--- title: Multifamily Lenders in Rochester, NY, by Loan Size: 38 Lenders url: https://lender.report/multifamily-lenders/rochester-ny/ license: https://lender.report/license/ --- Multifamily ยท NY # Multifamily lenders in Rochester, NY, by loan size 38 lenders made multifamily loans in the Rochester, NY metro area in 2024 and 2025. 21 made a loan under $1M, 22 made one of $5M or more, and 6 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Rochester, NY metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 38 HMDA, 2025 **Loans under $1M** 132 HMDA, 2025 21 lenders **Loans $1M to $5M** 73 HMDA, 2025 23 lenders **Loans $5M or more** 67 HMDA, 2025 22 lenders Cite this Source: The Lender Report, Multifamily lenders in Rochester, NY, by loan size, https://lender.report/multifamily-lenders/rochester-ny/, data as of December 31, 2025. ## Describe a deal in Rochester, NY See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Rochester, NY](https://lender.report/comps/?lane=multifamily&metro=40380)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/multifamily/) | Bank | Canandaigua, NY | 66 | 32 | 16 | 9 | 8 | 1 | 16 | | [The Lyons National Bank](https://lender.report/lender/lyons-national-bank-ny/) [multifamily record](https://lender.report/lender/lyons-national-bank-ny/multifamily/) | Bank | Lyons, NY | 37 | 35 | 2 | 0 | 0 | 0 | 11 | | [ESL Credit Union](https://lender.report/lender/esl-credit-union-ny/) [multifamily record](https://lender.report/lender/esl-credit-union-ny/multifamily/) | Credit union | Rochester, NY | 31 | 18 | 5 | 1 | 2 | 5 | 21 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 11 | 1 | 1 | 4 | 1 | 4 | 10 | | [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) [multifamily record](https://lender.report/lender/five-star-bank-ny/multifamily/) | Bank | Rochester, NY | 11 | 2 | 3 | 2 | 2 | 2 | 3 | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [multifamily record](https://lender.report/lender/community-bank-ny/multifamily/) | Bank | Canton, NY | 9 | 7 | 0 | 0 | 1 | 1 | 1 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [multifamily record](https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/) | Bank | Buffalo, NY | 8 | 6 | 0 | 1 | 0 | 1 | 2 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 7 | 0 | 1 | 0 | 1 | 5 | 5 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 7 | 0 | 1 | 1 | 4 | 1 | 7 | | [Empower Credit Union](https://lender.report/lender/empower-credit-union-ny/) [multifamily record](https://lender.report/lender/empower-credit-union-ny/multifamily/) | Credit union | Syracuse, NY | 7 | 0 | 3 | 3 | 0 | 1 | 7 | | [Family First of NY Credit Union](https://lender.report/lender/family-first-of-ny-credit-union-ny/) [multifamily record](https://lender.report/lender/family-first-of-ny-credit-union-ny/multifamily/) | Credit union | Rochester, NY | 7 | 6 | 1 | 0 | 0 | 0 | 3 | | [PGIM Real Estate Agency Financing, LLC](https://lender.report/lender/pgim-real-estate-agency-financing-tx/) [multifamily record](https://lender.report/lender/pgim-real-estate-agency-financing-tx/multifamily/) | Non-bank | Dallas, TX | 6 | 0 | 0 | 0 | 1 | 5 | 6 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 5 | 0 | 2 | 1 | 2 | 0 | 4 | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [multifamily record](https://lender.report/lender/tompkins-bank-and-trust-ny/multifamily/) | Bank | Ithaca, NY | 5 | 2 | 2 | 0 | 0 | 1 | 2 | | [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 4 | 0 | 0 | 0 | 0 | 4 | 4 | | [CNB Bank](https://lender.report/lender/cnb-bank-pa/) [multifamily record](https://lender.report/lender/cnb-bank-pa/multifamily/) | Bank | Clearfield, PA | 4 | 1 | 0 | 1 | 0 | 2 | 2 | | [Nextier Bank, National Association](https://lender.report/lender/nextier-bank-pa/) [multifamily record](https://lender.report/lender/nextier-bank-pa/multifamily/) | Bank | Kittanning, PA | 4 | 2 | 1 | 0 | 1 | 0 | 2 | | [Americu Credit Union](https://lender.report/lender/americu-credit-union-ny/) [multifamily record](https://lender.report/lender/americu-credit-union-ny/multifamily/) | Credit union | Rome, NY | 4 | 3 | 1 | 0 | 0 | 0 | 0 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 3 | 0 | 0 | 2 | 1 | 0 | 1 | | [Savannah Bank National Association](https://lender.report/lender/savannah-bank-ny/) | Bank | Savannah, NY | 3 | 3 | 0 | 0 | 0 | 0 | 0 | | [Genesee Regional Bank](https://lender.report/lender/genesee-regional-bank-ny/) | Bank | Rochester, NY | 3 | 3 | 0 | 0 | 0 | 0 | 0 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 3 | 2 | 1 | 0 | 0 | 0 | 3 | | [Wayne Bank](https://lender.report/lender/wayne-bank-pa/) [multifamily record](https://lender.report/lender/wayne-bank-pa/multifamily/) | Bank | Honesdale, PA | 3 | 3 | 0 | 0 | 0 | 0 | 1 | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 2 | 0 | 0 | 0 | 0 | 2 | 0 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 2 | 0 | 1 | 0 | 0 | 1 | 1 | | [Colliers Mortgage LLC](https://lender.report/lender/colliers-mortgage-mn/) [multifamily record](https://lender.report/lender/colliers-mortgage-mn/multifamily/) | Non-bank | Minneapolis, MN | 2 | 0 | 0 | 0 | 2 | 0 | 0 | | [Union Savings Bank](https://lender.report/lender/union-savings-bank-ct/) [multifamily record](https://lender.report/lender/union-savings-bank-ct/multifamily/) | Savings | Danbury, CT | 2 | 0 | 0 | 1 | 0 | 1 | 2 | | [Silver Hill Funding](https://lender.report/lender/silver-hill-funding-fl/) [multifamily record](https://lender.report/lender/silver-hill-funding-fl/multifamily/) | Non-bank | Coral Gables, FL | 2 | 2 | 0 | 0 | 0 | 0 | 0 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [ReadyCap Commercial LLC](https://lender.report/lender/readycap-commercial-nj/) [multifamily record](https://lender.report/lender/readycap-commercial-nj/multifamily/) | Non-bank | Berkeley Heights, NJ | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [multifamily record](https://lender.report/lender/nbt-bank-ny/multifamily/) | Bank | Norwich, NY | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Chemung Canal Trust Company, National Association](https://lender.report/lender/chemung-canal-trust-ny/) [multifamily record](https://lender.report/lender/chemung-canal-trust-ny/multifamily/) | Bank | Elmira, NY | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Visions Credit Union](https://lender.report/lender/visions-credit-union-ny/) [multifamily record](https://lender.report/lender/visions-credit-union-ny/multifamily/) | Credit union | Endicott, NY | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Logan Finance Corporation](https://lender.report/lender/logan-finance-ny/) [multifamily record](https://lender.report/lender/logan-finance-ny/multifamily/) | Non-bank | Haupaugge, NY | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Cayuga Lake National Bank](https://lender.report/lender/cayuga-lake-national-bank-ny/) | Bank | Union Springs, NY | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Rochester, NY in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=40380) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 21 lenders made a multifamily loan under $1M in Rochester, NY, 17 made one from $1M to $2.5M, and 13 from $2.5M to $5M. HMDA, 2025 - 12 lenders made a loan from $5M to $10M, and 18 made one of $10M or more. HMDA, 2025 - The Canandaigua National Bank and Trust Company made the most loans of $5M or more in Rochester, NY, with 9. HMDA, 2025 - 27 lenders made at least one refinancing in Rochester, NY, and 24 made at least one purchase loan. HMDA, 2025 - 14 lenders made 5 or more loans in Rochester, NY, and 9 made exactly one. HMDA, 2025 - The typical loan in Rochester, NY was about $1M, with the middle half between $400K and $4.8M. HMDA, 2025 - Lenders reported a median rate of 7.25% on 223 loans in Rochester, NY, with the middle half between 6.51% and 7.69%. HMDA, 2025 - 44% of the loans were refinancings and 49% were purchases. HMDA, 2025 - Banks and savings institutions made 160 of the loans, credit unions 50, and non-banks 59. HMDA, 2025 - 19 of the 38 lenders are based in New York. The rest are based elsewhere, most often in Pennsylvania, California and Ohio. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Rochester, NY metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.