---
title: Owner-Occupied CRE Lenders in Indiana: 177 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/indiana/
license: https://lender.report/license/
---

Owner-Occupied CRE · IN

# Owner-Occupied CRE lenders in Indiana

177 lenders with an office in Indiana hold owner-occupied commercial real estate loans on their books. Old National Bank, based in Indiana, holds the largest book among those based here, at $6B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Indiana

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
177

FDIC call report, Jun 30, 2026

**Based here**
118

FDIC call report, Jun 30, 2026

**Held by those based here**
$17.7B

FDIC call report, Jun 30, 2026

+5.8% from a year earlier, 113 of 118 lenders

**Median book, based here**
$35.9M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Indiana, https://lender.report/owner-occupied-cre-lenders/indiana/, data as of June 30, 2026.

## Describe a deal in Indiana

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Indiana](https://lender.report/comps/?lane=cre_owner&state=IN)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Old National Bank](https://lender.report/lender/old-national-bank-in/) | Bank | Evansville, IN | 97 | $5.97B |  |
| [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) | Bank | Muncie, IN | 90 | $1.37B |  |
| [German American Bank](https://lender.report/lender/german-american-bank-in/) | Bank | Jasper, IN | 46 | $834M | +6.9% |
| [Lake City Bank](https://lender.report/lender/lake-city-bank-in/) | Bank | Warsaw, IN | 57 | $805M | +3.2% |
| [Merchants Bank of Indiana](https://lender.report/lender/merchants-bank-of-indiana-in/) | Bank | Carmel, IN | 8 | $746M | +350.2% |
| [Horizon Bank](https://lender.report/lender/horizon-bank-in/) | Bank | Michigan City, IN | 51 | $688M | +13.2% |
| [Centier Bank](https://lender.report/lender/centier-bank-in/) | Bank | Whiting, IN | 63 | $640M | +6.7% |
| [Everwise Credit Union](https://lender.report/lender/everwise-credit-union-in/) | Credit union | South Bend, IN | 46 | $519M | +12.6% |
| [1st Source Bank](https://lender.report/lender/1st-source-bank-in/) | Bank | South Bend, IN | 72 | $449M |  |
| [The National Bank of Indianapolis](https://lender.report/lender/national-bank-of-indianapolis-in/) | Bank | Indianapolis, IN | 13 | $420M | +7.9% |
| [Interra Credit Union](https://lender.report/lender/interra-credit-union-in/) | Credit union | Goshen, IN | 16 | $386M | +34.5% |
| [STAR Financial Bank](https://lender.report/lender/star-financial-bank-in/) | Bank | Fort Wayne, IN | 37 | $307M |  |
| [Peoples Bank](https://lender.report/lender/peoples-bank-in-munster/) | Bank | Munster, IN | 13 | $262M | +4.6% |
| [First Farmers Bank & Trust Co.](https://lender.report/lender/first-farmers-bank-and-trust-in/) | Bank | Converse, IN | 32 | $236M | +45.8% |
| [Community First Bank of Indiana](https://lender.report/lender/community-first-bank-of-indiana-in/) | Bank | Kokomo, IN | 7 | $165M | +6.5% |
| [Greenfield Banking Company](https://lender.report/lender/greenfield-banking-in/) | Bank | Greenfield, IN | 8 | $146M | +1.6% |
| [Jackson County Bank](https://lender.report/lender/jackson-county-bank-in/) | Bank | Seymour, IN | 15 | $140M |  |
| [State Bank](https://lender.report/lender/state-bank-in/) | Bank | Brownsburg, IN | 11 | $134M | +13.4% |
| [First State Bank of Middlebury](https://lender.report/lender/first-state-bank-of-middlebury-in/) | Bank | Middlebury, IN | 6 | $134M | +1.2% |
| [First Financial Bank, National Association](https://lender.report/lender/first-financial-bank-in/) | Bank | Terre Haute, IN | 21 | $133M |  |

FDIC call report, Jun 30, 2026

[See all 177 owner-occupied CRE lenders in Indiana in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=IN)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 16 | $24.7B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 1 | $17.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 123 | $14.4B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 37 | $13.3B |
| [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 95 | $12.0B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 80 | $10.4B |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 1 | $9.45B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 8 | $9.01B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 49 | $8.14B |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 41 | $5.38B |

FDIC call report, Jun 30, 2026

- 118 of these lenders are based in Indiana, and 59 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 112 banks, 16 savings institutions and 49 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Indiana hold $17.7B of owner-occupied commercial real estate loans, up 5.8% from a year earlier among the 113 of 118 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 54.9% of that total. FDIC call report, Jun 30, 2026
- Old National Bank holds $6B, and First Merchants Bank holds $1.4B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Indiana is $35.9M. FDIC call report, Jun 30, 2026
- 36 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 27 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 2,201 offices in Indiana. FDIC office list, Oct 28, 2026
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 123. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $391K. NCUA 5300, Jun 30, 2026
- Merchants Bank of Indiana grew this book the most in the year, up 350.2% to $746.4M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Indiana

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Indiana. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Indiana. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
