---
title: Owner-Occupied CRE Lenders in Idaho: 55 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/idaho/
license: https://lender.report/license/
---

Owner-Occupied CRE · ID

# Owner-Occupied CRE lenders in Idaho

55 lenders with an office in Idaho hold owner-occupied commercial real estate loans on their books. Idaho Central Credit Union, based in Idaho, holds the largest book among those based here, at $602.5M.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Idaho

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
55

FDIC call report, Jun 30, 2026

**Based here**
21

FDIC call report, Jun 30, 2026

**Held by those based here**
$2.12B

FDIC call report, Jun 30, 2026

+13.1% from a year earlier

**Median book, based here**
$41.8M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Idaho, https://lender.report/owner-occupied-cre-lenders/idaho/, data as of June 30, 2026.

## Describe a deal in Idaho

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Idaho](https://lender.report/comps/?lane=cre_owner&state=ID)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Idaho Central Credit Union](https://lender.report/lender/idaho-central-credit-union-id/) | Credit union | Chubbuck, ID | 55 | $603M | +33.5% |
| [D. L. Evans Bank](https://lender.report/lender/d-l-evans-bank-id/) | Bank | Burley, ID | 34 | $442M | +5.6% |
| [The Bank of Commerce](https://lender.report/lender/bank-of-commerce-id/) | Bank | Ammon, ID | 16 | $237M | +0.2% |
| [First Federal Savings Bank of Twin Falls](https://lender.report/lender/first-federal-savings-bank-of-twin-falls-id/) | Savings | Twin Falls, ID | 14 | $131M | +12.4% |
| [Capital Educators Credit Union](https://lender.report/lender/capital-educators-credit-union-id/) | Credit union | Meridian, ID | 13 | $112M | +10.2% |
| [Northwest Bank](https://lender.report/lender/northwest-bank-id/) | Bank | Boise, ID | 2 | $112M |  |
| [Idaho First Bank](https://lender.report/lender/idaho-first-bank-id/) | Bank | Mccall, ID | 7 | $112M | +10.2% |
| [Potlatch No. 1 Financial Credit Union](https://lender.report/lender/potlatch-no-1-financial-credit-union-id/) | Credit union | Lewiston, ID | 20 | $96.7M | +3.1% |
| [Farmers Bank](https://lender.report/lender/farmers-bank-id/) | Bank | Buhl, ID | 6 | $51.5M | +22.0% |
| [Beehive Credit Union](https://lender.report/lender/beehive-credit-union-id/) | Credit union | Rexburg, ID | 7 | $45.0M | +31.9% |
| [bankcda](https://lender.report/lender/bankcda-id/) | Bank | Coeur D Alene, ID | 5 | $41.8M |  |
| [Northwest Christian Credit Union](https://lender.report/lender/northwest-christian-credit-union-id/) | Credit union | Nampa, ID | 2 | $29.7M | +4.0% |
| [Westmark Credit Union](https://lender.report/lender/westmark-credit-union-id/) | Credit union | Idaho Falls, ID | 15 | $27.5M | +23.2% |
| [Idaho Trust Bank](https://lender.report/lender/idaho-trust-bank-id/) | Bank | Boise, ID | 2 | $20.6M | +26.9% |
| [Freedom Northwest Credit Union](https://lender.report/lender/freedom-northwest-credit-union-id/) | Credit union | Kamiah, ID | 2 | $18.5M | +41.5% |
| [Twin River Bank](https://lender.report/lender/twin-river-bank-id/) | Bank | Lewiston, ID | 2 | $16.2M | +8.5% |
| [Ireland Bank](https://lender.report/lender/ireland-bank-id/) | Bank | Malad City, ID | 12 | $13.3M |  |
| [Frontier Credit Union](https://lender.report/lender/frontier-credit-union-id/) | Credit union | Idaho Falls, ID | 15 | $8.90M | +185.1% |
| [Latah Credit Union](https://lender.report/lender/latah-credit-union-id/) | Credit union | Moscow, ID | 4 | $4.80M |  |
| [Connections Credit Union](https://lender.report/lender/connections-credit-union-id/) | Credit union | Pocatello, ID | 12 | $1.14M |  |

FDIC call report, Jun 30, 2026

[See all 55 owner-occupied CRE lenders in Idaho in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=ID)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 6 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 44 | $17.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 17 | $14.4B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 51 | $9.01B |
| [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 25 | $8.63B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 4 | $8.14B |
| [Columbia Bank](https://lender.report/lender/columbia-bank-or/) | Bank | Roseburg, OR | 25 | $6.89B |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Bank | Kalispell, MT | 37 | $3.93B |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 20 | $3.01B |
| [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) | Bank | Billings, MT | 20 | $2.59B |

FDIC call report, Jun 30, 2026

- 21 of these lenders are based in Idaho, and 34 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 32 banks, 1 savings institution and 22 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Idaho hold $2.1B of owner-occupied commercial real estate loans, up 13.1% from a year earlier. FDIC call report, Jun 30, 2026
- The five largest books based here hold 71.8% of that total. FDIC call report, Jun 30, 2026
- Idaho Central Credit Union holds $602.5M, and D. L. Evans Bank holds $442.3M. FDIC call report, Jun 30, 2026
- The median book among lenders based in Idaho is $41.8M. FDIC call report, Jun 30, 2026
- 10 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 7 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 603 offices in Idaho. FDIC office list, Oct 28, 2026
- U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 51. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $819K. NCUA 5300, Jun 30, 2026
- Freedom Northwest Credit Union grew this book the most in the year, up 41.5% to $18.5M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Idaho

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Idaho. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Idaho. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.