--- title: Multifamily Lenders in Lynchburg, VA, by Loan Size: 23 Lenders url: https://lender.report/multifamily-lenders/lynchburg-va/ license: https://lender.report/license/ --- Multifamily ยท VA # Multifamily lenders in Lynchburg, VA, by loan size 23 lenders made multifamily loans in the Lynchburg, VA metro area in 2024 and 2025. 14 made a loan under $1M, 7 made one of $5M or more, and 6 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Lynchburg, VA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 23 HMDA, 2025 **Loans under $1M** 29 HMDA, 2025 14 lenders **Loans $1M to $5M** 14 HMDA, 2025 8 lenders **Loans $5M or more** 12 HMDA, 2025 7 lenders Cite this Source: The Lender Report, Multifamily lenders in Lynchburg, VA, by loan size, https://lender.report/multifamily-lenders/lynchburg-va/, data as of December 31, 2025. ## Describe a deal in Lynchburg, VA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Lynchburg, VA](https://lender.report/comps/?lane=multifamily&metro=31340)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Freedom First Credit Union](https://lender.report/lender/freedom-first-credit-union-va/) [multifamily record](https://lender.report/lender/freedom-first-credit-union-va/multifamily/) | Credit union | Roanoke, VA | 10 | 8 | 1 | 0 | 1 | 0 | 2 | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [multifamily record](https://lender.report/lender/bank-of-america-nc/multifamily/) | Bank | Charlotte, NC | 5 | 0 | 0 | 0 | 0 | 5 | 5 | | [Select Bank](https://lender.report/lender/select-bank-va/) [multifamily record](https://lender.report/lender/select-bank-va/multifamily/) | Bank | Forest, VA | 5 | 3 | 1 | 1 | 0 | 0 | 4 | | [The First Bank and Trust Company](https://lender.report/lender/first-bank-and-trust-va/) [multifamily record](https://lender.report/lender/first-bank-and-trust-va/multifamily/) | Bank | Lebanon, VA | 4 | 3 | 1 | 0 | 0 | 0 | 1 | | [United Bank](https://lender.report/lender/united-bank-va/) [multifamily record](https://lender.report/lender/united-bank-va/multifamily/) | Bank | Fairfax, VA | 3 | 0 | 1 | 2 | 0 | 0 | 0 | | [Carter Bank & Trust](https://lender.report/lender/carter-bank-and-trust-va/) [multifamily record](https://lender.report/lender/carter-bank-and-trust-va/multifamily/) | Bank | Martinsville, VA | 3 | 1 | 2 | 0 | 0 | 0 | 2 | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [multifamily record](https://lender.report/lender/pinnacle-bank-tn/multifamily/) | Bank | Nashville, TN | 3 | 1 | 2 | 0 | 0 | 0 | 1 | | [Skyline National Bank](https://lender.report/lender/skyline-national-bank-va/) [multifamily record](https://lender.report/lender/skyline-national-bank-va/multifamily/) | Bank | Independence, VA | 3 | 3 | 0 | 0 | 0 | 0 | 2 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [The Bank of Charlotte County](https://lender.report/lender/bank-of-charlotte-county-va/) [multifamily record](https://lender.report/lender/bank-of-charlotte-county-va/multifamily/) | Bank | Phenix, VA | 2 | 0 | 2 | 0 | 0 | 0 | 0 | | [First National Bank](https://lender.report/lender/first-national-bank-va/) [multifamily record](https://lender.report/lender/first-national-bank-va/multifamily/) | Bank | Altavista, VA | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) [multifamily record](https://lender.report/lender/truist-bank-nc/multifamily/) | Bank | Charlotte, NC | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Lument Structured Finance LLC](https://lender.report/lender/lument-structured-finance-oh/) [multifamily record](https://lender.report/lender/lument-structured-finance-oh/multifamily/) | Non-bank | Columbus, OH | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Coastal Credit Union](https://lender.report/lender/coastal-credit-union-nc/) [multifamily record](https://lender.report/lender/coastal-credit-union-nc/multifamily/) | Credit union | Raleigh, NC | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [The National Bank of Blacksburg](https://lender.report/lender/national-bank-of-blacksburg-va/) [multifamily record](https://lender.report/lender/national-bank-of-blacksburg-va/multifamily/) | Bank | Blacksburg, VA | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [Archwest Funding](https://lender.report/lender/archwest-funding-ca/) [multifamily record](https://lender.report/lender/archwest-funding-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [First Bank](https://lender.report/lender/first-bank-va/) [multifamily record](https://lender.report/lender/first-bank-va/multifamily/) | Bank | Strasburg, VA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Beacon Credit Union, Incorporated](https://lender.report/lender/beacon-credit-union-va/) [multifamily record](https://lender.report/lender/beacon-credit-union-va/multifamily/) | Credit union | Lynchburg, VA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Atlantic Union Bank](https://lender.report/lender/atlantic-union-bank-va/) [multifamily record](https://lender.report/lender/atlantic-union-bank-va/multifamily/) | Bank | Richmond City, VA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [CNB Bank](https://lender.report/lender/cnb-bank-pa/) [multifamily record](https://lender.report/lender/cnb-bank-pa/multifamily/) | Bank | Clearfield, PA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Bank of Botetourt](https://lender.report/lender/bank-of-botetourt-va/) [multifamily record](https://lender.report/lender/bank-of-botetourt-va/multifamily/) | Bank | Buchanan, VA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [multifamily record](https://lender.report/lender/a-and-d-mortgage-fl/multifamily/) | Non-bank | Ft. Lauderdale, FL | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Lynchburg, VA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=31340) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 14 lenders made a multifamily loan under $1M in Lynchburg, VA, 7 made one from $1M to $2.5M, and 3 from $2.5M to $5M. HMDA, 2025 - 2 lenders made a loan from $5M to $10M, and 5 made one of $10M or more. HMDA, 2025 - Bank of America, National Association made the most loans of $5M or more in Lynchburg, VA, with 5. HMDA, 2025 - 17 lenders made at least one refinancing in Lynchburg, VA, and 10 made at least one purchase loan. HMDA, 2025 - 3 lenders made 5 or more loans in Lynchburg, VA, and 12 made exactly one. HMDA, 2025 - The typical loan in Lynchburg, VA was about $900K, with the middle half between $680K and $3M. HMDA, 2025 - Lenders reported a median rate of 6.75% on 41 loans in Lynchburg, VA, with the middle half between 6.38% and 7.25%. HMDA, 2025 - 55% of the loans were refinancings and 36% were purchases. HMDA, 2025 - Banks and savings institutions made 36 of the loans, credit unions 12, and non-banks 6. HMDA, 2025 - 13 of the 23 lenders are based in Virginia. The rest are based elsewhere, most often in North Carolina, Pennsylvania and California. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Lynchburg, VA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.