---
title: Multifamily Lenders in Rockford, IL, by Loan Size: 42 Lenders
url: https://lender.report/multifamily-lenders/rockford-il/
license: https://lender.report/license/
---

Multifamily · IL

# Multifamily lenders in Rockford, IL, by loan size

42 lenders made multifamily loans in the Rockford, IL metro area in 2024 and 2025. 30 made a loan under $1M, 7 made one of $5M or more, and 4 made only loans of $5M or more.

**Evidence**
Multifamily loans placed in the Rockford, IL metro area, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
42

HMDA, 2025

**Loans under $1M**
101

HMDA, 2025

30 lenders

**Loans $1M to $5M**
32

HMDA, 2025

15 lenders

**Loans $5M or more**
9

HMDA, 2025

7 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Rockford, IL, by loan size, https://lender.report/multifamily-lenders/rockford-il/, data as of December 31, 2025.

## Describe a deal in Rockford, IL

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in Rockford, IL](https://lender.report/comps/?lane=multifamily&metro=40420)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Byron Bank](https://lender.report/lender/byron-bank-il/) [multifamily record](https://lender.report/lender/byron-bank-il/multifamily/) | Bank | Byron, IL | 21 | 16 | 5 | 0 | 0 | 0 | 5 |
| [Holcomb Bank](https://lender.report/lender/holcomb-bank-il/) [multifamily record](https://lender.report/lender/holcomb-bank-il/multifamily/) | Bank | Rochelle, IL | 14 | 13 | 1 | 0 | 0 | 0 | 4 |
| [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) [multifamily record](https://lender.report/lender/midland-states-bank-il/multifamily/) | Bank | Effingham, IL | 10 | 10 | 0 | 0 | 0 | 0 | 8 |
| [Central Bank Illinois](https://lender.report/lender/central-bank-illinois-il/) [multifamily record](https://lender.report/lender/central-bank-illinois-il/multifamily/) | Bank | Geneseo, IL | 9 | 5 | 2 | 2 | 0 | 0 | 2 |
| [Stillman BancCorp N.A.](https://lender.report/lender/stillman-banccorp-il/) [multifamily record](https://lender.report/lender/stillman-banccorp-il/multifamily/) | Bank | Stillman Valley, IL | 8 | 8 | 0 | 0 | 0 | 0 | 3 |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-il/) [multifamily record](https://lender.report/lender/union-savings-bank-il/multifamily/) | Savings | Freeport, IL | 7 | 6 | 1 | 0 | 0 | 0 | 5 |
| [Foresight Bank](https://lender.report/lender/foresight-bank-il/) [multifamily record](https://lender.report/lender/foresight-bank-il/multifamily/) | Bank | Winnebago, IL | 5 | 4 | 0 | 0 | 1 | 0 | 2 |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 4 | 0 | 0 | 2 | 1 | 1 | 3 |
| [Old Plank Trail Community Bank, National Association](https://lender.report/lender/old-plank-trail-community-bank-il/) [multifamily record](https://lender.report/lender/old-plank-trail-community-bank-il/multifamily/) | Bank | New Lenox, IL | 4 | 0 | 3 | 1 | 0 | 0 | 0 |
| [Sauk Valley Bank & Trust Company](https://lender.report/lender/sauk-valley-bank-and-trust-il/) [multifamily record](https://lender.report/lender/sauk-valley-bank-and-trust-il/multifamily/) | Bank | Sterling, IL | 4 | 2 | 2 | 0 | 0 | 0 | 1 |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 4 | 4 | 0 | 0 | 0 | 0 | 4 |
| [CBI Bank & Trust](https://lender.report/lender/cbi-bank-and-trust-ia/) [multifamily record](https://lender.report/lender/cbi-bank-and-trust-ia/multifamily/) | Bank | Muscatine, IA | 3 | 3 | 0 | 0 | 0 | 0 | 0 |
| [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/) | Bank | Mattoon, IL | 3 | 3 | 0 | 0 | 0 | 0 | 0 |
| [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 2 | 0 | 0 | 0 | 2 | 0 | 2 |
| [Consumers Credit Union](https://lender.report/lender/consumers-credit-union-il/) [multifamily record](https://lender.report/lender/consumers-credit-union-il/multifamily/) | Credit union | lake Forest, IL | 2 | 1 | 0 | 0 | 0 | 1 | 0 |
| [First National Bank of Omaha](https://lender.report/lender/first-national-bank-of-omaha-ne/) [multifamily record](https://lender.report/lender/first-national-bank-of-omaha-ne/multifamily/) | Bank | Omaha, NE | 2 | 0 | 2 | 0 | 0 | 0 | 1 |
| [Bank of Pontiac](https://lender.report/lender/bank-of-pontiac-il/) [multifamily record](https://lender.report/lender/bank-of-pontiac-il/multifamily/) | Bank | Pontiac, IL | 2 | 1 | 0 | 1 | 0 | 0 | 1 |
| [St. Charles Bank & Trust Company, National Association](https://lender.report/lender/st-charles-bank-and-trust-il/) [multifamily record](https://lender.report/lender/st-charles-bank-and-trust-il/multifamily/) | Bank | Saint Charles, IL | 2 | 1 | 1 | 0 | 0 | 0 | 0 |
| [PremierBank](https://lender.report/lender/premierbank-wi/) [multifamily record](https://lender.report/lender/premierbank-wi/multifamily/) | Bank | Fort Atkinson, WI | 2 | 2 | 0 | 0 | 0 | 0 | 0 |
| [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) [multifamily record](https://lender.report/lender/umb-bank-mo/multifamily/) | Bank | Kansas City, MO | 2 | 2 | 0 | 0 | 0 | 0 | 1 |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 2 | 2 | 0 | 0 | 0 | 0 | 1 |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| [NewPoint Real Estate Capital](https://lender.report/lender/newpoint-real-estate-capital-tx/) [multifamily record](https://lender.report/lender/newpoint-real-estate-capital-tx/multifamily/) | Non-bank | Plano, TX | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) [multifamily record](https://lender.report/lender/merchants-bank-of-indiana-in/multifamily/) | Bank | Carmel, IN | 1 | 0 | 0 | 0 | 1 | 0 | 0 |
| [Providence Bank & Trust](https://lender.report/lender/providence-bank-and-trust-il/) [multifamily record](https://lender.report/lender/providence-bank-and-trust-il/multifamily/) | Bank | South Holland, IL | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| [Baxter Credit Union](https://lender.report/lender/baxter-credit-union-il/) [multifamily record](https://lender.report/lender/baxter-credit-union-il/multifamily/) | Credit union | Vernon Hills, IL | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| [Associated Bank, National Association](https://lender.report/lender/associated-bank-wi/) [multifamily record](https://lender.report/lender/associated-bank-wi/multifamily/) | Bank | Green Bay, WI | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| [Barrington Bank & Trust Company, National Association](https://lender.report/lender/barrington-bank-and-trust-il/) [multifamily record](https://lender.report/lender/barrington-bank-and-trust-il/multifamily/) | Bank | Barrington, IL | 1 | 0 | 1 | 0 | 0 | 0 | 1 |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | 0 | 1 | 0 | 0 | 0 | 1 |
| [Resource Bank, National Association](https://lender.report/lender/resource-bank-il/) | Bank | Dekalb, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Greenstate Credit Union](https://lender.report/lender/greenstate-credit-union-ia/) [multifamily record](https://lender.report/lender/greenstate-credit-union-ia/multifamily/) | Credit union | North Liberty, IA | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [multifamily record](https://lender.report/lender/citadel-servicing-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Advia Credit Union](https://lender.report/lender/advia-credit-union-mi/) [multifamily record](https://lender.report/lender/advia-credit-union-mi/multifamily/) | Credit union | Kalamazoo, MI | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Fortress Bank](https://lender.report/lender/fortress-bank-il/) [multifamily record](https://lender.report/lender/fortress-bank-il/multifamily/) | Bank | Peoria, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| [Cornerstone National Bank & Trust Company](https://lender.report/lender/cornerstone-national-bank-and-trust-il/) [multifamily record](https://lender.report/lender/cornerstone-national-bank-and-trust-il/multifamily/) | Bank | Palatine, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| [OSB Community Bank](https://lender.report/lender/osb-community-bank-il/) [multifamily record](https://lender.report/lender/osb-community-bank-il/multifamily/) | Bank | Ottawa, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Prairie Community Bank](https://lender.report/lender/prairie-community-bank-il/) [multifamily record](https://lender.report/lender/prairie-community-bank-il/multifamily/) | Bank | Marengo, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Educators Credit Union](https://lender.report/lender/educators-credit-union-wi/) [multifamily record](https://lender.report/lender/educators-credit-union-wi/multifamily/) | Credit union | Racine, WI | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [multifamily record](https://lender.report/lender/a-and-d-mortgage-fl/multifamily/) | Non-bank | Ft. Lauderdale, FL | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| [Hinsdale Bank & Trust Company, National Association](https://lender.report/lender/hinsdale-bank-and-trust-il/) [multifamily record](https://lender.report/lender/hinsdale-bank-and-trust-il/multifamily/) | Bank | Hinsdale, IL | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| [Starion Bank](https://lender.report/lender/starion-bank-nd/) [multifamily record](https://lender.report/lender/starion-bank-nd/multifamily/) | Bank | Bismarck, ND | 1 | 1 | 0 | 0 | 0 | 0 | 0 |

HMDA, 2025

[Check a deal in Rockford, IL in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=40420)

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

- 30 lenders made a multifamily loan under $1M in Rockford, IL, 10 made one from $1M to $2.5M, and 7 from $2.5M to $5M. HMDA, 2025
- 4 lenders made a loan from $5M to $10M, and 4 made one of $10M or more. HMDA, 2025
- Arbor Realty Trust, Inc. made the most loans of $5M or more in Rockford, IL, with 2. HMDA, 2025
- 24 lenders made at least one refinancing in Rockford, IL, and 29 made at least one purchase loan. HMDA, 2025
- 7 lenders made 5 or more loans in Rockford, IL, and 21 made exactly one. HMDA, 2025
- The typical loan in Rockford, IL was about $520K, with the middle half between $260K and $1.2M. HMDA, 2025
- Lenders reported a median rate of 7.25% on 69 loans in Rockford, IL, with the middle half between 6.50% and 7.77%. HMDA, 2025
- 39% of the loans were refinancings and 56% were purchases. HMDA, 2025
- Banks and savings institutions made 111 of the loans, credit unions 6, and non-banks 16. HMDA, 2025
- 23 of the 42 lenders are based in Illinois. The rest are based elsewhere, most often in California, Wisconsin and Iowa. HMDA, 2025

## How this list is defined

**Measure**
Multifamily loans made in the Rockford, IL metro area, by size

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.