--- title: Multifamily Lenders in Salinas, CA, by Loan Size: 22 Lenders url: https://lender.report/multifamily-lenders/salinas-ca/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in Salinas, CA, by loan size 22 lenders made multifamily loans in the Salinas, CA metro area in 2024 and 2025. 5 made a loan under $1M, 10 made one of $5M or more, and 7 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Salinas, CA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 22 HMDA, 2025 **Loans under $1M** 8 HMDA, 2025 5 lenders **Loans $1M to $5M** 23 HMDA, 2025 11 lenders **Loans $5M or more** 14 HMDA, 2025 10 lenders Cite this Source: The Lender Report, Multifamily lenders in Salinas, CA, by loan size, https://lender.report/multifamily-lenders/salinas-ca/, data as of December 31, 2025. ## Describe a deal in Salinas, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Salinas, CA](https://lender.report/comps/?lane=multifamily&metro=41500)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 12 | 0 | 5 | 4 | 3 | 0 | 8 | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) [multifamily record](https://lender.report/lender/mechanics-bank-ca/multifamily/) | Bank | Walnut Creek, CA | 5 | 3 | 1 | 0 | 1 | 0 | 2 | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 3 | 0 | 1 | 2 | 0 | 0 | 3 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 2 | 0 | 0 | 0 | 0 | 2 | 2 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 2 | 0 | 0 | 0 | 1 | 1 | 2 | | [Stancorp Mortgage Investors](https://lender.report/lender/stancorp-mortgage-investors-or/) [multifamily record](https://lender.report/lender/stancorp-mortgage-investors-or/multifamily/) | Non-bank | Hillsboro, OR | 2 | 0 | 1 | 0 | 0 | 1 | 1 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 2 | 0 | 2 | 0 | 0 | 0 | 2 | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) [multifamily record](https://lender.report/lender/columbia-bank-or/multifamily/) | Bank | Roseburg, OR | 2 | 2 | 0 | 0 | 0 | 0 | 0 | | [CBRE Multifamily Capital, Inc.](https://lender.report/lender/cbre-multifamily-capital-tx/) [multifamily record](https://lender.report/lender/cbre-multifamily-capital-tx/multifamily/) | Non-bank | Houston, TX | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) [multifamily record](https://lender.report/lender/tri-counties-bank-ca/multifamily/) | Bank | Chico, CA | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [multifamily record](https://lender.report/lender/first-citizens-bank-and-trust-nc/multifamily/) | Bank | Raleigh, NC | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [JLL Real Estate Capital, LLC](https://lender.report/lender/jll-real-estate-capital-mn/) [multifamily record](https://lender.report/lender/jll-real-estate-capital-mn/multifamily/) | Non-bank | St. Paul, MN | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Stanford Credit Union](https://lender.report/lender/stanford-credit-union-ca/) [multifamily record](https://lender.report/lender/stanford-credit-union-ca/multifamily/) | Credit union | Palo Alto, CA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Mackillie Inc](https://lender.report/lender/mackillie-ca/) | Non-bank | Carmel, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [multifamily record](https://lender.report/lender/hometown-equity-mortgage-ca/multifamily/) | Non-bank | Lake Forest, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Flexpoint, Inc.](https://lender.report/lender/flexpoint-ca/) [multifamily record](https://lender.report/lender/flexpoint-ca/multifamily/) | Non-bank | Costa Mesa, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [multifamily record](https://lender.report/lender/champions-funding-az/multifamily/) | Non-bank | Gilbert, AZ | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [multifamily record](https://lender.report/lender/deephaven-mortgage-nc/multifamily/) | Non-bank | Charlotte, NC | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [multifamily record](https://lender.report/lender/east-west-bank-ca/multifamily/) | Bank | Pasadena, CA | 1 | 1 | 0 | 0 | 0 | 0 | 1 | HMDA, 2025 [Check a deal in Salinas, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=41500) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 5 lenders made a multifamily loan under $1M in Salinas, CA, 11 made one from $1M to $2.5M, and 2 from $2.5M to $5M. HMDA, 2025 - 7 lenders made a loan from $5M to $10M, and 4 made one of $10M or more. HMDA, 2025 - JPMorgan Chase Bank, National Association made the most loans of $5M or more in Salinas, CA, with 3. HMDA, 2025 - 14 lenders made at least one refinancing in Salinas, CA, and 8 made at least one purchase loan. HMDA, 2025 - 2 lenders made 5 or more loans in Salinas, CA, and 14 made exactly one. HMDA, 2025 - The typical loan in Salinas, CA was about $2.2M, with the middle half between $1.2M and $5.4M. HMDA, 2025 - Lenders reported a median rate of 6.32% on 45 loans in Salinas, CA, with the middle half between 5.95% and 7.03%. HMDA, 2025 - 62% of the loans were refinancings and 31% were purchases. HMDA, 2025 - Banks and savings institutions made 24 of the loans, credit unions 4, and non-banks 16. HMDA, 2025 - 10 of the 22 lenders are based in California. The rest are based elsewhere, most often in Arizona, North Carolina and Oregon. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Salinas, CA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.