--- title: Multifamily Lenders in Elkhart, IN, by Loan Size: 19 Lenders url: https://lender.report/multifamily-lenders/elkhart-in/ license: https://lender.report/license/ --- Multifamily ยท IN # Multifamily lenders in Elkhart, IN, by loan size 19 lenders made multifamily loans in the Elkhart, IN metro area in 2024 and 2025. 10 made a loan under $1M, 8 made one of $5M or more, and 6 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Elkhart, IN metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 9, 2026 **Lenders on record** 19 HMDA, 2025 **Loans under $1M** 22 HMDA, 2025 10 lenders **Loans $1M to $5M** 8 HMDA, 2025 5 lenders **Loans $5M or more** 11 HMDA, 2025 8 lenders Cite this Source: The Lender Report, Multifamily lenders in Elkhart, IN, by loan size, https://lender.report/multifamily-lenders/elkhart-in/, data as of December 31, 2025. ## Describe a deal in Elkhart, IN See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Elkhart, IN](https://lender.report/comps/?lane=multifamily&metro=21140)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Interra Credit Union](https://lender.report/lender/interra-credit-union-in/) [multifamily record](https://lender.report/lender/interra-credit-union-in/multifamily/) | Credit union | Goshen, IN | 12 | 9 | 2 | 1 | 0 | 0 | 4 | | [Lake City Bank](https://lender.report/lender/lake-city-bank-in/) [multifamily record](https://lender.report/lender/lake-city-bank-in/multifamily/) | Bank | Warsaw, IN | 5 | 2 | 2 | 0 | 0 | 1 | 2 | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 3 | 0 | 0 | 0 | 1 | 2 | 0 | | [First State Bank of Middlebury](https://lender.report/lender/first-state-bank-of-middlebury-in/) [multifamily record](https://lender.report/lender/first-state-bank-of-middlebury-in/multifamily/) | Bank | Middlebury, IN | 3 | 3 | 0 | 0 | 0 | 0 | 2 | | [Merchants Capital Corp.](https://lender.report/lender/merchants-capital-in/) [multifamily record](https://lender.report/lender/merchants-capital-in/multifamily/) | Non-bank | Carmel, IN | 2 | 0 | 0 | 0 | 1 | 1 | 1 | | [Centier Bank](https://lender.report/lender/centier-bank-in/) [multifamily record](https://lender.report/lender/centier-bank-in/multifamily/) | Bank | Whiting, IN | 2 | 0 | 0 | 1 | 1 | 0 | 0 | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [multifamily record](https://lender.report/lender/huntington-national-bank-oh/multifamily/) | Bank | Columbus, OH | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-ne/) [multifamily record](https://lender.report/lender/pinnacle-bank-ne/multifamily/) | Bank | Lincoln, NE | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [CBRE Multifamily Capital, Inc.](https://lender.report/lender/cbre-multifamily-capital-tx/) [multifamily record](https://lender.report/lender/cbre-multifamily-capital-tx/multifamily/) | Non-bank | Houston, TX | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Indiana University Credit Union](https://lender.report/lender/indiana-university-credit-union-in/) [multifamily record](https://lender.report/lender/indiana-university-credit-union-in/multifamily/) | Credit union | Bloomington, IN | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [Farm Credit Mid-America, ACA](https://lender.report/lender/farm-credit-mid-america-aca-ky/) [multifamily record](https://lender.report/lender/farm-credit-mid-america-aca-ky/multifamily/) | Non-bank | Louisville, KY | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Lima One Capital, LLC](https://lender.report/lender/lima-one-capital-sc/) [multifamily record](https://lender.report/lender/lima-one-capital-sc/multifamily/) | Non-bank | Greenville, SC | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Crossroads Bank](https://lender.report/lender/crossroads-bank-in/) [multifamily record](https://lender.report/lender/crossroads-bank-in/multifamily/) | Bank | Wabash, IN | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Northwest Bank](https://lender.report/lender/northwest-bank-pa/) [multifamily record](https://lender.report/lender/northwest-bank-pa/multifamily/) | Savings | Warren, PA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Elkhart, IN in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=21140) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 10 lenders made a multifamily loan under $1M in Elkhart, IN, 2 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA, 2025 - 3 lenders made a loan from $5M to $10M, and 7 made one of $10M or more. HMDA, 2025 - Merchants Bank of Indiana made the most loans of $5M or more in Elkhart, IN, with 3. HMDA, 2025 - 9 lenders made at least one refinancing in Elkhart, IN, and 11 made at least one purchase loan. HMDA, 2025 - 2 lenders made 5 or more loans in Elkhart, IN, and 12 made exactly one. HMDA, 2025 - The typical loan in Elkhart, IN was about $800K, with the middle half between $320K and $5.4M. HMDA, 2025 - Lenders reported a median rate of 6.88% on 34 loans in Elkhart, IN, with the middle half between 6.01% and 7.50%. HMDA, 2025 - 37% of the loans were refinancings and 49% were purchases. HMDA, 2025 - Banks and savings institutions made 21 of the loans, credit unions 13, and non-banks 7. HMDA, 2025 - 10 of the 19 lenders are based in Indiana. The rest are based elsewhere, most often in Ohio, Pennsylvania and Kentucky. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Elkhart, IN metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.