--- title: SBA 504 Lenders in Arizona: 94 Made Loans in 3 Years url: https://lender.report/sba-504-lenders/arizona/ license: https://lender.report/license/ --- SBA 504 ยท AZ # SBA 504 lenders in Arizona 94 lenders provided the first lien on at least one SBA 504 project in Arizona in the 36 months ending September 30, 2026. First Fidelity Bank made the most, with 98 of the 580 on record. **Evidence** Lender provided the first lien on at least one SBA 504 project in Arizona in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 94 SBA FOIA, Sep 30, 2026 **First liens, 36 months** 580 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $939M SBA FOIA, Sep 30, 2026 **Approvals, last 12 months (funded or not)** 176 SBA FOIA, Sep 30, 2026 -18.1% from the prior 12 months Cite this Source: The Lender Report, SBA 504 lenders in Arizona, https://lender.report/sba-504-lenders/arizona/, data as of September 30, 2026. ## Describe a deal in Arizona See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 504 loans in Arizona](https://lender.report/comps/?lane=sba_504&state=AZ)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | First liens | Dollars | | --- | --- | --- | --- | --- | | [First Fidelity Bank](https://lender.report/lender/first-fidelity-bank-ok/) [SBA 504 record](https://lender.report/lender/first-fidelity-bank-ok/sba-504/) | Bank | Oklahoma City, OK | 98 | $102M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 504 record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-504/) | Bank | Columbus, OH | 34 | $43.4M | | [Arizona Financial Credit Union](https://lender.report/lender/arizona-financial-credit-union-az/) [SBA 504 record](https://lender.report/lender/arizona-financial-credit-union-az/sba-504/) | Credit union | Phoenix, AZ | 34 | $35.6M | | [BNC National Bank](https://lender.report/lender/bnc-national-bank-az/) [SBA 504 record](https://lender.report/lender/bnc-national-bank-az/sba-504/) | Bank | Glendale, AZ | 28 | $25.8M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 504 record](https://lender.report/lender/bank-of-america-nc/sba-504/) | Bank | Charlotte, NC | 23 | $22.5M | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [SBA 504 record](https://lender.report/lender/glacier-bank-mt/sba-504/) | Bank | Kalispell, MT | 22 | $28.5M | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) [SBA 504 record](https://lender.report/lender/america-first-credit-union-ut/sba-504/) | Credit union | Riverdale, UT | 18 | $38.8M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 504 record](https://lender.report/lender/zions-bancorporation-ut/sba-504/) | Bank | Salt Lake City, UT | 15 | $14.1M | | [Western Alliance Bank](https://lender.report/lender/western-alliance-bank-az/) [SBA 504 record](https://lender.report/lender/western-alliance-bank-az/sba-504/) | Bank | Phoenix, AZ | 13 | $27.4M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 504 record](https://lender.report/lender/celtic-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 12 | $41.6M | | [Western State Bank](https://lender.report/lender/western-state-bank-nd/) [SBA 504 record](https://lender.report/lender/western-state-bank-nd/sba-504/) | Bank | Devils Lake, ND | 12 | $34.8M | | [MidFirst Bank](https://lender.report/lender/midfirst-bank-ok/) [SBA 504 record](https://lender.report/lender/midfirst-bank-ok/sba-504/) | Savings | Oklahoma City, OK | 12 | $28.5M | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 504 record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-504/) | Bank | Raleigh, NC | 11 | $9.99M | | [Bell Bank](https://lender.report/lender/bell-bank-nd/) [SBA 504 record](https://lender.report/lender/bell-bank-nd/sba-504/) | Bank | Fargo, ND | 10 | $15.0M | | [Southwest Heritage Bank](https://lender.report/lender/southwest-heritage-bank-az/) [SBA 504 record](https://lender.report/lender/southwest-heritage-bank-az/sba-504/) | Savings | Scottsdale, AZ | 10 | $13.1M | | [Integro Bank](https://lender.report/lender/integro-bank-az/) [SBA 504 record](https://lender.report/lender/integro-bank-az/sba-504/) | Bank | Phoenix, AZ | 9 | $12.5M | | [Harvest Commercial Capital, LLC](https://lender.report/lender/harvest-commercial-capital/) [SBA 504 record](https://lender.report/lender/harvest-commercial-capital/sba-504/) | Non-bank | Not reported | 9 | $9.05M | | [Gateway Commercial Bank](https://lender.report/lender/gateway-commercial-bank-az/) [SBA 504 record](https://lender.report/lender/gateway-commercial-bank-az/sba-504/) | Bank | Mesa, AZ | 9 | $7.74M | | [FWBank](https://lender.report/lender/fwbank-il/) [SBA 504 record](https://lender.report/lender/fwbank-il/sba-504/) | Bank | Chicago, IL | 8 | $8.65M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-ca/) [SBA 504 record](https://lender.report/lender/pinnacle-bank-ca/sba-504/) | Bank | Gilroy, CA | 7 | $31.3M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 504 record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-504/) | Bank | Osage Beach, MO | 7 | $25.5M | | [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) [SBA 504 record](https://lender.report/lender/bank-five-nine-wi/sba-504/) | Bank | Oconomowoc, WI | 7 | $17.0M | | [Busey Bank](https://lender.report/lender/busey-bank-il/) [SBA 504 record](https://lender.report/lender/busey-bank-il/sba-504/) | Bank | Champaign, IL | 7 | $11.1M | | [Desert Financial Credit Union](https://lender.report/lender/desert-financial-credit-union-az/) [SBA 504 record](https://lender.report/lender/desert-financial-credit-union-az/sba-504/) | Credit union | Phoenix, AZ | 7 | $6.24M | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [SBA 504 record](https://lender.report/lender/mountain-america-credit-union-ut/sba-504/) | Credit union | Sandy, UT | 6 | $16.8M | SBA FOIA, Sep 30, 2026 [See all 94 SBA 504 lenders in Arizona in Loan Comps](https://lender.report/comps/?lane=sba_504&state=AZ) Dollars are first-lien amounts on SBA 504 approvals. - Lenders recorded 580 SBA 504 first liens totaling $938.9M in Arizona in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 475 of those, credit unions 77, and non-banks 21. SBA FOIA, Sep 30, 2026 - The five most active lenders made 37.4% of Arizona's SBA 504 first liens. SBA FOIA, Sep 30, 2026 - First Fidelity Bank recorded the most dollars in Arizona, at $101.5M. SBA FOIA, Sep 30, 2026 - 13 of these lenders are based in Arizona. SBA FOIA, Sep 30, 2026 - 15 lenders recorded 10 or more SBA 504 first liens in Arizona. SBA FOIA, Sep 30, 2026 - 7 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 176 SBA 504 approvals in Arizona dated in the 12 months to September 30, 2026, versus 215 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026 - The typical SBA 504 first lien in Arizona was about $810K, with the middle half between $440K and $1.3M. SBA FOIA, Sep 30, 2026 - The median term in Arizona was 25 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 504 first liens in Arizona **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 504 projects located in Arizona with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender. **Order** Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment. SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.