--- title: Owner-Occupied CRE Lenders in California: 282 Hold These Loans url: https://lender.report/owner-occupied-cre-lenders/california/ license: https://lender.report/license/ --- Owner-Occupied CRE ยท CA # Owner-Occupied CRE lenders in California 282 lenders with an office in California hold owner-occupied commercial real estate loans on their books. City National Bank, based in California, holds the largest book among those based here, at $4.4B. **Evidence** Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in California **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 282 FDIC call report, Jun 30, 2026 **Based here** 200 FDIC call report, Jun 30, 2026 **Held by those based here** $42.6B FDIC call report, Jun 30, 2026 +6.8% from a year earlier, 192 of 200 lenders **Median book, based here** $38.4M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Owner-Occupied CRE lenders in California, https://lender.report/owner-occupied-cre-lenders/california/, data as of June 30, 2026. ## Describe a deal in California See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show owner-occupied CRE loans in California](https://lender.report/comps/?lane=cre_owner&state=CA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) | Bank | Los Angeles, CA | 55 | $4.41B | +8.0% | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) | Bank | Pasadena, CA | 68 | $3.43B | +2.5% | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) | Bank | Los Angeles, CA | 26 | $3.14B | +9.4% | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) | Bank | Ontario, CA | 87 | $2.82B | | | [Cathay Bank](https://lender.report/lender/cathay-bank-ca/) | Bank | Los Angeles, CA | 44 | $1.96B | +17.2% | | [Poppy Bank](https://lender.report/lender/poppy-bank-ca/) | Bank | Santa Rosa, CA | 45 | $1.61B | | | [Banc of California](https://lender.report/lender/banc-of-california-ca/) | Bank | Los Angeles, CA | 82 | $1.51B | | | [American Business Bank](https://lender.report/lender/american-business-bank-ca/) | Bank | Los Angeles, CA | 10 | $1.40B | +5.8% | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) | Bank | Chico, CA | 77 | $1.04B | +4.4% | | [Hanmi Bank](https://lender.report/lender/hanmi-bank-ca/) | Bank | Los Angeles, CA | 21 | $886M | +16.0% | | [Farmers and Merchants Bank of Long Beach](https://lender.report/lender/farmers-and-merchants-bank-of-long-beach-ca/) | Bank | Long Beach, CA | 27 | $780M | | | [PCB Bank](https://lender.report/lender/pcb-bank-ca/) | Bank | Los Angeles, CA | 13 | $719M | +11.1% | | [California Bank of Commerce, National Association](https://lender.report/lender/california-bank-of-commerce-ca/) | Bank | San Diego, CA | 14 | $664M | +7.2% | | [Open Bank](https://lender.report/lender/open-bank-ca/) | Bank | Los Angeles, CA | 12 | $616M | +10.8% | | [Fremont Bank](https://lender.report/lender/fremont-bank-ca/) | Bank | Fremont, CA | 23 | $615M | +17.1% | | [Five Star Bank](https://lender.report/lender/five-star-bank-ca/) | Bank | Roseville, CA | 10 | $605M | +8.3% | | [CalPrivate Bank](https://lender.report/lender/calprivate-bank-ca/) | Bank | La Jolla, CA | 7 | $595M | | | [Commonwealth Business Bank](https://lender.report/lender/commonwealth-business-bank-ca/) | Bank | Los Angeles, CA | 6 | $562M | +12.0% | | [Community West Bank](https://lender.report/lender/community-west-bank-ca/) | Bank | Fresno, CA | 42 | $531M | | | [Commercial Bank of California](https://lender.report/lender/commercial-bank-of-california-ca/) | Bank | Irvine, CA | 10 | $492M | +8.1% | FDIC call report, Jun 30, 2026 [See all 282 owner-occupied CRE lenders in California in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=CA) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 684 | $24.7B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 765 | $17.8B | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 55 | $16.8B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 856 | $14.4B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 86 | $12.0B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 56 | $10.4B | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 1 | $9.45B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 562 | $9.01B | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 78 | $8.63B | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 226 | $8.14B | FDIC call report, Jun 30, 2026 - 200 of these lenders are based in California, and 82 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 156 banks, 8 savings institutions and 118 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in California hold $42.6B of owner-occupied commercial real estate loans, up 6.8% from a year earlier among the 192 of 200 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 37.0% of that total. FDIC call report, Jun 30, 2026 - City National Bank holds $4.4B, and East West Bank holds $3.4B. FDIC call report, Jun 30, 2026 - The median book among lenders based in California is $38.4M. FDIC call report, Jun 30, 2026 - 58 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 64 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 6,645 offices in California. FDIC office list, Oct 28, 2026 - JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 856. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $847K. NCUA 5300, Jun 30, 2026 - Axos Bank grew this book the most in the year, up 420.0% to $183.9M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** owner-occupied commercial real estate loans held by lenders with an office in California **Period** June 30, 2026 **Formula** The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in California. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in California. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.