---
title: Owner-Occupied CRE Lenders in New Jersey: 121 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/new-jersey/
license: https://lender.report/license/
---

Owner-Occupied CRE · NJ

# Owner-Occupied CRE lenders in New Jersey

121 lenders with an office in New Jersey hold owner-occupied commercial real estate loans on their books. Valley National Bank, based in New Jersey, holds the largest book among those based here, at $7.7B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in New Jersey

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
121

FDIC call report, Jun 30, 2026

**Based here**
59

FDIC call report, Jun 30, 2026

**Held by those based here**
$21.0B

FDIC call report, Jun 30, 2026

+14.1% from a year earlier, 58 of 59 lenders

**Median book, based here**
$48.9M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in New Jersey, https://lender.report/owner-occupied-cre-lenders/new-jersey/, data as of June 30, 2026.

## Describe a deal in New Jersey

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in New Jersey](https://lender.report/comps/?lane=cre_owner&state=NJ)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Valley National Bank](https://lender.report/lender/valley-national-bank-nj/) | Bank | Passaic, NJ | 127 | $7.69B | +32.9% |
| [Provident Bank](https://lender.report/lender/provident-bank-nj/) | Savings | Jersey City, NJ | 131 | $2.90B | +6.9% |
| [ConnectOne Bank](https://lender.report/lender/connectone-bank-nj/) | Bank | Englewood Cliffs, NJ | 14 | $1.73B | +18.3% |
| [OceanFirst Bank, National Association](https://lender.report/lender/oceanfirst-bank-nj/) | Bank | Toms River, NJ | 36 | $1.61B |  |
| [Unity Bank](https://lender.report/lender/unity-bank-nj/) | Bank | Clinton, NJ | 20 | $820M | +11.9% |
| [First Bank](https://lender.report/lender/first-bank-nj/) | Bank | Hamilton, NJ | 16 | $709M | +2.3% |
| [Columbia Bank](https://lender.report/lender/columbia-bank-nj/) | Savings | Fair Lawn, NJ | 87 | $640M |  |
| [Cross River Bank](https://lender.report/lender/cross-river-bank-nj/) | Bank | Fort Lee, NJ | 1 | $508M |  |
| [Manasquan Bank](https://lender.report/lender/manasquan-bank-nj/) | Savings | Manasquan, NJ | 15 | $440M | +14.0% |
| [BCB Community Bank](https://lender.report/lender/bcb-community-bank-nj/) | Bank | Bayonne, NJ | 23 | $396M |  |
| [First Commerce Bank](https://lender.report/lender/first-commerce-bank-nj/) | Bank | Lakewood, NJ | 11 | $366M | +19.1% |
| [Spencer Savings Bank, SLA](https://lender.report/lender/spencer-savings-bank-sla-nj/) | Savings | Elmwood Park, NJ | 28 | $366M | +14.4% |
| [The Bank of Princeton](https://lender.report/lender/bank-of-princeton-nj/) | Bank | Princeton, NJ | 29 | $359M |  |
| [Peapack Private Bank & Trust](https://lender.report/lender/peapack-private-bank-and-trust-nj/) | Bank | Bedminster, NJ | 17 | $297M | +12.5% |
| [Magyar Bank](https://lender.report/lender/magyar-bank-nj/) | Savings | New Brunswick, NJ | 7 | $248M | +9.1% |
| [Parke Bank](https://lender.report/lender/parke-bank-nj/) | Bank | Sewell, NJ | 6 | $186M | +14.9% |
| [Crown Bank](https://lender.report/lender/crown-bank-nj/) | Bank | Elizabeth, NJ | 13 | $180M |  |
| [New Millennium Bank](https://lender.report/lender/new-millennium-bank-nj/) | Bank | Fort Lee, NJ | 5 | $175M | +0.3% |
| [Amboy Bank](https://lender.report/lender/amboy-bank-nj/) | Bank | Old Bridge, NJ | 23 | $159M | +24.5% |
| [Newfield National Bank](https://lender.report/lender/newfield-national-bank-nj/) | Bank | Newfield, NJ | 9 | $125M |  |

FDIC call report, Jun 30, 2026

[See all 121 owner-occupied CRE lenders in New Jersey in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=NJ)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 179 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 193 | $17.8B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 20 | $17.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 188 | $14.4B |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 65 | $10.6B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 174 | $10.4B |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 208 | $6.84B |
| [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 107 | $4.00B |
| [Fulton Bank, National Association](https://lender.report/lender/fulton-bank-pa/) | Bank | Lancaster, PA | 80 | $3.55B |
| [Metropolitan Commercial Bank](https://lender.report/lender/metropolitan-commercial-bank-ny/) | Bank | New York, NY | 1 | $3.14B |

FDIC call report, Jun 30, 2026

- 59 of these lenders are based in New Jersey, and 62 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 69 banks, 26 savings institutions and 26 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in New Jersey hold $21B of owner-occupied commercial real estate loans, up 14.1% from a year earlier among the 58 of 59 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 70.2% of that total. FDIC call report, Jun 30, 2026
- Valley National Bank holds $7.7B, and Provident Bank holds $2.9B. FDIC call report, Jun 30, 2026
- The median book among lenders based in New Jersey is $48.9M. FDIC call report, Jun 30, 2026
- 19 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 21 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 2,345 offices in New Jersey. FDIC office list, Oct 28, 2026
- TD Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 208. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $541K. NCUA 5300, Jun 30, 2026
- Valley National Bank grew this book the most in the year, up 32.9% to $7.7B. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in New Jersey

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in New Jersey. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in New Jersey. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
