---
title: Owner-Occupied CRE Lenders in Maryland: 105 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/maryland/
license: https://lender.report/license/
---

Owner-Occupied CRE · MD

# Owner-Occupied CRE lenders in Maryland

105 lenders with an office in Maryland hold owner-occupied commercial real estate loans on their books. Forbright Bank, based in Maryland, holds the largest book among those based here, at $1.5B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Maryland

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
105

FDIC call report, Jun 30, 2026

**Based here**
50

FDIC call report, Jun 30, 2026

**Held by those based here**
$7.08B

FDIC call report, Jun 30, 2026

+15.8% from a year earlier

**Median book, based here**
$30.6M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Maryland, https://lender.report/owner-occupied-cre-lenders/maryland/, data as of June 30, 2026.

## Describe a deal in Maryland

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Maryland](https://lender.report/comps/?lane=cre_owner&state=MD)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Forbright Bank](https://lender.report/lender/forbright-bank-md/) | Bank | Potomac, MD | 4 | $1.47B | +55.3% |
| [EagleBank](https://lender.report/lender/eaglebank-md/) | Bank | Bethesda, MD | 8 | $1.27B | +15.2% |
| [CFG Bank](https://lender.report/lender/cfg-bank-md/) | Bank | Lutherville, MD | 3 | $1.18B | +12.6% |
| [Shore United Bank, National Association](https://lender.report/lender/shore-united-bank-md/) | Bank | Easton, MD | 33 | $728M |  |
| [Capital Bank, National Association](https://lender.report/lender/capital-bank-md/) | Bank | Rockville, MD | 3 | $421M |  |
| [First United Bank & Trust](https://lender.report/lender/first-united-bank-and-trust-md/) | Bank | Oakland, MD | 15 | $211M | +18.1% |
| [Farmers and Merchants Bank](https://lender.report/lender/farmers-and-merchants-bank-md/) | Bank | Upperco, MD | 9 | $160M | +4.8% |
| [Middletown Valley Bank](https://lender.report/lender/middletown-valley-bank-md/) | Bank | Middletown, MD | 8 | $153M | +9.8% |
| [Harford Bank](https://lender.report/lender/harford-bank-md/) | Bank | Aberdeen, MD | 9 | $150M | +28.6% |
| [Bank of Ocean City](https://lender.report/lender/bank-of-ocean-city-md/) | Bank | Ocean City, MD | 4 | $132M | +5.9% |
| [Calvin B. Taylor Banking Company of Berlin, Maryland](https://lender.report/lender/calvin-b-taylor-banking-company-of-berlin-maryland-md/) | Bank | Berlin, MD | 8 | $124M | +23.2% |
| [State Employees CU of Maryland, Inc](https://lender.report/lender/state-employees-cu-of-maryland-md/) | Credit union | Linthicum, MD | 27 | $120M |  |
| [Hebron Savings Bank](https://lender.report/lender/hebron-savings-bank-md/) | Bank | Hebron, MD | 14 | $96.7M | +11.4% |
| [Woodsboro Bank](https://lender.report/lender/woodsboro-bank-md/) | Bank | Woodsboro, MD | 5 | $86.4M | +20.9% |
| [BayVanguard Bank](https://lender.report/lender/bayvanguard-bank-md/) | Bank | Baltimore, MD | 12 | $77.2M |  |
| [The Queenstown Bank of Maryland](https://lender.report/lender/queenstown-bank-of-maryland-md/) | Bank | Queenstown, MD | 9 | $68.6M | +1.2% |
| [Rosedale Bank](https://lender.report/lender/rosedale-bank-md/) | Savings | Nottingham, MD | 15 | $53.9M | +20.2% |
| [The Farmers Bank of Willards](https://lender.report/lender/farmers-bank-of-willards-md/) | Bank | Willards, MD | 7 | $51.2M |  |
| [Eastern Savings Bank, FSB](https://lender.report/lender/eastern-savings-bank-md/) | Savings | Hunt Valley, MD | 3 | $50.5M |  |
| [The Harbor Bank of Maryland](https://lender.report/lender/harbor-bank-of-maryland-md/) | Bank | Baltimore, MD | 7 | $41.5M |  |

FDIC call report, Jun 30, 2026

[See all 105 owner-occupied CRE lenders in Maryland in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=MD)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 114 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 73 | $17.8B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 138 | $17.8B |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 2 | $16.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 59 | $14.4B |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 152 | $10.6B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 116 | $10.4B |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 2 | $9.45B |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 17 | $6.84B |
| [Atlantic Union Bank](https://lender.report/lender/atlantic-union-bank-va/) | Bank | Richmond City, VA | 39 | $4.31B |

FDIC call report, Jun 30, 2026

- 50 of these lenders are based in Maryland, and 55 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 60 banks, 9 savings institutions and 36 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Maryland hold $7.1B of owner-occupied commercial real estate loans, up 15.8% from a year earlier. FDIC call report, Jun 30, 2026
- The five largest books based here hold 71.7% of that total. FDIC call report, Jun 30, 2026
- Forbright Bank holds $1.5B, and EagleBank holds $1.3B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Maryland is $30.6M. FDIC call report, Jun 30, 2026
- 17 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 12 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 1,335 offices in Maryland. FDIC office list, Oct 28, 2026
- Manufacturers and Traders Trust Company, based in New York, lists the most offices here among out-of-state lenders, at 152. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $609K. NCUA 5300, Jun 30, 2026
- Aberdeen Proving Ground Credit Union grew this book the most in the year, up 70.4% to $14.6M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Maryland

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Maryland. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Maryland. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
