--- title: Multifamily Lenders in Oxnard, CA, by Loan Size: 28 Lenders url: https://lender.report/multifamily-lenders/oxnard-ca/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in Oxnard, CA, by loan size 28 lenders made multifamily loans in the Oxnard, CA metro area in 2024 and 2025. 6 made a loan under $1M, 17 made one of $5M or more, and 14 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Oxnard, CA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 28 HMDA, 2025 **Loans under $1M** 11 HMDA, 2025 6 lenders **Loans $1M to $5M** 38 HMDA, 2025 10 lenders **Loans $5M or more** 32 HMDA, 2025 17 lenders Cite this Source: The Lender Report, Multifamily lenders in Oxnard, CA, by loan size, https://lender.report/multifamily-lenders/oxnard-ca/, data as of December 31, 2025. ## Describe a deal in Oxnard, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Oxnard, CA](https://lender.report/comps/?lane=multifamily&metro=37100)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 34 | 5 | 13 | 9 | 2 | 5 | 13 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 4 | 0 | 0 | 0 | 1 | 3 | 4 | | [Montecito Bank & Trust](https://lender.report/lender/montecito-bank-and-trust-ca/) [multifamily record](https://lender.report/lender/montecito-bank-and-trust-ca/multifamily/) | Bank | Santa Barbara, CA | 4 | 0 | 3 | 1 | 0 | 0 | 1 | | [River City Bank](https://lender.report/lender/river-city-bank-ca/) [multifamily record](https://lender.report/lender/river-city-bank-ca/multifamily/) | Bank | Sacramento, CA | 3 | 0 | 0 | 0 | 3 | 0 | 3 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) [multifamily record](https://lender.report/lender/citibank-sd/multifamily/) | Bank | Sioux Falls, SD | 2 | 0 | 0 | 0 | 1 | 1 | 0 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 2 | 0 | 0 | 1 | 0 | 1 | 2 | | [EverBank, National Association](https://lender.report/lender/everbank-fl/) [multifamily record](https://lender.report/lender/everbank-fl/multifamily/) | Bank | Jacksonville, FL | 2 | 0 | 0 | 0 | 2 | 0 | 2 | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 2 | 0 | 1 | 0 | 1 | 0 | 1 | | [Cathay Bank](https://lender.report/lender/cathay-bank-ca/) [multifamily record](https://lender.report/lender/cathay-bank-ca/multifamily/) | Bank | Los Angeles, CA | 2 | 0 | 2 | 0 | 0 | 0 | 2 | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) [multifamily record](https://lender.report/lender/mechanics-bank-ca/multifamily/) | Bank | Walnut Creek, CA | 2 | 0 | 2 | 0 | 0 | 0 | 1 | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 2 | 0 | 2 | 0 | 0 | 0 | 2 | | [Community West Bank](https://lender.report/lender/community-west-bank-ca/) [multifamily record](https://lender.report/lender/community-west-bank-ca/multifamily/) | Bank | Fresno, CA | 2 | 1 | 1 | 0 | 0 | 0 | 0 | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) [multifamily record](https://lender.report/lender/citizens-business-bank-ca/multifamily/) | Bank | Ontario, CA | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [Grandbridge Real Estate Capital LLC](https://lender.report/lender/grandbridge-real-estate-capital-nc/) [multifamily record](https://lender.report/lender/grandbridge-real-estate-capital-nc/multifamily/) | Non-bank | Raleigh, NC | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) [multifamily record](https://lender.report/lender/bmo-bank-il/multifamily/) | Bank | Chicago, IL | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) [multifamily record](https://lender.report/lender/city-national-bank-ca/multifamily/) | Bank | Los Angeles, CA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [multifamily record](https://lender.report/lender/wells-fargo-bank-sd/multifamily/) | Bank | Sioux Falls, SD | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Financial Partners Credit Union](https://lender.report/lender/financial-partners-credit-union-ca/) [multifamily record](https://lender.report/lender/financial-partners-credit-union-ca/multifamily/) | Credit union | Downey, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Malaga Bank F.S.B.](https://lender.report/lender/malaga-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/malaga-bank-f-s-b-ca/multifamily/) | Savings | Palos Verdes Peninsula, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Insignia Capital Corp.](https://lender.report/lender/insignia-capital-ca/) [multifamily record](https://lender.report/lender/insignia-capital-ca/multifamily/) | Non-bank | Beverly Hills, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Greenbox Loans](https://lender.report/lender/greenbox-loans-ca/) [multifamily record](https://lender.report/lender/greenbox-loans-ca/multifamily/) | Non-bank | Los Angeles, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Oxnard, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=37100) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 6 lenders made a multifamily loan under $1M in Oxnard, CA, 9 made one from $1M to $2.5M, and 3 from $2.5M to $5M. HMDA, 2025 - 8 lenders made a loan from $5M to $10M, and 12 made one of $10M or more. HMDA, 2025 - JPMorgan Chase Bank, National Association made the most loans of $5M or more in Oxnard, CA, with 7. HMDA, 2025 - 21 lenders made at least one refinancing in Oxnard, CA, and 11 made at least one purchase loan. HMDA, 2025 - 1 lenders made 5 or more loans in Oxnard, CA, and 13 made exactly one. HMDA, 2025 - The typical loan in Oxnard, CA was about $2.8M, with the middle half between $1.4M and $9.5M. HMDA, 2025 - Lenders reported a median rate of 6.04% on 68 loans in Oxnard, CA, with the middle half between 5.37% and 6.46%. HMDA, 2025 - 56% of the loans were refinancings and 42% were purchases. HMDA, 2025 - Banks and savings institutions made 64 of the loans, credit unions 3, and non-banks 13. HMDA, 2025 - 12 of the 28 lenders are based in California. The rest are based elsewhere, most often in Ohio, South Dakota and Arizona. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Oxnard, CA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.