--- title: Multifamily Lenders in Saginaw, MI, by Loan Size: 17 Lenders url: https://lender.report/multifamily-lenders/saginaw-mi/ license: https://lender.report/license/ --- Multifamily ยท MI # Multifamily lenders in Saginaw, MI, by loan size 17 lenders made multifamily loans in the Saginaw, MI metro area in 2024 and 2025. 10 made a loan under $1M, 4 made one of $5M or more, and 4 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Saginaw, MI metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 17 HMDA, 2025 **Loans under $1M** 29 HMDA, 2025 10 lenders **Loans $1M to $5M** 9 HMDA, 2025 7 lenders **Loans $5M or more** 4 HMDA, 2025 4 lenders Cite this Source: The Lender Report, Multifamily lenders in Saginaw, MI, by loan size, https://lender.report/multifamily-lenders/saginaw-mi/, data as of December 31, 2025. ## Describe a deal in Saginaw, MI See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Saginaw, MI](https://lender.report/comps/?lane=multifamily&metro=40980)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [Isabella Bank](https://lender.report/lender/isabella-bank-mi/) [multifamily record](https://lender.report/lender/isabella-bank-mi/multifamily/) | Bank | Mount Pleasant, MI | 12 | 10 | 2 | 0 | 0 | 0 | 4 | | [1st State Bank](https://lender.report/lender/1st-state-bank-mi/) [multifamily record](https://lender.report/lender/1st-state-bank-mi/multifamily/) | Bank | Saginaw, MI | 8 | 6 | 2 | 0 | 0 | 0 | 2 | | [Horizon Bank](https://lender.report/lender/horizon-bank-in/) [multifamily record](https://lender.report/lender/horizon-bank-in/multifamily/) | Bank | Michigan City, IN | 4 | 3 | 0 | 1 | 0 | 0 | 2 | | [Frankenmuth Credit Union](https://lender.report/lender/frankenmuth-credit-union-mi/) [multifamily record](https://lender.report/lender/frankenmuth-credit-union-mi/multifamily/) | Credit union | Frankenmuth, MI | 3 | 2 | 1 | 0 | 0 | 0 | 2 | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 2 | 2 | 0 | 0 | 0 | 0 | 1 | | [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) [multifamily record](https://lender.report/lender/first-merchants-bank-in/multifamily/) | Bank | Muncie, IN | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [First American Bank](https://lender.report/lender/first-american-bank-il/) [multifamily record](https://lender.report/lender/first-american-bank-il/multifamily/) | Bank | Elk Grove Village, IL | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [multifamily record](https://lender.report/lender/fifth-third-bank-oh/multifamily/) | Bank | Cincinnati, OH | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Lake Trust Credit Union](https://lender.report/lender/lake-trust-credit-union-mi/) [multifamily record](https://lender.report/lender/lake-trust-credit-union-mi/multifamily/) | Credit union | Brighton, MI | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [The Dart Bank](https://lender.report/lender/dart-bank-mi/) [multifamily record](https://lender.report/lender/dart-bank-mi/multifamily/) | Bank | Mason, MI | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Arbor Financial Credit Union](https://lender.report/lender/arbor-financial-credit-union-mi/) | Credit union | Kalamazoo, MI | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [multifamily record](https://lender.report/lender/citadel-servicing-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Wildfire Credit Union](https://lender.report/lender/wildfire-credit-union-mi/) [multifamily record](https://lender.report/lender/wildfire-credit-union-mi/multifamily/) | Credit union | Saginaw, MI | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [ChoiceOne Bank](https://lender.report/lender/choiceone-bank-mi/) [multifamily record](https://lender.report/lender/choiceone-bank-mi/multifamily/) | Bank | Sparta, MI | 1 | 1 | 0 | 0 | 0 | 0 | 1 | HMDA, 2025 [Check a deal in Saginaw, MI in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=40980) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 10 lenders made a multifamily loan under $1M in Saginaw, MI, 6 made one from $1M to $2.5M, and 1 from $2.5M to $5M. HMDA, 2025 - 2 lenders made a loan from $5M to $10M, and 2 made one of $10M or more. HMDA, 2025 - Berkadia Commercial Mortgage made the most loans of $5M or more in Saginaw, MI, with 1. HMDA, 2025 - 13 lenders made at least one refinancing in Saginaw, MI, and 8 made at least one purchase loan. HMDA, 2025 - 2 lenders made 5 or more loans in Saginaw, MI, and 12 made exactly one. HMDA, 2025 - The typical loan in Saginaw, MI was about $300K, with the middle half between $180K and $1.2M. HMDA, 2025 - Lenders reported a median rate of 7.50% on 31 loans in Saginaw, MI, with the middle half between 6.75% and 8.00%. HMDA, 2025 - 45% of the loans were refinancings and 43% were purchases. HMDA, 2025 - Banks and savings institutions made 30 of the loans, credit unions 6, and non-banks 5. HMDA, 2025 - 8 of the 17 lenders are based in Michigan. The rest are based elsewhere, most often in California, Illinois and Indiana. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Saginaw, MI metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.