---
title: Owner-Occupied CRE Lenders in Wisconsin: 243 Hold These Loans
url: https://lender.report/owner-occupied-cre-lenders/wisconsin/
license: https://lender.report/license/
---

Owner-Occupied CRE · WI

# Owner-Occupied CRE lenders in Wisconsin

243 lenders with an office in Wisconsin hold owner-occupied commercial real estate loans on their books. Nicolet National Bank, based in Wisconsin, holds the largest book among those based here, at $1.7B.

**Evidence**
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Wisconsin

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
243

FDIC call report, Jun 30, 2026

**Based here**
196

FDIC call report, Jun 30, 2026

**Held by those based here**
$16.5B

FDIC call report, Jun 30, 2026

+8.4% from a year earlier, 190 of 196 lenders

**Median book, based here**
$27.1M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Wisconsin, https://lender.report/owner-occupied-cre-lenders/wisconsin/, data as of June 30, 2026.

## Describe a deal in Wisconsin

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show owner-occupied CRE loans in Wisconsin](https://lender.report/comps/?lane=cre_owner&state=WI)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Nicolet National Bank](https://lender.report/lender/nicolet-national-bank-wi/) | Bank | Green Bay, WI | 49 | $1.68B |  |
| [Associated Bank, National Association](https://lender.report/lender/associated-bank-wi/) | Bank | Green Bay, WI | 136 | $1.58B |  |
| [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) | Bank | Oconomowoc, WI | 19 | $1.16B | +22.1% |
| [Bank First, N.A.](https://lender.report/lender/bank-first-wi/) | Bank | Manitowoc, WI | 35 | $828M |  |
| [Johnson Bank](https://lender.report/lender/johnson-bank-wi/) | Bank | Racine, WI | 32 | $633M |  |
| [Community First Credit Union](https://lender.report/lender/community-first-credit-union-wi/) | Credit union | Appleton, WI | 30 | $446M | +16.4% |
| [First Business Bank](https://lender.report/lender/first-business-bank-wi/) | Bank | Madison, WI | 3 | $404M | +30.7% |
| [Royal Credit Union](https://lender.report/lender/royal-credit-union-wi/) | Credit union | Eau Claire, WI | 49 | $341M | +2.4% |
| [One Community Bank](https://lender.report/lender/one-community-bank-wi/) | Bank | Oregon, WI | 20 | $338M |  |
| [Lake Ridge Bank](https://lender.report/lender/lake-ridge-bank-wi/) | Bank | Middleton, WI | 20 | $329M | +23.3% |
| [Summit Credit Union](https://lender.report/lender/summit-credit-union-wi/) | Credit union | Madison, WI | 57 | $314M | +10.8% |
| [Peoples State Bank](https://lender.report/lender/peoples-state-bank-wi-wausau/) | Bank | Wausau, WI | 12 | $282M | +13.9% |
| [Horicon Bank](https://lender.report/lender/horicon-bank-wi/) | Bank | Horicon, WI | 19 | $266M | +25.9% |
| [CCFBank National Association](https://lender.report/lender/ccfbank-wi/) | Bank | Altoona, WI | 16 | $256M | +6.1% |
| [IncredibleBank](https://lender.report/lender/incrediblebank-wi/) | Bank | Wausau, WI | 10 | $243M |  |
| [National Bank of Commerce](https://lender.report/lender/national-bank-of-commerce-wi/) | Bank | Superior, WI | 4 | $190M |  |
| [Waukesha State Bank](https://lender.report/lender/waukesha-state-bank-wi/) | Bank | Waukesha, WI | 15 | $185M | +2.8% |
| [Bank of Wisconsin Dells](https://lender.report/lender/bank-of-wisconsin-dells-wi/) | Bank | Wisconsin Dells, WI | 3 | $173M |  |
| [Town Bank, National Association](https://lender.report/lender/town-bank-wi/) | Bank | Hartland, WI | 25 | $158M | +3.0% |
| [Hiawatha National Bank](https://lender.report/lender/hiawatha-national-bank-wi/) | Bank | Hager City, WI | 8 | $157M | +15.5% |

FDIC call report, Jun 30, 2026

[See all 243 owner-occupied CRE lenders in Wisconsin in Loan Comps](https://lender.report/comps/?lane=cre_owner&state=WI)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 5 | $24.7B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 30 | $17.8B |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 7 | $16.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 65 | $14.4B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 14 | $13.3B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 24 | $10.4B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 90 | $9.01B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 145 | $8.14B |
| [Old National Bank](https://lender.report/lender/old-national-bank-in/) | Bank | Evansville, IN | 31 | $5.97B |
| [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 13 | $5.00B |

FDIC call report, Jun 30, 2026

- 196 of these lenders are based in Wisconsin, and 47 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 163 banks, 19 savings institutions and 61 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Wisconsin hold $16.5B of owner-occupied commercial real estate loans, up 8.4% from a year earlier among the 190 of 196 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 35.6% of that total. FDIC call report, Jun 30, 2026
- Nicolet National Bank holds $1.7B, and Associated Bank, National Association holds $1.6B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Wisconsin is $27.1M. FDIC call report, Jun 30, 2026
- 71 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 36 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 2,171 offices in Wisconsin. FDIC office list, Oct 28, 2026
- BMO Bank National Association, based in Illinois, lists the most offices here among out-of-state lenders, at 145. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $258K. NCUA 5300, Jun 30, 2026
- Community First Bank grew this book the most in the year, up 134.1% to $17.7M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
owner-occupied commercial real estate loans held by lenders with an office in Wisconsin

**Period**
June 30, 2026

**Formula**
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Wisconsin. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Wisconsin. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.