--- title: Multifamily Lenders in Waco, TX, by Loan Size: 25 Lenders url: https://lender.report/multifamily-lenders/waco-tx/ license: https://lender.report/license/ --- Multifamily ยท TX # Multifamily lenders in Waco, TX, by loan size 25 lenders made multifamily loans in the Waco, TX metro area in 2024 and 2025. 10 made a loan under $1M, 11 made one of $5M or more, and 10 made only loans of $5M or more. **Evidence** Multifamily loans placed in the Waco, TX metro area, HMDA **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 25 HMDA, 2025 **Loans under $1M** 25 HMDA, 2025 10 lenders **Loans $1M to $5M** 16 HMDA, 2025 9 lenders **Loans $5M or more** 13 HMDA, 2025 11 lenders Cite this Source: The Lender Report, Multifamily lenders in Waco, TX, by loan size, https://lender.report/multifamily-lenders/waco-tx/, data as of December 31, 2025. ## Describe a deal in Waco, TX See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show multifamily loans in Waco, TX](https://lender.report/comps/?lane=multifamily&metro=47380)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [American Bank, National Association](https://lender.report/lender/american-bank-tx-waco/) [multifamily record](https://lender.report/lender/american-bank-tx-waco/multifamily/) | Bank | Waco, TX | 9 | 3 | 3 | 3 | 0 | 0 | 0 | | [Central National Bank](https://lender.report/lender/central-national-bank-tx/) [multifamily record](https://lender.report/lender/central-national-bank-tx/multifamily/) | Bank | Waco, TX | 8 | 7 | 1 | 0 | 0 | 0 | 2 | | [Lument Real Estate Capital](https://lender.report/lender/lument-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/lument-real-estate-capital-oh/multifamily/) | Non-bank | Columbus, OH | 4 | 0 | 0 | 1 | 2 | 1 | 4 | | [Incommons Bank, N.A.](https://lender.report/lender/incommons-bank-tx/) [multifamily record](https://lender.report/lender/incommons-bank-tx/multifamily/) | Bank | Mexia, TX | 3 | 0 | 1 | 2 | 0 | 0 | 1 | | [First National Bank of Central Texas](https://lender.report/lender/first-national-bank-of-central-texas-tx/) [multifamily record](https://lender.report/lender/first-national-bank-of-central-texas-tx/multifamily/) | Bank | Waco, TX | 3 | 2 | 1 | 0 | 0 | 0 | 1 | | [Alliance Bank Central Texas](https://lender.report/lender/alliance-bank-central-texas-tx/) [multifamily record](https://lender.report/lender/alliance-bank-central-texas-tx/multifamily/) | Bank | Woodway, TX | 3 | 3 | 0 | 0 | 0 | 0 | 0 | | [Inwood National Bank](https://lender.report/lender/inwood-national-bank-tx/) [multifamily record](https://lender.report/lender/inwood-national-bank-tx/multifamily/) | Bank | Dallas, TX | 2 | 1 | 1 | 0 | 0 | 0 | 2 | | [BOKF, National Association](https://lender.report/lender/bokf-ok/) [multifamily record](https://lender.report/lender/bokf-ok/multifamily/) | Bank | Tulsa, OK | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Walker & Dunlop, LLC](https://lender.report/lender/walker-and-dunlop-md/) [multifamily record](https://lender.report/lender/walker-and-dunlop-md/multifamily/) | Non-bank | Bethesda, MD | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [CBRE Multifamily Capital, Inc.](https://lender.report/lender/cbre-multifamily-capital-tx/) [multifamily record](https://lender.report/lender/cbre-multifamily-capital-tx/multifamily/) | Non-bank | Houston, TX | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Berkeley Point Capital LLC](https://lender.report/lender/berkeley-point-capital-ma/) [multifamily record](https://lender.report/lender/berkeley-point-capital-ma/multifamily/) | Non-bank | Boston, MA | 1 | 0 | 0 | 0 | 0 | 1 | 0 | | [Berkadia Commercial Mortgage](https://lender.report/lender/berkadia-commercial-mortgage-pa/) [multifamily record](https://lender.report/lender/berkadia-commercial-mortgage-pa/multifamily/) | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 0 | 1 | 1 | | [Genesis Capital, LLC](https://lender.report/lender/genesis-capital-ca/) [multifamily record](https://lender.report/lender/genesis-capital-ca/multifamily/) | Non-bank | Sherman Oaks, CA | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [First State Bank](https://lender.report/lender/first-state-bank-tx-gainesville/) | Bank | Gainesville, TX | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Bellwether Enterprise Real Estate Capital, LLC](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/) [multifamily record](https://lender.report/lender/bellwether-enterprise-real-estate-capital-oh/multifamily/) | Non-bank | Cleveland, OH | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Greystone Servicing Corporation, Inc.](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/) [multifamily record](https://lender.report/lender/greystone-servicing-tn-memphis-kqgfmz98/multifamily/) | Non-bank | Memphis, TN | 1 | 0 | 0 | 0 | 1 | 0 | 1 | | [Northmarq Capital Finance, L.L.C.](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/) [multifamily record](https://lender.report/lender/northmarq-capital-finance-l-l-c-dc/multifamily/) | Non-bank | Washington, DC | 1 | 0 | 0 | 0 | 1 | 0 | 0 | | [Community Bank & Trust, Waco, Texas](https://lender.report/lender/community-bank-and-trust-waco-texas-tx/) | Bank | Waco, TX | 1 | 0 | 0 | 1 | 0 | 0 | 1 | | [The American National Bank of Texas](https://lender.report/lender/american-national-bank-of-texas-tx/) | Bank | Terrell, TX | 1 | 0 | 0 | 1 | 0 | 0 | 0 | | [Sterling Bank](https://lender.report/lender/sterling-bank-mo/) [multifamily record](https://lender.report/lender/sterling-bank-mo/multifamily/) | Bank | Poplar Bluff, MO | 1 | 0 | 1 | 0 | 0 | 0 | 0 | | [Red River Employees Credit Union](https://lender.report/lender/red-river-employees-credit-union-tx/) [multifamily record](https://lender.report/lender/red-river-employees-credit-union-tx/multifamily/) | Credit union | Texarkana, TX | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Yoakum Bank](https://lender.report/lender/yoakum-bank-tx/) | Bank | Yoakum, TX | 1 | 1 | 0 | 0 | 0 | 0 | 0 | | [The First National Bank of McGregor](https://lender.report/lender/first-national-bank-of-mcgregor-tx/) | Bank | Mc Gregor, TX | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [multifamily record](https://lender.report/lender/rf-renovo-management-il/multifamily/) | Non-bank | Chicago, IL | 1 | 1 | 0 | 0 | 0 | 0 | 1 | | [Security Bank of Texas](https://lender.report/lender/security-bank-of-texas-tx/) | Bank | Crawford, TX | 1 | 1 | 0 | 0 | 0 | 0 | 1 | HMDA, 2025 [Check a deal in Waco, TX in Loan Comps](https://lender.report/comps/?lane=multifamily&metro=47380) Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans. - 10 lenders made a multifamily loan under $1M in Waco, TX, 6 made one from $1M to $2.5M, and 5 from $2.5M to $5M. HMDA, 2025 - 6 lenders made a loan from $5M to $10M, and 6 made one of $10M or more. HMDA, 2025 - Lument Real Estate Capital made the most loans of $5M or more in Waco, TX, with 3. HMDA, 2025 - 14 lenders made at least one refinancing in Waco, TX, and 13 made at least one purchase loan. HMDA, 2025 - 2 lenders made 5 or more loans in Waco, TX, and 18 made exactly one. HMDA, 2025 - The typical loan in Waco, TX was about $1.2M, with the middle half between $560K and $4.7M. HMDA, 2025 - Lenders reported a median rate of 6.54% on 21 loans in Waco, TX, with the middle half between 6.08% and 7.49%. HMDA, 2025 - 38% of the loans were refinancings and 58% were purchases. HMDA, 2025 - Banks and savings institutions made 36 of the loans, credit unions 1, and non-banks 13. HMDA, 2025 - 14 of the 25 lenders are based in Texas. The rest are based elsewhere, most often in Ohio, California and District of Columbia. HMDA, 2025 ## How this list is defined **Measure** Multifamily loans made in the Waco, TX metro area, by size **Period** 2024 and 2025 **Formula** Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there. **Order** Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. ## What we don't know - Whether any of these lenders is taking new loans today. - What they charge or require beyond the rate and term that HMDA reports. - Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only. A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count. HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.