{
 "id": "owner-occupied-cre-books",
 "title": "Largest Holders of Owner-Occupied CRE Loans, June 2026",
 "url": "https://lender.report/rankings/owner-occupied-cre-books/",
 "ranking_label": "Largest by this measure",
 "label": null,
 "definition": {
  "measure": "Owner-occupied commercial real estate loans held on the balance sheet",
  "period": "June 30, 2026",
  "formula": "The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing (FDIC call report or NCUA 5300). A balance held, not loans made.",
  "order": "Largest first by the measure, then by the second figure where the list has one, then by name. Payment is not part of the order.",
  "as_of": "2026-06-30",
  "source": {
   "key": "S1",
   "name": "FDIC call report",
   "url": "https://api.fdic.gov/banks/financials"
  },
  "columns": {
   "value": "Holds",
   "second": "Year over year",
   "third": null
  }
 },
 "lenders_on_record": 5169,
 "listed": 50,
 "cite_as": "Source: The Lender Report, Largest Holders of Owner-Occupied CRE Loans, https://lender.report/rankings/owner-occupied-cre-books/, data as of June 30, 2026.",
 "license": "CC BY 4.0. Cite as shown.",
 "is_paid": false,
 "changelog": [
  {
   "date": "2026-11-12",
   "text": "First published, with the data built on this date."
  }
 ],
 "rows": [
  {
   "rank": 1,
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   "name": "Bank of America, National Association",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 24700000000,
   "second": 6.99,
   "is_paid": false
  },
  {
   "rank": 2,
   "lr_id": "lr_000004",
   "name": "Wells Fargo Bank, National Association",
   "kind": "Bank",
   "based_in": "Sioux Falls, SD",
   "value": 17825000000,
   "second": 0.32,
   "is_paid": false
  },
  {
   "rank": 3,
   "lr_id": "lr_000009",
   "name": "Truist Bank",
   "kind": "Bank",
   "based_in": "Charlotte, NC",
   "value": 17780000000,
   "second": null,
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  },
  {
   "rank": 4,
   "lr_id": "lr_000019",
   "name": "First-Citizens Bank & Trust Company",
   "kind": "Bank",
   "based_in": "Raleigh, NC",
   "value": 16840000000,
   "second": 5.39,
   "is_paid": false
  },
  {
   "rank": 5,
   "lr_id": "lr_000001",
   "name": "JPMorgan Chase Bank, National Association",
   "kind": "Bank",
   "based_in": "Columbus, OH",
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   "second": null,
   "is_paid": false
  },
  {
   "rank": 6,
   "lr_id": "lr_000015",
   "name": "The Huntington National Bank",
   "kind": "Bank",
   "based_in": "Columbus, OH",
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  },
  {
   "rank": 7,
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   "name": "Fifth Third Bank, National Association",
   "kind": "Bank",
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  },
  {
   "rank": 8,
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   "name": "Manufacturers and Traders Trust Company",
   "kind": "Bank",
   "based_in": "Buffalo, NY",
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  },
  {
   "rank": 9,
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   "name": "PNC Bank, National Association",
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  {
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  {
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  },
  {
   "rank": 12,
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   "name": "First Horizon Bank",
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  },
  {
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  },
  {
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   "name": "SouthState Bank, National Association",
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  },
  {
   "rank": 16,
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  },
  {
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  },
  {
   "rank": 18,
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  },
  {
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  },
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  {
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  },
  {
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  },
  {
   "rank": 23,
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   "name": "CIBC Bank USA",
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   "based_in": "Chicago, IL",
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  },
  {
   "rank": 24,
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   "name": "City National Bank",
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   "based_in": "Los Angeles, CA",
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  },
  {
   "rank": 25,
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   "name": "Frost Bank",
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   "based_in": "San Antonio, TX",
   "value": 4370344000,
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  },
  {
   "rank": 26,
   "lr_id": "lr_000064",
   "name": "Atlantic Union Bank",
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   "based_in": "Richmond City, VA",
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  },
  {
   "rank": 27,
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   "name": "Citizens Bank, National Association",
   "kind": "Bank",
   "based_in": "Providence, RI",
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   "is_paid": false
  },
  {
   "rank": 28,
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   "name": "United Community Bank",
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   "based_in": "Greenville, SC",
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  },
  {
   "rank": 29,
   "lr_id": "lr_000075",
   "name": "Glacier Bank",
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  {
   "rank": 30,
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   "name": "BOKF, National Association",
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  },
  {
   "rank": 31,
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  },
  {
   "rank": 32,
   "lr_id": "lr_000039",
   "name": "East West Bank",
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   "based_in": "Pasadena, CA",
   "value": 3434344000,
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  },
  {
   "rank": 33,
   "lr_id": "lr_000066",
   "name": "Hancock Whitney Bank",
   "kind": "Bank",
   "based_in": "Gulfport, MS",
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  },
  {
   "rank": 34,
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   "name": "First National Bank of Pennsylvania",
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   "based_in": "Greenville, PA",
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  },
  {
   "rank": 35,
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   "name": "Renasant Bank",
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  },
  {
   "rank": 36,
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  },
  {
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  },
  {
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  {
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   "name": "KeyBank National Association",
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   "based_in": "Cleveland, OH",
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  },
  {
   "rank": 41,
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  },
  {
   "rank": 42,
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   "name": "Citizens Business Bank, National Association",
   "kind": "Bank",
   "based_in": "Ontario, CA",
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  },
  {
   "rank": 43,
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  {
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   "name": "ServisFirst Bank",
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  },
  {
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   "based_in": "El Campo, TX",
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  },
  {
   "rank": 46,
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   "name": "First Interstate Bank",
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   "based_in": "Billings, MT",
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  },
  {
   "rank": 47,
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   "name": "Flagstar Bank, National Association",
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   "based_in": "Hicksville, NY",
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   "second": null,
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  },
  {
   "rank": 48,
   "lr_id": "lr_000137",
   "name": "Banner Bank",
   "kind": "Bank",
   "based_in": "Walla Walla, WA",
   "value": 2501140000,
   "second": 8.64,
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  },
  {
   "rank": 49,
   "lr_id": "lr_000105",
   "name": "TowneBank",
   "kind": "Bank",
   "based_in": "Portsmouth, VA",
   "value": 2496345000,
   "second": 37.47,
   "is_paid": false
  },
  {
   "rank": 50,
   "lr_id": "lr_000131",
   "name": "Enterprise Bank & Trust",
   "kind": "Bank",
   "based_in": "Clayton, MO",
   "value": 2386222000,
   "second": 5.6,
   "is_paid": false
  }
 ]
}