--- title: SBA 504 Lenders in Georgia: 119 Made Loans in 3 Years url: https://lender.report/sba-504-lenders/georgia/ license: https://lender.report/license/ --- SBA 504 ยท GA # SBA 504 lenders in Georgia 119 lenders provided the first lien on at least one SBA 504 project in Georgia in the 36 months ending September 30, 2026. First-Citizens Bank & Trust Company made the most, with 30 of the 536 on record. **Evidence** Lender provided the first lien on at least one SBA 504 project in Georgia in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 119 SBA FOIA, Sep 30, 2026 **First liens, 36 months** 536 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $1.18B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months (funded or not)** 177 SBA FOIA, Sep 30, 2026 -0.6% from the prior 12 months Cite this Source: The Lender Report, SBA 504 lenders in Georgia, https://lender.report/sba-504-lenders/georgia/, data as of September 30, 2026. ## Describe a deal in Georgia See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 504 loans in Georgia](https://lender.report/comps/?lane=sba_504&state=GA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | First liens | Dollars | | --- | --- | --- | --- | --- | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 504 record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-504/) | Bank | Raleigh, NC | 30 | $59.4M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 504 record](https://lender.report/lender/bank-of-america-nc/sba-504/) | Bank | Charlotte, NC | 21 | $28.7M | | [Ameris Bank](https://lender.report/lender/ameris-bank-ga/) [SBA 504 record](https://lender.report/lender/ameris-bank-ga/sba-504/) | Bank | Atlanta, GA | 21 | $27.2M | | [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [SBA 504 record](https://lender.report/lender/renasant-bank-ms/sba-504/) | Bank | Tupelo, MS | 20 | $63.1M | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) [SBA 504 record](https://lender.report/lender/truist-bank-nc/sba-504/) | Bank | Charlotte, NC | 18 | $22.7M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [SBA 504 record](https://lender.report/lender/pinnacle-bank-tn/sba-504/) | Bank | Nashville, TN | 16 | $49.3M | | [Harvest Commercial Capital, LLC](https://lender.report/lender/harvest-commercial-capital/) [SBA 504 record](https://lender.report/lender/harvest-commercial-capital/sba-504/) | Non-bank | Not reported | 16 | $32.6M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 504 record](https://lender.report/lender/huntington-national-bank-oh/sba-504/) | Bank | Columbus, OH | 16 | $25.5M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 504 record](https://lender.report/lender/regions-bank-al/sba-504/) | Bank | Birmingham, AL | 14 | $26.2M | | [Oconee State Bank](https://lender.report/lender/oconee-state-bank-ga/) [SBA 504 record](https://lender.report/lender/oconee-state-bank-ga/sba-504/) | Bank | Watkinsville, GA | 14 | $19.7M | | [United Community Bank](https://lender.report/lender/united-community-bank-sc/) [SBA 504 record](https://lender.report/lender/united-community-bank-sc/sba-504/) | Bank | Greenville, SC | 14 | $19.6M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 504 record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-504/) | Bank | Columbus, OH | 13 | $14.5M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 504 record](https://lender.report/lender/celtic-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 10 | $45.8M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 504 record](https://lender.report/lender/southstate-bank-fl/sba-504/) | Bank | Winter Haven, FL | 10 | $15.7M | | [River City Bank](https://lender.report/lender/river-city-bank-ga/) [SBA 504 record](https://lender.report/lender/river-city-bank-ga/sba-504/) | Bank | Rome, GA | 9 | $17.8M | | [Georgia Banking Company](https://lender.report/lender/georgia-banking-ga/) [SBA 504 record](https://lender.report/lender/georgia-banking-ga/sba-504/) | Bank | Atlanta, GA | 9 | $8.14M | | [Metro City Bank](https://lender.report/lender/metro-city-bank-ga/) [SBA 504 record](https://lender.report/lender/metro-city-bank-ga/sba-504/) | Bank | Doraville, GA | 8 | $55.0M | | [United Bank](https://lender.report/lender/united-bank-ga/) | Bank | Zebulon, GA | 8 | $23.3M | | [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) [SBA 504 record](https://lender.report/lender/bank-five-nine-wi/sba-504/) | Bank | Oconomowoc, WI | 8 | $18.8M | | [FirstBank](https://lender.report/lender/firstbank-tn/) [SBA 504 record](https://lender.report/lender/firstbank-tn/sba-504/) | Bank | Nashville, TN | 8 | $11.0M | | [Apc-Asbf, L.P.](https://lender.report/lender/apc-asbf-l-p/) [SBA 504 record](https://lender.report/lender/apc-asbf-l-p/sba-504/) | Non-bank | Not reported | 8 | $10.6M | | [Queensborough National Bank & Trust Company](https://lender.report/lender/queensborough-national-bank-and-trust-ga/) | Bank | Louisville, GA | 8 | $8.30M | | [Vallant Bank](https://lender.report/lender/vallant-bank-ga/) [SBA 504 record](https://lender.report/lender/vallant-bank-ga/sba-504/) | Bank | Elberton, GA | 7 | $32.6M | | [Cogent Bank](https://lender.report/lender/cogent-bank-fl/) [SBA 504 record](https://lender.report/lender/cogent-bank-fl/sba-504/) | Bank | Orlando, FL | 7 | $18.1M | | [Planters First Bank](https://lender.report/lender/planters-first-bank-ga/) | Bank | Cordele, GA | 6 | $28.4M | SBA FOIA, Sep 30, 2026 [See all 119 SBA 504 lenders in Georgia in Loan Comps](https://lender.report/comps/?lane=sba_504&state=GA) Dollars are first-lien amounts on SBA 504 approvals. - Lenders recorded 536 SBA 504 first liens totaling $1.2B in Georgia in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 455 of those, credit unions 13, and non-banks 48. SBA FOIA, Sep 30, 2026 - The five most active lenders made 20.5% of Georgia's SBA 504 first liens. SBA FOIA, Sep 30, 2026 - Renasant Bank recorded the most dollars in Georgia, at $63.1M. SBA FOIA, Sep 30, 2026 - 46 of these lenders are based in Georgia. SBA FOIA, Sep 30, 2026 - 14 lenders recorded 10 or more SBA 504 first liens in Georgia. SBA FOIA, Sep 30, 2026 - 20 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 177 SBA 504 approvals in Georgia dated in the 12 months to September 30, 2026, versus 178 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026 - The typical SBA 504 first lien in Georgia was about $1.1M, with the middle half between $550K and $2.4M. SBA FOIA, Sep 30, 2026 - The median term in Georgia was 25 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 504 first liens in Georgia **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 504 projects located in Georgia with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender. **Order** Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment. SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.