--- title: Multifamily Lenders in San Luis Obispo, CA by Size: 12 Lenders url: https://lender.report/multifamily-lenders/san-luis-obispo-ca/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in San Luis Obispo, CA, by loan size 12 lenders made multifamily loans in the San Luis Obispo, CA metro area in 2024 and 2025. 4 made a loan under $1M, 6 made one of $5M or more, and 4 made only loans of $5M or more. **Evidence** Multifamily loans placed in the San Luis Obispo, CA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 12 HMDA, 2025 **Loans under $1M** 7 HMDA, 2025 4 lenders **Loans $1M to $5M** 29 HMDA, 2025 7 lenders **Loans $5M or more** 8 HMDA, 2025 6 lenders Cite this Source: The Lender Report, Multifamily lenders in San Luis Obispo, CA, by loan size, https://lender.report/multifamily-lenders/san-luis-obispo-ca/, data as of December 31, 2025. ## Describe a deal in San Luis Obispo, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in San Luis Obispo, CA](https://lender.report/comps/?lane=multifamily&metro=42020)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 20 | 0 | 14 | 4 | 0 | 2 | 7 | | [American Riviera Bank](https://lender.report/lender/american-riviera-bank-ca/) [multifamily record](https://lender.report/lender/american-riviera-bank-ca/multifamily/) | Bank | Santa Barbara, CA | 4 | 2 | 0 | 1 | 1 | 0 | 3 | | [Sesloc Credit Union](https://lender.report/lender/sesloc-credit-union-ca/) [multifamily record](https://lender.report/lender/sesloc-credit-union-ca/multifamily/) | Credit union | San Luis Obispo, CA | 4 | 1 | 3 | 0 | 0 | 0 | 1 | | [Coasthills Credit Union](https://lender.report/lender/coasthills-credit-union-ca/) [multifamily record](https://lender.report/lender/coasthills-credit-union-ca/multifamily/) | Credit union | Santa Maria, CA | 3 | 1 | 1 | 1 | 0 | 0 | 3 | | [Banner Bank](https://lender.report/lender/banner-bank-wa/) [multifamily record](https://lender.report/lender/banner-bank-wa/multifamily/) | Bank | Walla Walla, WA | 2 | 0 | 0 | 0 | 0 | 2 | 0 | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) [multifamily record](https://lender.report/lender/city-national-bank-ca/multifamily/) | Bank | Los Angeles, CA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) [multifamily record](https://lender.report/lender/citizens-bank-ri/multifamily/) | Bank | Providence, RI | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) [multifamily record](https://lender.report/lender/citizens-business-bank-ca/multifamily/) | Bank | Ontario, CA | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [MidFirst Bank](https://lender.report/lender/midfirst-bank-ok/) [multifamily record](https://lender.report/lender/midfirst-bank-ok/multifamily/) | Savings | Oklahoma City, OK | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Insignia Capital Corp.](https://lender.report/lender/insignia-capital-ca/) [multifamily record](https://lender.report/lender/insignia-capital-ca/multifamily/) | Non-bank | Beverly Hills, CA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in San Luis Obispo, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=42020) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 4 lenders made a multifamily loan under $1M in San Luis Obispo, CA, 5 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA, 2025 - 3 lenders made a loan from $5M to $10M, and 3 made one of $10M or more. HMDA, 2025 - Banner Bank made the most loans of $5M or more in San Luis Obispo, CA, with 2. HMDA, 2025 - 7 lenders made at least one refinancing in San Luis Obispo, CA, and 8 made at least one purchase loan. HMDA, 2025 - 1 lenders made 5 or more loans in San Luis Obispo, CA, and 7 made exactly one. HMDA, 2025 - The typical loan in San Luis Obispo, CA was about $1.8M, with the middle half between $1.2M and $4.1M. HMDA, 2025 - Lenders reported a median rate of 6.14% on 39 loans in San Luis Obispo, CA, with the middle half between 5.95% and 6.75%. HMDA, 2025 - 45% of the loans were refinancings and 55% were purchases. HMDA, 2025 - Banks and savings institutions made 30 of the loans, credit unions 7, and non-banks 3. HMDA, 2025 - 7 of the 12 lenders are based in California. The rest are based elsewhere, most often in Ohio, Oklahoma and Rhode Island. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the San Luis Obispo, CA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.