--- title: Owner-Occupied CRE Lenders in Utah: 80 Hold These Loans url: https://lender.report/owner-occupied-cre-lenders/utah/ license: https://lender.report/license/ --- Owner-Occupied CRE ยท UT # Owner-Occupied CRE lenders in Utah 80 lenders with an office in Utah hold owner-occupied commercial real estate loans on their books. Zions Bancorporation, N.A., based in Utah, holds the largest book among those based here, at $8.6B. **Evidence** Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Utah **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 80 FDIC call report, Jun 30, 2026 **Based here** 46 FDIC call report, Jun 30, 2026 **Held by those based here** $22.3B FDIC call report, Jun 30, 2026 +9.1% from a year earlier **Median book, based here** $61.5M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Owner-Occupied CRE lenders in Utah, https://lender.report/owner-occupied-cre-lenders/utah/, data as of June 30, 2026. ## Describe a deal in Utah See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show owner-occupied CRE loans in Utah](https://lender.report/comps/?lane=cre_owner&state=UT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 96 | $8.63B | | | [Ally Bank](https://lender.report/lender/ally-bank-ut/) | Bank | Sandy, UT | 1 | $4.53B | +5.8% | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Bank | Salt Lake City, UT | 1 | $1.88B | +28.0% | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Credit union | Riverdale, UT | 95 | $1.29B | +140.2% | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Credit union | Sandy, UT | 77 | $770M | +4.0% | | [Sunwest Bank](https://lender.report/lender/sunwest-bank-ut/) | Bank | Sandy, UT | 1 | $656M | +2.9% | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) | Bank | Logan, UT | 24 | $628M | +2.3% | | [Goldenwest Credit Union](https://lender.report/lender/goldenwest-credit-union-ut/) | Credit union | Ogden, UT | 51 | $460M | +10.7% | | [Central Bank](https://lender.report/lender/central-bank-ut/) | Bank | Provo, UT | 13 | $350M | +9.9% | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) | Bank | Cedar City, UT | 17 | $340M | +26.0% | | [Quill Bank](https://lender.report/lender/quill-bank-ut/) | Bank | Provo, UT | 8 | $333M | +47.0% | | [Bank of Utah](https://lender.report/lender/bank-of-utah-ut/) | Bank | Ogden, UT | 20 | $301M | +4.2% | | [Happen Bank, National Association](https://lender.report/lender/happen-bank-ut/) | Bank | Lehi, UT | 1 | $268M | +22.6% | | [First Utah Bank](https://lender.report/lender/first-utah-bank-ut/) | Bank | Salt Lake City, UT | 7 | $214M | +3.6% | | [Morgan Stanley Bank, National Association](https://lender.report/lender/morgan-stanley-bank-ut/) | Bank | Salt Lake City, UT | 1 | $213M | | | [Utah Community Credit Union](https://lender.report/lender/utah-community-credit-union-ut/) | Credit union | Provo, UT | 28 | $189M | +31.4% | | [FinWise Bank](https://lender.report/lender/finwise-bank-ut/) | Bank | Murray, UT | 2 | $188M | | | [Canyon View Credit Union](https://lender.report/lender/canyon-view-credit-union-ut/) | Credit union | Salt Lake City, UT | 23 | $141M | +14.3% | | [UBS Bank USA, National Association](https://lender.report/lender/ubs-bank-usa-ut/) | Bank | Salt Lake City, UT | 1 | $125M | +352.9% | | [Wasatch Peaks Credit Union](https://lender.report/lender/wasatch-peaks-credit-union-ut/) | Credit union | Ogden, UT | 6 | $92.0M | +8.6% | FDIC call report, Jun 30, 2026 [See all 80 owner-occupied CRE lenders in Utah in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=UT) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 30 | $24.7B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 72 | $17.8B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 46 | $14.4B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 39 | $9.01B | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 5 | $8.14B | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) | Bank | Roseburg, OR | 2 | $6.89B | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 1 | $5.38B | | [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 1 | $5.00B | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Bank | Kalispell, MT | 35 | $3.93B | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 31 | $3.01B | FDIC call report, Jun 30, 2026 - 46 of these lenders are based in Utah, and 34 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 50 banks, 3 savings institutions and 27 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Utah hold $22.3B of owner-occupied commercial real estate loans, up 9.1% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 76.8% of that total. FDIC call report, Jun 30, 2026 - Zions Bancorporation, N.A. holds $8.6B, and Ally Bank holds $4.5B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Utah is $61.5M. FDIC call report, Jun 30, 2026 - 18 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 19 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 926 offices in Utah. FDIC office list, Oct 28, 2026 - Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 72. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $812K. NCUA 5300, Jun 30, 2026 - UBS Bank USA, National Association grew this book the most in the year, up 352.9% to $124.9M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** owner-occupied commercial real estate loans held by lenders with an office in Utah **Period** June 30, 2026 **Formula** The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Utah. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Utah. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.