--- title: Multifamily Lenders in Santa Maria, CA, by Loan Size: 29 Lenders url: https://lender.report/multifamily-lenders/santa-maria-ca/ license: https://lender.report/license/ --- Multifamily ยท CA # Multifamily lenders in Santa Maria, CA, by loan size 29 lenders made multifamily loans in the Santa Maria, CA metro area in 2024 and 2025. 11 made a loan under $1M, 10 made one of $5M or more, and 6 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Santa Maria, CA metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 29 HMDA, 2025 **Loans under $1M** 17 HMDA, 2025 11 lenders **Loans $1M to $5M** 71 HMDA, 2025 19 lenders **Loans $5M or more** 14 HMDA, 2025 10 lenders Cite this Source: The Lender Report, Multifamily lenders in Santa Maria, CA, by loan size, https://lender.report/multifamily-lenders/santa-maria-ca/, data as of December 31, 2025. ## Describe a deal in Santa Maria, CA See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Santa Maria, CA](https://lender.report/comps/?lane=multifamily&metro=42200)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [multifamily record](https://lender.report/lender/jpmorgan-chase-bank-oh/multifamily/) | Bank | Columbus, OH | 43 | 3 | 26 | 10 | 2 | 2 | 18 | | [Montecito Bank & Trust](https://lender.report/lender/montecito-bank-and-trust-ca/) [multifamily record](https://lender.report/lender/montecito-bank-and-trust-ca/multifamily/) | Bank | Santa Barbara, CA | 9 | 2 | 7 | 0 | 0 | 0 | 1 | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [multifamily record](https://lender.report/lender/east-west-bank-ca/multifamily/) | Bank | Pasadena, CA | 5 | 1 | 0 | 3 | 1 | 0 | 3 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 4 | 0 | 3 | 1 | 0 | 0 | 2 | | [The Golden 1 Credit Union](https://lender.report/lender/golden-1-credit-union-ca/) [multifamily record](https://lender.report/lender/golden-1-credit-union-ca/multifamily/) | Credit union | Sacramento, CA | 3 | 0 | 1 | 0 | 1 | 1 | 2 | | [American Riviera Bank](https://lender.report/lender/american-riviera-bank-ca/) [multifamily record](https://lender.report/lender/american-riviera-bank-ca/multifamily/) | Bank | Santa Barbara, CA | 3 | 1 | 0 | 1 | 1 | 0 | 2 | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [multifamily record](https://lender.report/lender/american-heritage-lending-ca/multifamily/) | Non-bank | Irvine, CA | 3 | 0 | 3 | 0 | 0 | 0 | 2 | | [Habib American Bank](https://lender.report/lender/habib-american-bank-ny/) [multifamily record](https://lender.report/lender/habib-american-bank-ny/multifamily/) | Bank | New York, NY | 3 | 2 | 1 | 0 | 0 | 0 | 3 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 2 | 0 | 0 | 2 | 0 | 0 | 0 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 2 | 0 | 1 | 1 | 0 | 0 | 0 | | [Farmers and Merchants Bank of Long Beach](https://lender.report/lender/farmers-and-merchants-bank-of-long-beach-ca/) [multifamily record](https://lender.report/lender/farmers-and-merchants-bank-of-long-beach-ca/multifamily/) | Bank | Long Beach, CA | 2 | 1 | 0 | 1 | 0 | 0 | 2 | | [Coasthills Credit Union](https://lender.report/lender/coasthills-credit-union-ca/) [multifamily record](https://lender.report/lender/coasthills-credit-union-ca/multifamily/) | Credit union | Santa Maria, CA | 2 | 0 | 2 | 0 | 0 | 0 | 0 | | [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [multifamily record](https://lender.report/lender/lendsure-mortgage-ca/multifamily/) | Non-bank | San Diego, CA | 2 | 1 | 1 | 0 | 0 | 0 | 0 | | [Sesloc Credit Union](https://lender.report/lender/sesloc-credit-union-ca/) [multifamily record](https://lender.report/lender/sesloc-credit-union-ca/multifamily/) | Credit union | San Luis Obispo, CA | 2 | 2 | 0 | 0 | 0 | 0 | 2 | | [M&T Realty Capital Corporation](https://lender.report/lender/m-and-t-realty-capital-ny/) [multifamily record](https://lender.report/lender/m-and-t-realty-capital-ny/multifamily/) | Non-bank | Buffalo, NY | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Banner Bank](https://lender.report/lender/banner-bank-wa/) [multifamily record](https://lender.report/lender/banner-bank-wa/multifamily/) | Bank | Walla Walla, WA | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [multifamily record](https://lender.report/lender/pnc-bank-de/multifamily/) | Bank | Wilmington, DE | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) [multifamily record](https://lender.report/lender/city-national-bank-ca/multifamily/) | Bank | Los Angeles, CA | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [River City Bank](https://lender.report/lender/river-city-bank-ca/) [multifamily record](https://lender.report/lender/river-city-bank-ca/multifamily/) | Bank | Sacramento, CA | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) [multifamily record](https://lender.report/lender/citizens-bank-ri/multifamily/) | Bank | Providence, RI | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [multifamily record](https://lender.report/lender/first-citizens-bank-and-trust-nc/multifamily/) | Bank | Raleigh, NC | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [Arixa Enhanced Income Fund, LP](https://lender.report/lender/arixa-enhanced-income-fund-az/) [multifamily record](https://lender.report/lender/arixa-enhanced-income-fund-az/multifamily/) | Non-bank | Phoenix, AZ | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Mid Valley Services Inc](https://lender.report/lender/mid-valley-services-ca/) | Non-bank | Fresno, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Financial Partners Credit Union](https://lender.report/lender/financial-partners-credit-union-ca/) [multifamily record](https://lender.report/lender/financial-partners-credit-union-ca/multifamily/) | Credit union | Downey, CA | 1 | 0 | 1 | 0 | 0 | 0 | 1 | | [Malaga Bank F.S.B.](https://lender.report/lender/malaga-bank-f-s-b-ca/) [multifamily record](https://lender.report/lender/malaga-bank-f-s-b-ca/multifamily/) | Savings | Palos Verdes Peninsula, CA | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Oaktree Funding Corp](https://lender.report/lender/oaktree-funding-az/) [multifamily record](https://lender.report/lender/oaktree-funding-az/multifamily/) | Non-bank | Chandler, AZ | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [multifamily record](https://lender.report/lender/deephaven-mortgage-nc/multifamily/) | Non-bank | Charlotte, NC | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [First Entertainment Credit Union](https://lender.report/lender/first-entertainment-credit-union-ca/) [multifamily record](https://lender.report/lender/first-entertainment-credit-union-ca/multifamily/) | Credit union | Hollywood, CA | 1 | 1 | 0 | 0 | 0 | 0 | 0 | HMDA, 2025 [Check a deal in Santa Maria, CA in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=42200) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 11 lenders made a multifamily loan under $1M in Santa Maria, CA, 13 made one from $1M to $2.5M, and 9 from $2.5M to $5M. HMDA, 2025 - 6 lenders made a loan from $5M to $10M, and 6 made one of $10M or more. HMDA, 2025 - JPMorgan Chase Bank, National Association made the most loans of $5M or more in Santa Maria, CA, with 4. HMDA, 2025 - 20 lenders made at least one refinancing in Santa Maria, CA, and 14 made at least one purchase loan. HMDA, 2025 - 3 lenders made 5 or more loans in Santa Maria, CA, and 15 made exactly one. HMDA, 2025 - The typical loan in Santa Maria, CA was about $1.8M, with the middle half between $1.2M and $3.2M. HMDA, 2025 - Lenders reported a median rate of 6.25% on 81 loans in Santa Maria, CA, with the middle half between 5.98% and 6.66%. HMDA, 2025 - 47% of the loans were refinancings and 50% were purchases. HMDA, 2025 - Banks and savings institutions made 76 of the loans, credit unions 9, and non-banks 15. HMDA, 2025 - 15 of the 29 lenders are based in California. The rest are based elsewhere, most often in Ohio, Arizona and North Carolina. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Santa Maria, CA metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.