--- title: Owner-Occupied CRE Lenders in Montana: 66 Hold These Loans url: https://lender.report/owner-occupied-cre-lenders/montana/ license: https://lender.report/license/ --- Owner-Occupied CRE ยท MT # Owner-Occupied CRE lenders in Montana 66 lenders with an office in Montana hold owner-occupied commercial real estate loans on their books. Glacier Bank, based in Montana, holds the largest book among those based here, at $3.9B. **Evidence** Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Montana **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 66 FDIC call report, Jun 30, 2026 **Based here** 48 FDIC call report, Jun 30, 2026 **Held by those based here** $8.56B FDIC call report, Jun 30, 2026 -4.0% from a year earlier, 47 of 48 lenders **Median book, based here** $16.1M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Owner-Occupied CRE lenders in Montana, https://lender.report/owner-occupied-cre-lenders/montana/, data as of June 30, 2026. ## Describe a deal in Montana See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show owner-occupied CRE loans in Montana](https://lender.report/comps/?lane=cre_owner&state=MT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Bank | Kalispell, MT | 64 | $3.93B | | | [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) | Bank | Billings, MT | 44 | $2.59B | | | [Stockman Bank of Montana](https://lender.report/lender/stockman-bank-of-montana-mt/) | Bank | Miles City, MT | 48 | $409M | | | [Independence Bank](https://lender.report/lender/independence-bank-mt/) | Bank | Havre, MT | 10 | $299M | +26.9% | | [The Yellowstone Bank](https://lender.report/lender/yellowstone-bank-mt/) | Bank | Laurel, MT | 10 | $227M | +6.1% | | [Opportunity Bank of Montana](https://lender.report/lender/opportunity-bank-of-montana-mt/) | Bank | Helena, MT | 30 | $189M | +0.5% | | [Farmers State Bank](https://lender.report/lender/farmers-state-bank-mt/) | Bank | Victor, MT | 11 | $117M | +20.1% | | [American Bank](https://lender.report/lender/american-bank-mt/) | Bank | Bozeman, MT | 6 | $79.8M | | | [TrailWest Bank](https://lender.report/lender/trailwest-bank-mt/) | Bank | Lolo, MT | 15 | $69.0M | | | [First Montana Bank, Inc.](https://lender.report/lender/first-montana-bank-mt/) | Bank | Missoula, MT | 10 | $64.0M | | | [Bank of Bridger, National Association](https://lender.report/lender/bank-of-bridger-mt/) | Bank | Bridger, MT | 8 | $54.3M | | | [Three Rivers Bank of Montana](https://lender.report/lender/three-rivers-bank-of-montana-mt/) | Bank | Kalispell, MT | 3 | $54.1M | | | [Little Horn State Bank](https://lender.report/lender/little-horn-state-bank-mt/) | Bank | Hardin, MT | 2 | $49.3M | +22.4% | | [Altana Credit Union](https://lender.report/lender/altana-credit-union-mt/) | Credit union | Billings, MT | 11 | $42.6M | +7.7% | | [Whitefish Credit Union Association](https://lender.report/lender/whitefish-credit-union-association-mt/) | Credit union | Whitefish, MT | 9 | $40.8M | | | [Bank of The Rockies](https://lender.report/lender/bank-of-the-rockies-mt/) | Bank | Helena, MT | 7 | $40.0M | +13.0% | | [Freedom Bank](https://lender.report/lender/freedom-bank-mt/) | Bank | Columbia Falls, MT | 1 | $30.3M | +32.8% | | [Clearwater Credit Union](https://lender.report/lender/clearwater-credit-union-mt/) | Credit union | Missoula, MT | 11 | $24.7M | | | [Valley Bank of Kalispell](https://lender.report/lender/valley-bank-of-kalispell-mt/) | Bank | Kalispell, MT | 3 | $22.7M | +12.6% | | [Madison Valley Bank](https://lender.report/lender/madison-valley-bank-mt/) | Bank | Ennis, MT | 5 | $22.5M | +5.2% | FDIC call report, Jun 30, 2026 [See all 66 owner-occupied CRE lenders in Montana in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=MT) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 21 | $17.8B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 4 | $14.4B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 17 | $9.01B | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Credit union | Sandy, UT | 2 | $770M | | [Bravera Bank](https://lender.report/lender/bravera-bank-nd/) | Bank | Dickinson, ND | 7 | $347M | | [The Bank of Commerce](https://lender.report/lender/bank-of-commerce-id/) | Bank | Ammon, ID | 1 | $237M | | [First Western Trust Bank](https://lender.report/lender/first-western-trust-bank-co/) | Bank | Denver, CO | 1 | $221M | | [Citizens Alliance Bank](https://lender.report/lender/citizens-alliance-bank-mn/) | Bank | Clara City, MN | 7 | $113M | | [Black Hills Credit Union](https://lender.report/lender/black-hills-credit-union-sd/) | Credit union | Rapid City, SD | 2 | $100M | | [Native American Bank, National Association](https://lender.report/lender/native-american-bank-co/) | Bank | Denver, CO | 1 | $31.6M | FDIC call report, Jun 30, 2026 - 48 of these lenders are based in Montana, and 18 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 44 banks, 1 savings institution and 21 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Montana hold $8.6B of owner-occupied commercial real estate loans, down 4.0% from a year earlier among the 47 of 48 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 87.1% of that total. FDIC call report, Jun 30, 2026 - Glacier Bank holds $3.9B, and First Interstate Bank holds $2.6B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Montana is $16.1M. FDIC call report, Jun 30, 2026 - 20 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 7 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 470 offices in Montana. FDIC office list, Oct 28, 2026 - Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 21. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $312K. NCUA 5300, Jun 30, 2026 - Citizens Bank & Trust Company grew this book the most in the year, up 139.7% to $16.1M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** owner-occupied commercial real estate loans held by lenders with an office in Montana **Period** June 30, 2026 **Formula** The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Montana. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Montana. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.