--- title: Owner-Occupied CRE Lenders in Hawaii: 23 Hold These Loans url: https://lender.report/owner-occupied-cre-lenders/hawaii/ license: https://lender.report/license/ --- Owner-Occupied CRE ยท HI # Owner-Occupied CRE lenders in Hawaii 23 lenders with an office in Hawaii hold owner-occupied commercial real estate loans on their books. First Hawaiian Bank, based in Hawaii, holds the largest book among those based here, at $914M. **Evidence** Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Hawaii **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 23 FDIC call report, Jun 30, 2026 **Based here** 13 FDIC call report, Jun 30, 2026 **Held by those based here** $2.23B FDIC call report, Jun 30, 2026 +3.0% from a year earlier **Median book, based here** $44.1M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Owner-Occupied CRE lenders in Hawaii, https://lender.report/owner-occupied-cre-lenders/hawaii/, data as of June 30, 2026. ## Describe a deal in Hawaii See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show owner-occupied CRE loans in Hawaii](https://lender.report/comps/?lane=cre_owner&state=HI)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [First Hawaiian Bank](https://lender.report/lender/first-hawaiian-bank-hi/) | Bank | Honolulu, HI | 45 | $914M | +2.1% | | [Bank of Hawaii](https://lender.report/lender/bank-of-hawaii-hi/) | Bank | Honolulu, HI | 47 | $515M | +2.8% | | [Central Pacific Bank](https://lender.report/lender/central-pacific-bank-hi/) | Bank | Honolulu, HI | 27 | $368M | +1.1% | | [American Savings Bank, National Association](https://lender.report/lender/american-savings-bank-hi/) | Bank | Honolulu, HI | 35 | $224M | +8.2% | | [Hawaii National Bank](https://lender.report/lender/hawaii-national-bank-hi/) | Bank | Honolulu, HI | 10 | $75.7M | +20.2% | | [Hawaii State Credit Union](https://lender.report/lender/hawaii-state-credit-union-hi/) | Credit union | Honolulu, HI | 15 | $63.8M | | | [Hawaiiusa Credit Union](https://lender.report/lender/hawaiiusa-credit-union-hi/) | Credit union | Honolulu, HI | 15 | $44.1M | | | [Finance Factors, Ltd.](https://lender.report/lender/finance-factors-hi/) | Bank | Honolulu, HI | 13 | $8.82M | | | [Kauai Credit Union](https://lender.report/lender/kauai-credit-union-hi/) | Credit union | Lihue, HI | 3 | $6.77M | | | [Aloha Pacific Credit Union](https://lender.report/lender/aloha-pacific-credit-union-hi/) | Credit union | Honolulu, HI | 11 | $6.23M | +51.7% | | [CU Hawaii](https://lender.report/lender/cu-hawaii-hi/) | Credit union | Hilo, HI | 10 | $3.04M | | | [Hawaii Central Credit Union](https://lender.report/lender/hawaii-central-credit-union-hi/) | Credit union | Honolulu, HI | 3 | $902K | | | [Lokahi Credit Union](https://lender.report/lender/lokahi-credit-union-hi/) | Credit union | Honolulu, HI | 7 | $276K | | FDIC call report, Jun 30, 2026 | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 1 | $16.8B | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) | Bank | Los Angeles, CA | 26 | $3.14B | | [Sunflower Bank, National Association](https://lender.report/lender/sunflower-bank-tx/) | Bank | Dallas, TX | 1 | $951M | | [Commonwealth Business Bank](https://lender.report/lender/commonwealth-business-bank-ca/) | Bank | Los Angeles, CA | 3 | $562M | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) | Bank | Walnut Creek, CA | 4 | $461M | | [Navy Federal Credit Union](https://lender.report/lender/navy-federal-credit-union-va/) | Credit union | Vienna, VA | 5 | $266M | | [Royal Business Bank](https://lender.report/lender/royal-business-bank-ca/) | Bank | Los Angeles, CA | 1 | $188M | | [Matanuska Valley Credit Union](https://lender.report/lender/matanuska-valley-credit-union-ak/) | Credit union | Palmer, AK | 1 | $18.9M | | [Operating Engineers Local Union #3 Credit Union](https://lender.report/lender/operating-engineers-local-union-3-credit-union-ca/) | Credit union | Livermore, CA | 1 | $12.0M | | [Pentagon Credit Union](https://lender.report/lender/pentagon-credit-union-va/) | Credit union | Mclean, VA | 2 | $651K | FDIC call report, Jun 30, 2026 - 13 of these lenders are based in Hawaii, and 10 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 12 banks and 11 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Hawaii hold $2.2B of owner-occupied commercial real estate loans, up 3.0% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 94.0% of that total. FDIC call report, Jun 30, 2026 - First Hawaiian Bank holds $914M, and Bank of Hawaii holds $515.3M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Hawaii is $44.1M. FDIC call report, Jun 30, 2026 - 2 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 4 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 286 offices in Hawaii. FDIC office list, Oct 28, 2026 - Bank of Hope, based in California, lists the most offices here among out-of-state lenders, at 26. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $902K. NCUA 5300, Jun 30, 2026 - Hawaii National Bank grew this book the most in the year, up 20.2% to $75.7M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** owner-occupied commercial real estate loans held by lenders with an office in Hawaii **Period** June 30, 2026 **Formula** The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Hawaii. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Hawaii. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.