---
title: Multifamily Lenders in St. Louis, MO-IL by Size: 109 Lenders
url: https://lender.report/multifamily-lenders/st-louis-mo-il/
license: https://lender.report/license/
---

Multifamily · MO

# Multifamily lenders in St. Louis, MO-IL, by loan size

109 lenders made multifamily loans in the St. Louis, MO-IL metro area in 2024 and 2025. 76 made a loan under $1M, 46 made one of $5M or more, and 12 made only loans of $5M or more.

**Evidence**
Multifamily loans placed in the St. Louis, MO-IL metro area, HMDA

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
109

HMDA, 2025

**Loans under $1M**
552

HMDA, 2025

76 lenders

**Loans $1M to $5M**
228

HMDA, 2025

68 lenders

**Loans $5M or more**
105

HMDA, 2025

46 lenders

Cite this

Source: The Lender Report, Multifamily lenders in St. Louis, MO-IL, by loan size, https://lender.report/multifamily-lenders/st-louis-mo-il/, data as of December 31, 2025.

## Describe a deal in St. Louis, MO-IL

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show multifamily loans in St. Louis, MO-IL](https://lender.report/comps/?lane=multifamily&metro=41180)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [FCB Banks](https://lender.report/lender/fcb-banks-il/) [multifamily record](https://lender.report/lender/fcb-banks-il/multifamily/) | Bank | Collinsville, IL | 91 | 67 | 9 | 9 | 2 | 4 | 11 |
| [Heritage Community Bank](https://lender.report/lender/heritage-community-bank-mo/) [multifamily record](https://lender.report/lender/heritage-community-bank-mo/multifamily/) | Bank | Union, MO | 83 | 82 | 1 | 0 | 0 | 0 | 10 |
| [Midwest BankCentre](https://lender.report/lender/midwest-bankcentre-mo/) [multifamily record](https://lender.report/lender/midwest-bankcentre-mo/multifamily/) | Bank | Lemay, MO | 39 | 21 | 10 | 4 | 3 | 1 | 11 |
| [Carrollton Bank](https://lender.report/lender/carrollton-bank-il/) [multifamily record](https://lender.report/lender/carrollton-bank-il/multifamily/) | Bank | Carrollton, IL | 34 | 28 | 5 | 0 | 1 | 0 | 12 |
| [The Central Trust Bank](https://lender.report/lender/central-trust-bank-mo/) [multifamily record](https://lender.report/lender/central-trust-bank-mo/multifamily/) | Bank | Jefferson City, MO | 28 | 10 | 14 | 3 | 0 | 1 | 7 |
| [First State Community Bank](https://lender.report/lender/first-state-community-bank-mo/) [multifamily record](https://lender.report/lender/first-state-community-bank-mo/multifamily/) | Bank | Farmington, MO | 27 | 17 | 6 | 2 | 1 | 1 | 6 |
| [Constitution Bank, National Association](https://lender.report/lender/constitution-bank-il/) [multifamily record](https://lender.report/lender/constitution-bank-il/multifamily/) | Bank | Hillsboro, IL | 27 | 21 | 3 | 2 | 1 | 0 | 6 |
| [Arbor Realty Trust, Inc.](https://lender.report/lender/arbor-realty-trust-ny/) [multifamily record](https://lender.report/lender/arbor-realty-trust-ny/multifamily/) | Non-bank | Uniondale, NY | 23 | 0 | 2 | 4 | 4 | 13 | 15 |
| [American Bank of Freedom](https://lender.report/lender/american-bank-of-freedom-mo/) [multifamily record](https://lender.report/lender/american-bank-of-freedom-mo/multifamily/) | Bank | Wellsville, MO | 20 | 8 | 7 | 4 | 1 | 0 | 11 |
| [Triad Bank](https://lender.report/lender/triad-bank-mo/) [multifamily record](https://lender.report/lender/triad-bank-mo/multifamily/) | Bank | Frontenac, MO | 20 | 10 | 7 | 2 | 0 | 1 | 7 |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [multifamily record](https://lender.report/lender/u-s-bank-oh/multifamily/) | Bank | Cincinnati, OH | 19 | 12 | 7 | 0 | 0 | 0 | 9 |
| [Together Credit Union](https://lender.report/lender/together-credit-union-mo/) [multifamily record](https://lender.report/lender/together-credit-union-mo/multifamily/) | Credit union | Saint Louis, MO | 18 | 12 | 3 | 2 | 0 | 1 | 10 |
| [Dieterich Bank](https://lender.report/lender/dieterich-bank-il/) [multifamily record](https://lender.report/lender/dieterich-bank-il/multifamily/) | Bank | Effingham, IL | 16 | 8 | 3 | 1 | 2 | 2 | 7 |
| [Town & Country Bank](https://lender.report/lender/town-and-country-bank-mo/) [multifamily record](https://lender.report/lender/town-and-country-bank-mo/multifamily/) | Bank | Salem, MO | 16 | 11 | 4 | 1 | 0 | 0 | 10 |
| [Re Investment Loans LLC](https://lender.report/lender/re-investment-loans-co/) [multifamily record](https://lender.report/lender/re-investment-loans-co/multifamily/) | Non-bank | Greenwood Village, CO | 15 | 8 | 6 | 1 | 0 | 0 | 11 |
| [Sullivan Bank](https://lender.report/lender/sullivan-bank-mo/) [multifamily record](https://lender.report/lender/sullivan-bank-mo/multifamily/) | Bank | Sullivan, MO | 15 | 9 | 5 | 0 | 1 | 0 | 7 |
| [First National Bank of Waterloo](https://lender.report/lender/first-national-bank-of-waterloo-il/) [multifamily record](https://lender.report/lender/first-national-bank-of-waterloo-il/multifamily/) | Bank | Waterloo, IL | 13 | 9 | 2 | 1 | 1 | 0 | 7 |
| [Bank of Belleville](https://lender.report/lender/bank-of-belleville-il/) [multifamily record](https://lender.report/lender/bank-of-belleville-il/multifamily/) | Bank | Belleville, IL | 13 | 11 | 1 | 1 | 0 | 0 | 2 |
| [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) [multifamily record](https://lender.report/lender/first-mid-bank-and-trust-il/multifamily/) | Bank | Mattoon, IL | 12 | 8 | 2 | 0 | 0 | 2 | 9 |
| [Great Southern Bank](https://lender.report/lender/great-southern-bank-mo/) [multifamily record](https://lender.report/lender/great-southern-bank-mo/multifamily/) | Bank | Reeds Spring, MO | 12 | 8 | 3 | 0 | 0 | 1 | 6 |
| [Montgomery Bank](https://lender.report/lender/montgomery-bank-mo/) [multifamily record](https://lender.report/lender/montgomery-bank-mo/multifamily/) | Bank | Sikeston, MO | 12 | 8 | 3 | 1 | 0 | 0 | 9 |
| [Citizens Bank](https://lender.report/lender/citizens-bank-mo-new-haven/) [multifamily record](https://lender.report/lender/citizens-bank-mo-new-haven/multifamily/) | Bank | New Haven, MO | 11 | 10 | 1 | 0 | 0 | 0 | 1 |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 10 | 6 | 1 | 2 | 1 | 0 | 7 |
| [St. Johns Bank and Trust Company](https://lender.report/lender/st-johns-bank-and-trust-mo/) [multifamily record](https://lender.report/lender/st-johns-bank-and-trust-mo/multifamily/) | Bank | Saint Louis, MO | 10 | 5 | 5 | 0 | 0 | 0 | 3 |
| [Enterprise Bank & Trust](https://lender.report/lender/enterprise-bank-and-trust-mo/) [multifamily record](https://lender.report/lender/enterprise-bank-and-trust-mo/multifamily/) | Bank | Clayton, MO | 9 | 5 | 3 | 1 | 0 | 0 | 2 |
| [First FSB of Mascoutah](https://lender.report/lender/first-fsb-of-mascoutah-il/) [multifamily record](https://lender.report/lender/first-fsb-of-mascoutah-il/multifamily/) | Bank | Mascoutah, IL | 9 | 6 | 3 | 0 | 0 | 0 | 4 |
| [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 8 | 0 | 0 | 1 | 3 | 4 | 7 |
| [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) [multifamily record](https://lender.report/lender/bank-of-springfield-il/multifamily/) | Bank | Springfield, IL | 8 | 8 | 0 | 0 | 0 | 0 | 2 |
| [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 7 | 0 | 1 | 1 | 0 | 5 | 3 |
| [Lindell Bank & Trust Company](https://lender.report/lender/lindell-bank-and-trust-mo/) [multifamily record](https://lender.report/lender/lindell-bank-and-trust-mo/multifamily/) | Bank | St. Louis, MO | 7 | 4 | 2 | 0 | 1 | 0 | 3 |
| [Peoples Bank & Trust Co.](https://lender.report/lender/peoples-bank-and-trust-mo/) [multifamily record](https://lender.report/lender/peoples-bank-and-trust-mo/multifamily/) | Bank | Troy, MO | 7 | 6 | 1 | 0 | 0 | 0 | 3 |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [multifamily record](https://lender.report/lender/velocity-commercial-capital-ca/multifamily/) | Non-bank | Westlake Village, CA | 7 | 7 | 0 | 0 | 0 | 0 | 3 |
| [Old National Bank](https://lender.report/lender/old-national-bank-in/) [multifamily record](https://lender.report/lender/old-national-bank-in/multifamily/) | Bank | Evansville, IN | 6 | 1 | 1 | 0 | 1 | 3 | 0 |
| [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) [multifamily record](https://lender.report/lender/midland-states-bank-il/multifamily/) | Bank | Effingham, IL | 6 | 0 | 1 | 1 | 2 | 2 | 3 |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) [multifamily record](https://lender.report/lender/regions-bank-al/multifamily/) | Bank | Birmingham, AL | 6 | 0 | 2 | 2 | 2 | 0 | 4 |
| [Southern Bank](https://lender.report/lender/southern-bank-mo/) [multifamily record](https://lender.report/lender/southern-bank-mo/multifamily/) | Bank | Poplar Bluff, MO | 6 | 3 | 2 | 1 | 0 | 0 | 3 |
| [Farmers and Merchants Bank of St. Clair](https://lender.report/lender/farmers-and-merchants-bank-of-st-clair-mo/) [multifamily record](https://lender.report/lender/farmers-and-merchants-bank-of-st-clair-mo/multifamily/) | Bank | Saint Clair, MO | 6 | 3 | 3 | 0 | 0 | 0 | 5 |
| [Peoples National Bank , N.A.](https://lender.report/lender/peoples-national-bank-il/) [multifamily record](https://lender.report/lender/peoples-national-bank-il/multifamily/) | Bank | Mount Vernon, IL | 6 | 4 | 2 | 0 | 0 | 0 | 2 |
| [Busey Bank](https://lender.report/lender/busey-bank-il/) [multifamily record](https://lender.report/lender/busey-bank-il/multifamily/) | Bank | Champaign, IL | 6 | 3 | 3 | 0 | 0 | 0 | 0 |
| [Bank of O'Fallon](https://lender.report/lender/bank-of-o-fallon-il/) [multifamily record](https://lender.report/lender/bank-of-o-fallon-il/multifamily/) | Bank | O'Fallon, IL | 6 | 4 | 2 | 0 | 0 | 0 | 0 |
| [Bank of Washington](https://lender.report/lender/bank-of-washington-mo/) [multifamily record](https://lender.report/lender/bank-of-washington-mo/multifamily/) | Bank | Washington, MO | 6 | 5 | 1 | 0 | 0 | 0 | 4 |
| [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 5 | 0 | 0 | 0 | 2 | 3 | 3 |
| [CNB St Louis Bank](https://lender.report/lender/cnb-st-louis-bank-mo/) [multifamily record](https://lender.report/lender/cnb-st-louis-bank-mo/multifamily/) | Bank | Maplewood, MO | 5 | 3 | 0 | 0 | 1 | 1 | 1 |
| [The Bank of Missouri](https://lender.report/lender/bank-of-missouri-mo/) [multifamily record](https://lender.report/lender/bank-of-missouri-mo/multifamily/) | Bank | Perryville, MO | 5 | 3 | 0 | 0 | 2 | 0 | 3 |
| [Citizens Community Bank](https://lender.report/lender/citizens-community-bank-il/) [multifamily record](https://lender.report/lender/citizens-community-bank-il/multifamily/) | Bank | Mascoutah, IL | 5 | 3 | 1 | 0 | 0 | 1 | 3 |
| [Midwest Regional Bank](https://lender.report/lender/midwest-regional-bank-mo/) [multifamily record](https://lender.report/lender/midwest-regional-bank-mo/multifamily/) | Bank | Clayton, MO | 5 | 3 | 0 | 1 | 1 | 0 | 4 |
| [Legends Bank](https://lender.report/lender/legends-bank-mo/) [multifamily record](https://lender.report/lender/legends-bank-mo/multifamily/) | Bank | Linn, MO | 5 | 2 | 3 | 0 | 0 | 0 | 1 |
| [Arsenal Credit Union](https://lender.report/lender/arsenal-credit-union-mo/) [multifamily record](https://lender.report/lender/arsenal-credit-union-mo/multifamily/) | Credit union | Arnold, MO | 5 | 4 | 0 | 1 | 0 | 0 | 2 |
| [1NB Bank](https://lender.report/lender/1nb-bank-il/) [multifamily record](https://lender.report/lender/1nb-bank-il/multifamily/) | Bank | Carlyle, IL | 5 | 4 | 1 | 0 | 0 | 0 | 2 |
| [The Bank of Old Monroe](https://lender.report/lender/bank-of-old-monroe-mo/) [multifamily record](https://lender.report/lender/bank-of-old-monroe-mo/multifamily/) | Bank | Old Monroe, MO | 5 | 4 | 1 | 0 | 0 | 0 | 5 |

HMDA, 2025

[Check a deal in St. Louis, MO-IL in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=41180)

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

- 76 lenders made a multifamily loan under $1M in St. Louis, MO-IL, 56 made one from $1M to $2.5M, and 33 from $2.5M to $5M. HMDA, 2025
- 22 lenders made a loan from $5M to $10M, and 34 made one of $10M or more. HMDA, 2025
- Arbor Realty Trust, Inc. made the most loans of $5M or more in St. Louis, MO-IL, with 17. HMDA, 2025
- 75 lenders made at least one refinancing in St. Louis, MO-IL, and 86 made at least one purchase loan. HMDA, 2025
- 50 lenders made 5 or more loans in St. Louis, MO-IL, and 27 made exactly one. HMDA, 2025
- The typical loan in St. Louis, MO-IL was about $660K, with the middle half between $320K and $1.6M. HMDA, 2025
- Lenders reported a median rate of 7.13% on 577 loans in St. Louis, MO-IL, with the middle half between 6.50% and 7.63%. HMDA, 2025
- 36% of the loans were refinancings and 59% were purchases. HMDA, 2025
- Banks and savings institutions made 723 of the loans, credit unions 28, and non-banks 104. HMDA, 2025
- 42 of the 109 lenders are based in Missouri. The rest are based elsewhere, most often in Illinois, California and Indiana. HMDA, 2025

## How this list is defined

**Measure**
Multifamily loans made in the St. Louis, MO-IL metro area, by size

**Period**
2024 and 2025

**Formula**
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.

**Order**
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

## What we don't know

- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
