{
 "id": "business-loan-books",
 "title": "Largest Holders of Commercial and Industrial Loans, June 2026",
 "url": "https://lender.report/rankings/business-loan-books/",
 "ranking_label": "Largest by this measure",
 "label": null,
 "definition": {
  "measure": "Commercial and industrial loans held on the balance sheet",
  "period": "June 30, 2026",
  "formula": "The balance of commercial and industrial loans on the lender's June 30, 2026 filing (FDIC call report or NCUA 5300). A balance held, not loans made.",
  "order": "Largest first by the measure, then by the second figure where the list has one, then by name. Payment is not part of the order.",
  "as_of": "2026-06-30",
  "source": {
   "key": "S1",
   "name": "FDIC call report",
   "url": "https://api.fdic.gov/banks/financials"
  },
  "columns": {
   "value": "Holds",
   "second": "Year over year",
   "third": null
  }
 },
 "lenders_on_record": 5280,
 "listed": 50,
 "cite_as": "Source: The Lender Report, Largest Holders of Commercial and Industrial Loans, https://lender.report/rankings/business-loan-books/, data as of June 30, 2026.",
 "license": "CC BY 4.0. Cite as shown.",
 "is_paid": false,
 "changelog": [
  {
   "date": "2026-11-12",
   "text": "First published, with the data built on this date."
  }
 ],
 "rows": [
  {
   "rank": 1,
   "lr_id": "lr_000002",
   "name": "Bank of America, National Association",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 323453000000,
   "second": 5.31,
   "is_paid": false
  },
  {
   "rank": 2,
   "lr_id": "lr_000001",
   "name": "JPMorgan Chase Bank, National Association",
   "kind": "Bank",
   "based_in": "Columbus, OH",
   "value": 241848000000,
   "second": 11.4,
   "is_paid": false
  },
  {
   "rank": 3,
   "lr_id": "lr_000004",
   "name": "Wells Fargo Bank, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 200246000000,
   "second": 8.67,
   "is_paid": false
  },
  {
   "rank": 4,
   "lr_id": "lr_000003",
   "name": "Citibank, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 165624000000,
   "second": 1.17,
   "is_paid": false
  },
  {
   "rank": 5,
   "lr_id": "lr_000008",
   "name": "PNC Bank, National Association",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 116553876000,
   "second": 15.31,
   "is_paid": false
  },
  {
   "rank": 6,
   "lr_id": "lr_000006",
   "name": "U.S. Bank National Association",
   "kind": "Bank",
   "based_in": "Cincinnati, OH",
   "value": 91893057000,
   "second": 9.02,
   "is_paid": false
  },
  {
   "rank": 7,
   "lr_id": "lr_000009",
   "name": "Truist Bank",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 76327000000,
   "second": 1.52,
   "is_paid": false
  },
  {
   "rank": 8,
   "lr_id": "lr_000014",
   "name": "Fifth Third Bank, National Association",
   "kind": "Bank",
   "based_in": "Cincinnati, OH",
   "value": 70407000000,
   "second": 60.53,
   "is_paid": false
  },
  {
   "rank": 9,
   "lr_id": "lr_000015",
   "name": "The Huntington National Bank",
   "kind": "Bank",
   "based_in": "Columbus, OH",
   "value": 54384859000,
   "second": 36.51,
   "is_paid": false
  },
  {
   "rank": 10,
   "lr_id": "lr_000022",
   "name": "American Express National Bank",
   "kind": "Bank",
   "based_in": "Sandy, UT",
   "value": 48143330000,
   "second": 4.53,
   "is_paid": false
  },
  {
   "rank": 11,
   "lr_id": "lr_000016",
   "name": "BMO Bank National Association",
   "kind": "Bank",
   "based_in": "Chicago, IL",
   "value": 44695557000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 12,
   "lr_id": "lr_000024",
   "name": "KeyBank National Association",
   "kind": "Bank",
   "based_in": "Cleveland, OH",
   "value": 37374689000,
   "second": 10.85,
   "is_paid": false
  },
  {
   "rank": 13,
   "lr_id": "lr_000007",
   "name": "Capital One, National Association",
   "kind": "Bank",
   "based_in": "Mclean, VA",
   "value": 37129000000,
   "second": 5.47,
   "is_paid": false
  },
  {
   "rank": 14,
   "lr_id": "lr_000019",
   "name": "First-Citizens Bank & Trust Company",
   "kind": "Bank",
   "based_in": "Raleigh, NC",
   "value": 35872000000,
   "second": 0.43,
   "is_paid": false
  },
  {
   "rank": 15,
   "lr_id": "lr_000025",
   "name": "Ally Bank",
   "kind": "Bank",
   "based_in": "Sandy, UT",
   "value": 34854000000,
   "second": 16.65,
   "is_paid": false
  },
  {
   "rank": 16,
   "lr_id": "lr_000021",
   "name": "Manufacturers and Traders Trust Company",
   "kind": "Bank",
   "based_in": "Buffalo, NY",
   "value": 34265000000,
   "second": 4.49,
   "is_paid": false
  },
  {
   "rank": 17,
   "lr_id": "lr_000005",
   "name": "Goldman Sachs Bank USA",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 29871000000,
   "second": 26.13,
   "is_paid": false
  },
  {
   "rank": 18,
   "lr_id": "lr_000020",
   "name": "Citizens Bank, National Association",
   "kind": "Bank",
   "based_in": "Providence, RI",
   "value": 28041307000,
   "second": 8.4,
   "is_paid": false
  },
  {
   "rank": 19,
   "lr_id": "lr_000028",
   "name": "Regions Bank",
   "kind": "Bank",
   "based_in": "Birmingham, AL",
   "value": 27465000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 20,
   "lr_id": "lr_000029",
   "name": "Pinnacle Bank",
   "kind": "Bank",
   "based_in": "Nashville, TN",
   "value": 24463391000,
   "second": 114.83,
   "is_paid": false
  },
  {
   "rank": 21,
   "lr_id": "lr_000013",
   "name": "TD Bank, National Association",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 23427621000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 22,
   "lr_id": "lr_000027",
   "name": "HSBC Bank USA, National Association",
   "kind": "Bank",
   "based_in": "Tysons, VA",
   "value": 21338341000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 23,
   "lr_id": "lr_000040",
   "name": "First Horizon Bank",
   "kind": "Bank",
   "based_in": "Memphis, TN",
   "value": 16439892000,
   "second": 9.49,
   "is_paid": false
  },
  {
   "rank": 24,
   "lr_id": "lr_000042",
   "name": "UMB Bank, National Association",
   "kind": "Bank",
   "based_in": "Kansas City, MO",
   "value": 15517399000,
   "second": 3.54,
   "is_paid": false
  },
  {
   "rank": 25,
   "lr_id": "lr_000036",
   "name": "Zions Bancorporation, N.A.",
   "kind": "Bank",
   "based_in": "Salt Lake City, UT",
   "value": 15343445000,
   "second": 7.87,
   "is_paid": false
  },
  {
   "rank": 26,
   "lr_id": "lr_000045",
   "name": "CIBC Bank USA",
   "kind": "Bank",
   "based_in": "Chicago, IL",
   "value": 12206783000,
   "second": 2.76,
   "is_paid": false
  },
  {
   "rank": 27,
   "lr_id": "lr_000037",
   "name": "Flagstar Bank, National Association",
   "kind": "Bank",
   "based_in": "Hicksville, NY",
   "value": 12072905000,
   "second": 28.41,
   "is_paid": false
  },
  {
   "rank": 28,
   "lr_id": "lr_000035",
   "name": "Western Alliance Bank",
   "kind": "Bank",
   "based_in": "Phoenix, AZ",
   "value": 12047671000,
   "second": 20.59,
   "is_paid": false
  },
  {
   "rank": 29,
   "lr_id": "lr_000041",
   "name": "Old National Bank",
   "kind": "Bank",
   "based_in": "Evansville, IN",
   "value": 11646494000,
   "second": 7.67,
   "is_paid": false
  },
  {
   "rank": 30,
   "lr_id": "lr_000034",
   "name": "City National Bank",
   "kind": "Bank",
   "based_in": "Los Angeles, CA",
   "value": 10946666000,
   "second": 4.32,
   "is_paid": false
  },
  {
   "rank": 31,
   "lr_id": "lr_000039",
   "name": "East West Bank",
   "kind": "Bank",
   "based_in": "Pasadena, CA",
   "value": 10256723000,
   "second": 7.1,
   "is_paid": false
  },
  {
   "rank": 32,
   "lr_id": "lr_000054",
   "name": "Associated Bank, National Association",
   "kind": "Bank",
   "based_in": "Green Bay, WI",
   "value": 9610303000,
   "second": 19.23,
   "is_paid": false
  },
  {
   "rank": 33,
   "lr_id": "lr_000053",
   "name": "BOKF, National Association",
   "kind": "Bank",
   "based_in": "Tulsa, OK",
   "value": 9467818000,
   "second": 16.88,
   "is_paid": false
  },
  {
   "rank": 34,
   "lr_id": "lr_000056",
   "name": "Bank of China",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 9185227000,
   "second": 1.93,
   "is_paid": false
  },
  {
   "rank": 35,
   "lr_id": "lr_000072",
   "name": "Texas Capital Bank",
   "kind": "Bank",
   "based_in": "Dallas, TX",
   "value": 9102502000,
   "second": 7.08,
   "is_paid": false
  },
  {
   "rank": 36,
   "lr_id": "lr_000046",
   "name": "Valley National Bank",
   "kind": "Bank",
   "based_in": "Passaic, NJ",
   "value": 8436277000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 37,
   "lr_id": "lr_000011",
   "name": "Morgan Stanley Bank, National Association",
   "kind": "Bank",
   "based_in": "Salt Lake City, UT",
   "value": 8157000000,
   "second": 126.08,
   "is_paid": false
  },
  {
   "rank": 38,
   "lr_id": "lr_000047",
   "name": "Columbia Bank",
   "kind": "Bank",
   "based_in": "Roseburg, OR",
   "value": 7610510000,
   "second": 20.02,
   "is_paid": false
  },
  {
   "rank": 39,
   "lr_id": "lr_000033",
   "name": "Santander Bank, N.A.",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 7514345000,
   "second": 0.8,
   "is_paid": false
  },
  {
   "rank": 40,
   "lr_id": "lr_000066",
   "name": "Hancock Whitney Bank",
   "kind": "Bank",
   "based_in": "Gulfport, MS",
   "value": 7484604000,
   "second": 4.06,
   "is_paid": false
  },
  {
   "rank": 41,
   "lr_id": "lr_000107",
   "name": "State Bank of India",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 7269391000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 42,
   "lr_id": "lr_000055",
   "name": "First National Bank of Pennsylvania",
   "kind": "Bank",
   "based_in": "Greenville, PA",
   "value": 7240940000,
   "second": 6.32,
   "is_paid": false
  },
  {
   "rank": 43,
   "lr_id": "lr_000044",
   "name": "SouthState Bank, National Association",
   "kind": "Bank",
   "based_in": "Winter Haven, FL",
   "value": 7119648000,
   "second": 9.41,
   "is_paid": false
  },
  {
   "rank": 44,
   "lr_id": "lr_000052",
   "name": "Frost Bank",
   "kind": "Bank",
   "based_in": "San Antonio, TX",
   "value": 5694205000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 45,
   "lr_id": "lr_000064",
   "name": "Atlantic Union Bank",
   "kind": "Bank",
   "based_in": "Richmond City, VA",
   "value": 5629244000,
   "second": 9.47,
   "is_paid": false
  },
  {
   "rank": 46,
   "lr_id": "lr_000138",
   "name": "Bank of Baroda",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 5468682000,
   "second": 21.94,
   "is_paid": false
  },
  {
   "rank": 47,
   "lr_id": "lr_000058",
   "name": "Raymond James Bank",
   "kind": "Bank",
   "based_in": "Saint Petersburg, FL",
   "value": 5074335000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 48,
   "lr_id": "lr_000214",
   "name": "1st Source Bank",
   "kind": "Bank",
   "based_in": "South Bend, IN",
   "value": 4799825000,
   "second": 1.13,
   "is_paid": false
  },
  {
   "rank": 49,
   "lr_id": "lr_000272",
   "name": "Pathward, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 4791106000,
   "second": 15.83,
   "is_paid": false
  },
  {
   "rank": 50,
   "lr_id": "lr_000140",
   "name": "Live Oak Banking Company",
   "kind": "Bank",
   "based_in": "Wilmington, NC",
   "value": 4766616000,
   "second": 6.68,
   "is_paid": false
  }
 ]
}