-mo/) [multifamily record](https://lender.report/lender/southern-bank-mo/multifamily/) | Bank | Poplar Bluff, MO | 3 | 0 | 3 | 0 | 0 | 0 | 1 |
| [The State Bank and Trust Company](https://lender.report/lender/state-bank-and-trust-oh/) [multifamily record](https://lender.report/lender/state-bank-and-trust-oh/multifamily/) | Bank | Defiance, OH | 3 | 2 | 1 | 0 | 0 | 0 | 0 |
| [Minster Bank](https://lender.report/lender/minster-bank-oh/) [multifamily record](https://lender.report/lender/minster-bank-oh/multifamily/) | Bank | Minster, OH | 3 | 1 | 2 | 0 | 0 | 0 | 1 |
| [German American Bank](https://lender.report/lender/german-american-bank-in/) [multifamily record](https://lender.report/lender/german-american-bank-in/multifamily/) | Bank | Jasper, IN | 3 | 3 | 0 | 0 | 0 | 0 | 1 |

HMDA, 2025

[Check a deal in Cincinnati, OH-KY-IN in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=17140)

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

- 52 lenders made a multifamily loan under $1M in Cincinnati, OH-KY-IN, 44 made one from $1M to $2.5M, and 30 from $2.5M to $5M. HMDA, 2025
- 23 lenders made a loan from $5M to $10M, and 31 made one of $10M or more. HMDA, 2025
- Bellwether Enterprise Real Estate Capital, LLC made the most loans of $5M or more in Cincinnati, OH-KY-IN, with 29. HMDA, 2025
- 67 lenders made at least one refinancing in Cincinnati, OH-KY-IN, and 61 made at least one purchase loan. HMDA, 2025
- 34 lenders made 5 or more loans in Cincinnati, OH-KY-IN, and 29 made exactly one. HMDA, 2025
- The typical loan in Cincinnati, OH-KY-IN was about $1.3M, with the middle half between $500K and $4.8M. HMDA, 2025
- Lenders reported a median rate of 6.85% on 443 loans in Cincinnati, OH-KY-IN, with the middle half between 6.45% and 7.50%. HMDA, 2025
- 44% of the loans were refinancings and 46% were purchases. HMDA, 2025
- Banks and savings institutions made 339 of the loans, credit unions 63, and non-banks 135. HMDA, 2025
- 34 of the 94 lenders are based in Ohio. The rest are based elsewhere, most often in Kentucky, Indiana and California. HMDA, 2025

## How this list is defined

**Measure**
Multifamily loans made in the Cincinnati, OH-KY-IN metro area, by size

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.