---
title: Owner-Occupied CRE Lenders in Missouri: 265 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/missouri/
license: https://lender.report/license/
---

Owner-Occupied CRE · MO

# Owner-Occupied CRE lenders in Missouri

265 lenders with an office in Missouri hold owner-occupied commercial real estate loans on their books. UMB Bank, National Association, based in Missouri, holds the largest book among those based here, at $5B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Missouri

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
265

FDIC call report, Jun 30, 2026

**Based here**
194

FDIC call report, Jun 30, 2026

**Held by those based here**
$21.4B

FDIC call report, Jun 30, 2026

+7.6% from a year earlier, 187 of 194 lenders

**Median book, based here**
$23.1M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Missouri, https://lender.report/owner-occupied-cre-lenders/missouri/, data as of June 30, 2026.

## Describe a deal in Missouri

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Missouri](https://lender.report/comps/?lane=cre_owner&state=MO)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 45 | $5.00B | +8.1% |
| [Enterprise Bank & Trust](https://lender.report/lender/enterprise-bank-and-trust-mo/) | Bank | Clayton, MO | 18 | $2.39B | +5.6% |
| [Commerce Bank](https://lender.report/lender/commerce-bank-mo/) | Bank | Kansas City, MO | 89 | $1.42B |  |
| [The Central Trust Bank](https://lender.report/lender/central-trust-bank-mo/) | Bank | Jefferson City, MO | 125 | $1.30B | +4.0% |
| [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) | Bank | Osage Beach, MO | 1 | $1.06B | +32.8% |
| [First Bank](https://lender.report/lender/first-bank-mo/) | Bank | St. Louis, MO | 26 | $620M | +0.1% |
| [Oakstar Bank](https://lender.report/lender/oakstar-bank-mo/) | Bank | Springfield, MO | 18 | $485M | +27.0% |
| [Southern Bank](https://lender.report/lender/southern-bank-mo/) | Bank | Poplar Bluff, MO | 55 | $472M | +6.6% |
| [Cass Commercial Bank](https://lender.report/lender/cass-commercial-bank-mo/) | Bank | Des Peres, MO | 3 | $443M |  |
| [First State Community Bank](https://lender.report/lender/first-state-community-bank-mo/) | Bank | Farmington, MO | 53 | $419M | +5.1% |
| [Academy Bank, National Association](https://lender.report/lender/academy-bank-mo/) | Bank | Kansas City, MO | 29 | $334M | +7.3% |
| [Midwest BankCentre](https://lender.report/lender/midwest-bankcentre-mo/) | Bank | Lemay, MO | 18 | $329M | +1.5% |
| [The Bank of Missouri](https://lender.report/lender/bank-of-missouri-mo/) | Bank | Perryville, MO | 32 | $325M |  |
| [Omb Bank](https://lender.report/lender/omb-bank-mo/) | Bank | Springfield, MO | 8 | $246M | +32.0% |
| [Wood & Huston Bank](https://lender.report/lender/wood-and-huston-bank-mo/) | Bank | Marshall, MO | 12 | $227M | +7.3% |
| [Midwest Regional Bank](https://lender.report/lender/midwest-regional-bank-mo/) | Bank | Clayton, MO | 7 | $191M | +3.5% |
| [Hawthorn Bank](https://lender.report/lender/hawthorn-bank-mo/) | Bank | Jefferson City, MO | 26 | $179M | +2.5% |
| [Great Southern Bank](https://lender.report/lender/great-southern-bank-mo/) | Bank | Reeds Spring, MO | 68 | $170M |  |
| [Sullivan Bank](https://lender.report/lender/sullivan-bank-mo/) | Bank | Sullivan, MO | 11 | $159M | +1.6% |
| [PSB Bank](https://lender.report/lender/psb-bank-mo/) | Bank | Rhineland, MO | 18 | $150M |  |

FDIC call report, Jun 30, 2026

[See all 265 owner-occupied CRE lenders in Missouri in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=MO)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 50 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 1 | $17.8B |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 1 | $16.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 45 | $14.4B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 5 | $13.3B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 27 | $10.4B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 129 | $9.01B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 23 | $8.14B |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 49 | $5.38B |
| [CIBC Bank USA](https://lender.report/lender/cibc-bank-usa-il/) | Bank | Chicago, IL | 1 | $4.44B |

FDIC call report, Jun 30, 2026

- 194 of these lenders are based in Missouri, and 71 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 232 banks, 5 savings institutions and 28 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Missouri hold $21.4B of owner-occupied commercial real estate loans, up 7.6% from a year earlier among the 187 of 194 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 52.3% of that total. FDIC call report, Jun 30, 2026
- UMB Bank, National Association holds $5B, and Enterprise Bank & Trust holds $2.4B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Missouri is $23.1M. FDIC call report, Jun 30, 2026
- 61 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 33 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 2,280 offices in Missouri. FDIC office list, Oct 28, 2026
- U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 129. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $438K. NCUA 5300, Jun 30, 2026
- Arlo Bank grew this book the most in the year, up 214.4% to $33.5M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Missouri

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Missouri. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Missouri. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.