---
title: Owner-Occupied CRE Lenders in Pennsylvania: 217 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/pennsylvania/
license: https://lender.report/license/
---

Owner-Occupied CRE · PA

# Owner-Occupied CRE lenders in Pennsylvania

217 lenders with an office in Pennsylvania hold owner-occupied commercial real estate loans on their books. Fulton Bank, National Association, based in Pennsylvania, holds the largest book among those based here, at $3.6B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Pennsylvania

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
217

FDIC call report, Jun 30, 2026

**Based here**
157

FDIC call report, Jun 30, 2026

**Held by those based here**
$23.9B

FDIC call report, Jun 30, 2026

+3.7% from a year earlier, 149 of 157 lenders

**Median book, based here**
$22.8M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Pennsylvania, https://lender.report/owner-occupied-cre-lenders/pennsylvania/, data as of June 30, 2026.

## Describe a deal in Pennsylvania

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Pennsylvania](https://lender.report/comps/?lane=cre_owner&state=PA)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Fulton Bank, National Association](https://lender.report/lender/fulton-bank-pa/) | Bank | Lancaster, PA | 105 | $3.55B |  |
| [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) | Bank | Greenville, PA | 190 | $3.31B |  |
| [Customers Bank](https://lender.report/lender/customers-bank-pa/) | Bank | Malvern, PA | 5 | $1.87B | +29.3% |
| [Univest Bank and Trust Co.](https://lender.report/lender/univest-bank-and-trust-pa/) | Bank | Souderton, PA | 48 | $943M | +7.6% |
| [Mid Penn Bank](https://lender.report/lender/mid-penn-bank-pa/) | Bank | Millersburg, PA | 57 | $831M |  |
| [First Commonwealth Bank](https://lender.report/lender/first-commonwealth-bank-pa/) | Bank | Indiana, PA | 99 | $757M |  |
| [Orrstown Bank](https://lender.report/lender/orrstown-bank-pa/) | Bank | Harrisburg, PA | 35 | $679M | +9.1% |
| [CNB Bank](https://lender.report/lender/cnb-bank-pa/) | Bank | Clearfield, PA | 50 | $648M |  |
| [Northwest Bank](https://lender.report/lender/northwest-bank-pa/) | Savings | Warren, PA | 103 | $639M |  |
| [Peoples Security Bank and Trust Company](https://lender.report/lender/peoples-security-bank-and-trust-pa/) | Bank | Dunmore, PA | 37 | $579M |  |
| [Wayne Bank](https://lender.report/lender/wayne-bank-pa/) | Bank | Honesdale, PA | 19 | $446M |  |
| [Firstrust Savings Bank](https://lender.report/lender/firstrust-savings-bank-pa/) | Savings | Conshohocken, PA | 16 | $427M |  |
| [ACNB Bank](https://lender.report/lender/acnb-bank-pa/) | Bank | Gettysburg, PA | 24 | $394M | +4.5% |
| [Members 1st Credit Union](https://lender.report/lender/members-1st-credit-union-pa/) | Credit union | Enola, PA | 61 | $393M |  |
| [The Fidelity Deposit and Discount Bank](https://lender.report/lender/fidelity-deposit-and-discount-bank-pa/) | Bank | Dunmore, PA | 23 | $373M | +15.5% |
| [Meridian Bank](https://lender.report/lender/meridian-bank-pa/) | Bank | Wayne, PA | 6 | $355M | +5.2% |
| [Citizens & Northern Bank](https://lender.report/lender/citizens-and-northern-bank-pa/) | Bank | Wellsboro, PA | 34 | $352M |  |
| [S&T Bank](https://lender.report/lender/s-and-t-bank-pa/) | Bank | Indiana, PA | 73 | $349M |  |
| [The Dime Bank](https://lender.report/lender/dime-bank-pa/) | Bank | Honesdale, PA | 9 | $304M | +8.9% |
| [Dollar Bank, Federal Savings Bank](https://lender.report/lender/dollar-bank-federal-savings-bank-pa/) | Savings | Pittsburgh, PA | 48 | $285M | +29.5% |

FDIC call report, Jun 30, 2026

[See all 217 owner-occupied CRE lenders in Pennsylvania in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=PA)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 72 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 166 | $17.8B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 138 | $17.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 109 | $14.4B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 46 | $13.3B |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 150 | $10.6B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 263 | $10.4B |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 71 | $6.84B |
| [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 213 | $4.00B |
| [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) | Bank | Wheeling, WV | 25 | $3.05B |

FDIC call report, Jun 30, 2026

- 157 of these lenders are based in Pennsylvania, and 60 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 100 banks, 34 savings institutions and 83 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Pennsylvania hold $23.9B of owner-occupied commercial real estate loans, up 3.7% from a year earlier among the 149 of 157 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 44.0% of that total. FDIC call report, Jun 30, 2026
- Fulton Bank, National Association holds $3.6B, and First National Bank of Pennsylvania holds $3.3B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Pennsylvania is $22.8M. FDIC call report, Jun 30, 2026
- 50 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 45 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 3,879 offices in Pennsylvania. FDIC office list, Oct 28, 2026
- PNC Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 263. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $293K. NCUA 5300, Jun 30, 2026
- Port Richmond Savings grew this book the most in the year, up 268.0% to $21.1M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Pennsylvania

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Pennsylvania. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Pennsylvania. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
