--- title: Multifamily Lenders in Decatur, IL, by Loan Size: 18 Lenders url: https://lender.report/multifamily-lenders/decatur-il/ license: https://lender.report/license/ --- Multifamily ยท IL # Multifamily lenders in Decatur, IL, by loan size 18 lenders made multifamily loans in the Decatur, IL metro area in 2024 and 2025. 16 made a loan under $1M, 1 made one of $5M or more, and 1 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Decatur, IL metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 9, 2026 **Lenders on record** 18 HMDA, 2025 **Loans under $1M** 41 HMDA, 2025 16 lenders **Loans $1M to $5M** 4 HMDA, 2025 4 lenders **Loans $5M or more** 1 HMDA, 2025 1 lenders Cite this Source: The Lender Report, Multifamily lenders in Decatur, IL, by loan size, https://lender.report/multifamily-lenders/decatur-il/, data as of December 31, 2025. ## Describe a deal in Decatur, IL See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Decatur, IL](https://lender.report/comps/?lane=multifamily&metro=19500)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Land of Lincoln Credit Union](https://lender.report/lender/land-of-lincoln-credit-union-il/) [multifamily record](https://lender.report/lender/land-of-lincoln-credit-union-il/multifamily/) | Credit union | Decatur, IL | 9 | 8 | 1 | 0 | 0 | 0 | 4 | | [First National Bank of Pana](https://lender.report/lender/first-national-bank-of-pana-il/) [multifamily record](https://lender.report/lender/first-national-bank-of-pana-il/multifamily/) | Bank | Pana, IL | 9 | 9 | 0 | 0 | 0 | 0 | 4 | | [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/) | Bank | Mattoon, IL | 5 | 4 | 1 | 0 | 0 | 0 | 0 | | [Prairie State Bank and Trust](https://lender.report/lender/prairie-state-bank-and-trust-il/) [multifamily record](https://lender.report/lender/prairie-state-bank-and-trust-il/multifamily/) | Bank | Springfield, IL | 4 | 4 | 0 | 0 | 0 | 0 | 0 | | [INB, National Association](https://lender.report/lender/inb-il/) [multifamily record](https://lender.report/lender/inb-il/multifamily/) | Bank | Springfield, IL | 3 | 3 | 0 | 0 | 0 | 0 | 0 | | [WaterStone Bank, SSB](https://lender.report/lender/waterstone-bank-wi/) [multifamily record](https://lender.report/lender/waterstone-bank-wi/multifamily/) | Savings | Wauwatosa, WI | 2 | 1 | 1 | 0 | 0 | 0 | 0 | | [Scott State Bank](https://lender.report/lender/scott-state-bank-il/) [multifamily record](https://lender.report/lender/scott-state-bank-il/multifamily/) | Bank | Bethany, IL | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) [multifamily record](https://lender.report/lender/bank-of-springfield-il/multifamily/) | Bank | Springfield, IL | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Constitution Bank, National Association](https://lender.report/lender/constitution-bank-il/) [multifamily record](https://lender.report/lender/constitution-bank-il/multifamily/) | Bank | Hillsboro, IL | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Flanagan State Bank](https://lender.report/lender/flanagan-state-bank-il/) [multifamily record](https://lender.report/lender/flanagan-state-bank-il/multifamily/) | Bank | Flanagan, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Heartland Bank and Trust Company](https://lender.report/lender/heartland-bank-and-trust-il/) [multifamily record](https://lender.report/lender/heartland-bank-and-trust-il/multifamily/) | Bank | Bloomington, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Re Investment Loans LLC](https://lender.report/lender/re-investment-loans-co/) [multifamily record](https://lender.report/lender/re-investment-loans-co/multifamily/) | Non-bank | Greenwood Village, CO | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Dieterich Bank](https://lender.report/lender/dieterich-bank-il/) [multifamily record](https://lender.report/lender/dieterich-bank-il/multifamily/) | Bank | Effingham, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Hickory Point Bank and Trust](https://lender.report/lender/hickory-point-bank-and-trust-il/) [multifamily record](https://lender.report/lender/hickory-point-bank-and-trust-il/multifamily/) | Bank | Decatur, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Luana Savings Bank](https://lender.report/lender/luana-savings-bank-ia/) [multifamily record](https://lender.report/lender/luana-savings-bank-ia/multifamily/) | Bank | Luana, IA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Decatur, IL in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=19500) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 16 lenders made a multifamily loan under $1M in Decatur, IL, 4 made one from $1M to $2.5M, and 0 from $2.5M to $5M. HMDA, 2025 - 1 lenders made a loan from $5M to $10M, and 0 made one of $10M or more. HMDA, 2025 - Berkadia Commercial Mortgage made the most loans of $5M or more in Decatur, IL, with 1. HMDA, 2025 - 4 lenders made at least one refinancing in Decatur, IL, and 16 made at least one purchase loan. HMDA, 2025 - 3 lenders made 5 or more loans in Decatur, IL, and 10 made exactly one. HMDA, 2025 - The typical loan in Decatur, IL was about $320K, with the middle half between $200K and $700K. HMDA, 2025 - Lenders reported a median rate of 7.50% on 22 loans in Decatur, IL, with the middle half between 6.92% and 7.95%. HMDA, 2025 - 22% of the loans were refinancings and 72% were purchases. HMDA, 2025 - Banks and savings institutions made 34 of the loans, credit unions 9, and non-banks 3. HMDA, 2025 - 12 of the 18 lenders are based in Illinois. The rest are based elsewhere, most often in California, Colorado and Iowa. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Decatur, IL metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.