{
 "id": "construction-books",
 "title": "Largest Holders of Construction Loans, June 2026",
 "url": "https://lender.report/rankings/construction-books/",
 "ranking_label": "Largest by this measure",
 "label": null,
 "definition": {
  "measure": "Construction and land development loans held on the balance sheet",
  "period": "June 30, 2026",
  "formula": "The balance of construction and land development loans on the lender's June 30, 2026 filing (FDIC call report or NCUA 5300). A balance held, not loans made.",
  "order": "Largest first by the measure, then by the second figure where the list has one, then by name. Payment is not part of the order.",
  "as_of": "2026-06-30",
  "source": {
   "key": "S1",
   "name": "FDIC call report",
   "url": "https://api.fdic.gov/banks/financials"
  },
  "columns": {
   "value": "Holds",
   "second": "Year over year",
   "third": null
  }
 },
 "lenders_on_record": 4548,
 "listed": 50,
 "cite_as": "Source: The Lender Report, Largest Holders of Construction Loans, https://lender.report/rankings/construction-books/, data as of June 30, 2026.",
 "license": "CC BY 4.0. Cite as shown.",
 "is_paid": false,
 "changelog": [
  {
   "date": "2026-11-12",
   "text": "First published, with the data built on this date."
  }
 ],
 "rows": [
  {
   "rank": 1,
   "lr_id": "lr_000001",
   "name": "JPMorgan Chase Bank, National Association",
   "kind": "Bank",
   "based_in": "Columbus, OH",
   "value": 18789000000,
   "second": 13.21,
   "is_paid": false
  },
  {
   "rank": 2,
   "lr_id": "lr_000004",
   "name": "Wells Fargo Bank, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 12464000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 3,
   "lr_id": "lr_000002",
   "name": "Bank of America, National Association",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 9681000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 4,
   "lr_id": "lr_000006",
   "name": "U.S. Bank National Association",
   "kind": "Bank",
   "based_in": "Cincinnati, OH",
   "value": 9377686000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 5,
   "lr_id": "lr_000003",
   "name": "Citibank, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 7993000000,
   "second": 16.09,
   "is_paid": false
  },
  {
   "rank": 6,
   "lr_id": "lr_000014",
   "name": "Fifth Third Bank, National Association",
   "kind": "Bank",
   "based_in": "Cincinnati, OH",
   "value": 7971000000,
   "second": 52,
   "is_paid": false
  },
  {
   "rank": 7,
   "lr_id": "lr_000009",
   "name": "Truist Bank",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 7610000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 8,
   "lr_id": "lr_000019",
   "name": "First-Citizens Bank & Trust Company",
   "kind": "Bank",
   "based_in": "Raleigh, NC",
   "value": 7338000000,
   "second": 15.29,
   "is_paid": false
  },
  {
   "rank": 9,
   "lr_id": "lr_000062",
   "name": "Bank OZK",
   "kind": "Bank",
   "based_in": "Little Rock, AR",
   "value": 6942600000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 10,
   "lr_id": "lr_000029",
   "name": "Pinnacle Bank",
   "kind": "Bank",
   "based_in": "Nashville, TN",
   "value": 5890023000,
   "second": 72.62,
   "is_paid": false
  },
  {
   "rank": 11,
   "lr_id": "lr_000015",
   "name": "The Huntington National Bank",
   "kind": "Bank",
   "based_in": "Columbus, OH",
   "value": 5321759000,
   "second": 275.42,
   "is_paid": false
  },
  {
   "rank": 12,
   "lr_id": "lr_000008",
   "name": "PNC Bank, National Association",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 5260926000,
   "second": 27.44,
   "is_paid": false
  },
  {
   "rank": 13,
   "lr_id": "lr_000020",
   "name": "Citizens Bank, National Association",
   "kind": "Bank",
   "based_in": "Providence, RI",
   "value": 4745954000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 14,
   "lr_id": "lr_000016",
   "name": "BMO Bank National Association",
   "kind": "Bank",
   "based_in": "Chicago, IL",
   "value": 4486470000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 15,
   "lr_id": "lr_000033",
   "name": "Santander Bank, N.A.",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 4384374000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 16,
   "lr_id": "lr_000013",
   "name": "TD Bank, National Association",
   "kind": "Bank",
   "based_in": "Wilmington, DE",
   "value": 4311321000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 17,
   "lr_id": "lr_000005",
   "name": "Goldman Sachs Bank USA",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 4183000000,
   "second": 31.01,
   "is_paid": false
  },
  {
   "rank": 18,
   "lr_id": "lr_000035",
   "name": "Western Alliance Bank",
   "kind": "Bank",
   "based_in": "Phoenix, AZ",
   "value": 4084587000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 19,
   "lr_id": "lr_000021",
   "name": "Manufacturers and Traders Trust Company",
   "kind": "Bank",
   "based_in": "Buffalo, NY",
   "value": 3351000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 20,
   "lr_id": "lr_000071",
   "name": "United Bank",
   "kind": "Bank",
   "based_in": "Fairfax, VA",
   "value": 3335543000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 21,
   "lr_id": "lr_000036",
   "name": "Zions Bancorporation, N.A.",
   "kind": "Bank",
   "based_in": "Salt Lake City, UT",
   "value": 3222840000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 22,
   "lr_id": "lr_000059",
   "name": "Prosperity Bank",
   "kind": "Bank",
   "based_in": "El Campo, TX",
   "value": 3143607000,
   "second": 9.41,
   "is_paid": false
  },
  {
   "rank": 23,
   "lr_id": "lr_000044",
   "name": "SouthState Bank, National Association",
   "kind": "Bank",
   "based_in": "Winter Haven, FL",
   "value": 2928069000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 24,
   "lr_id": "lr_000042",
   "name": "UMB Bank, National Association",
   "kind": "Bank",
   "based_in": "Kansas City, MO",
   "value": 2927394000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 25,
   "lr_id": "lr_000024",
   "name": "KeyBank National Association",
   "kind": "Bank",
   "based_in": "Cleveland, OH",
   "value": 2895663000,
   "second": 2.3,
   "is_paid": false
  },
  {
   "rank": 26,
   "lr_id": "lr_000034",
   "name": "City National Bank",
   "kind": "Bank",
   "based_in": "Los Angeles, CA",
   "value": 2833625000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 27,
   "lr_id": "lr_000028",
   "name": "Regions Bank",
   "kind": "Bank",
   "based_in": "Birmingham, AL",
   "value": 2808000000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 28,
   "lr_id": "lr_000099",
   "name": "Centennial Bank",
   "kind": "Bank",
   "based_in": "Conway, AR",
   "value": 2780116000,
   "second": 3.14,
   "is_paid": false
  },
  {
   "rank": 29,
   "lr_id": "lr_000052",
   "name": "Frost Bank",
   "kind": "Bank",
   "based_in": "San Antonio, TX",
   "value": 2736247000,
   "second": 3.68,
   "is_paid": false
  },
  {
   "rank": 30,
   "lr_id": "lr_000055",
   "name": "First National Bank of Pennsylvania",
   "kind": "Bank",
   "based_in": "Greenville, PA",
   "value": 2660333000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 31,
   "lr_id": "lr_000075",
   "name": "Glacier Bank",
   "kind": "Bank",
   "based_in": "Kalispell, MT",
   "value": 2659842000,
   "second": 33.04,
   "is_paid": false
  },
  {
   "rank": 32,
   "lr_id": "lr_000097",
   "name": "Simmons Bank",
   "kind": "Bank",
   "based_in": "Pine Bluff, AR",
   "value": 2574509000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 33,
   "lr_id": "lr_000054",
   "name": "Associated Bank, National Association",
   "kind": "Bank",
   "based_in": "Green Bay, WI",
   "value": 2546186000,
   "second": 30.56,
   "is_paid": false
  },
  {
   "rank": 34,
   "lr_id": "lr_000046",
   "name": "Valley National Bank",
   "kind": "Bank",
   "based_in": "Passaic, NJ",
   "value": 2483859000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 35,
   "lr_id": "lr_000041",
   "name": "Old National Bank",
   "kind": "Bank",
   "based_in": "Evansville, IN",
   "value": 2445540000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 36,
   "lr_id": "lr_000045",
   "name": "CIBC Bank USA",
   "kind": "Bank",
   "based_in": "Chicago, IL",
   "value": 2120441000,
   "second": 37.44,
   "is_paid": false
  },
  {
   "rank": 37,
   "lr_id": "lr_000047",
   "name": "Columbia Bank",
   "kind": "Bank",
   "based_in": "Roseburg, OR",
   "value": 2029763000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 38,
   "lr_id": "lr_000085",
   "name": "Arvest Bank",
   "kind": "Bank",
   "based_in": "Fayetteville, AR",
   "value": 2021212000,
   "second": 16,
   "is_paid": false
  },
  {
   "rank": 39,
   "lr_id": "lr_000089",
   "name": "Renasant Bank",
   "kind": "Bank",
   "based_in": "Tupelo, MS",
   "value": 2013204000,
   "second": 12.14,
   "is_paid": false
  },
  {
   "rank": 40,
   "lr_id": "lr_000116",
   "name": "Merchants Bank of Indiana",
   "kind": "Bank",
   "based_in": "Carmel, IN",
   "value": 1995262000,
   "second": 13.21,
   "is_paid": false
  },
  {
   "rank": 41,
   "lr_id": "lr_000007",
   "name": "Capital One, National Association",
   "kind": "Bank",
   "based_in": "Mclean, VA",
   "value": 1952000000,
   "second": 5.63,
   "is_paid": false
  },
  {
   "rank": 42,
   "lr_id": "lr_000172",
   "name": "Bank Hapoalim B.M.",
   "kind": "Bank",
   "based_in": "New York, NY",
   "value": 1919147000,
   "second": 9.35,
   "is_paid": false
  },
  {
   "rank": 43,
   "lr_id": "lr_000070",
   "name": "First National Bank of Omaha",
   "kind": "Bank",
   "based_in": "Omaha, NE",
   "value": 1882500000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 44,
   "lr_id": "lr_000068",
   "name": "Banc of California",
   "kind": "Bank",
   "based_in": "Los Angeles, CA",
   "value": 1867149000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 45,
   "lr_id": "lr_000064",
   "name": "Atlantic Union Bank",
   "kind": "Bank",
   "based_in": "Richmond City, VA",
   "value": 1859216000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 46,
   "lr_id": "lr_000188",
   "name": "International Bank of Commerce",
   "kind": "Bank",
   "based_in": "Laredo, TX",
   "value": 1748909000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 47,
   "lr_id": "lr_000084",
   "name": "Ameris Bank",
   "kind": "Bank",
   "based_in": "Atlanta, GA",
   "value": 1702983000,
   "second": 14.61,
   "is_paid": false
  },
  {
   "rank": 48,
   "lr_id": "lr_000137",
   "name": "Banner Bank",
   "kind": "Bank",
   "based_in": "Walla Walla, WA",
   "value": 1697330000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 49,
   "lr_id": "lr_000087",
   "name": "WesBanco Bank, Inc.",
   "kind": "Bank",
   "based_in": "Wheeling, WV",
   "value": 1690136000,
   "second": null,
   "is_paid": false
  },
  {
   "rank": 50,
   "lr_id": "lr_000080",
   "name": "City National Bank of Florida",
   "kind": "Bank",
   "based_in": "Miami, FL",
   "value": 1642685000,
   "second": 3.17,
   "is_paid": false
  }
 ]
}