---
title: SBA 504 Lenders in Hawaii: 14 Made Loans in 3 Years
url: https://lender.report/sba-504-lenders/hawaii/
license: https://lender.report/license/
---

SBA 504 · HI

# SBA 504 lenders in Hawaii

14 lenders provided the first lien on at least one SBA 504 project in Hawaii in the 36 months ending September 30, 2026. Bank of Hawaii made the most, with 14 of the 60 on record.

**Evidence**
Lender provided the first lien on at least one SBA 504 project in Hawaii in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
14

SBA FOIA, Sep 30, 2026

**First liens, 36 months**
60

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$81.3M

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months (funded or not)**
24

SBA FOIA, Sep 30, 2026

+4.3% from the prior 12 months

Cite this

Source: The Lender Report, SBA 504 lenders in Hawaii, https://lender.report/sba-504-lenders/hawaii/, data as of September 30, 2026.

## Describe a deal in Hawaii

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 504 loans in Hawaii](https://lender.report/comps/?lane=sba_504&state=HI)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | First liens | Dollars |
| --- | --- | --- | --- | --- |
| [Bank of Hawaii](https://lender.report/lender/bank-of-hawaii-hi/) [SBA 504 record](https://lender.report/lender/bank-of-hawaii-hi/sba-504/) | Bank | Honolulu, HI | 14 | $26.5M |
| [First Hawaiian Bank](https://lender.report/lender/first-hawaiian-bank-hi/) | Bank | Honolulu, HI | 13 | $21.1M |
| [Central Pacific Bank](https://lender.report/lender/central-pacific-bank-hi/) [SBA 504 record](https://lender.report/lender/central-pacific-bank-hi/sba-504/) | Bank | Honolulu, HI | 10 | $6.71M |
| [Hawaii National Bank](https://lender.report/lender/hawaii-national-bank-hi/) | Bank | Honolulu, HI | 6 | $8.91M |
| [Hawaii State Credit Union](https://lender.report/lender/hawaii-state-credit-union-hi/) | Credit union | Honolulu, HI | 4 | $1.30M |
| [Harvest Commercial Capital, LLC](https://lender.report/lender/harvest-commercial-capital/) [SBA 504 record](https://lender.report/lender/harvest-commercial-capital/sba-504/) | Non-bank | Not reported | 3 | $3.00M |
| [New Day Commercial Capital](https://lender.report/lender/new-day-commercial-capital/) [SBA 504 record](https://lender.report/lender/new-day-commercial-capital/sba-504/) | Non-bank | Not reported | 2 | $2.60M |
| [American Savings Bank, National Association](https://lender.report/lender/american-savings-bank-hi/) | Bank | Honolulu, HI | 2 | $1.90M |
| [Commonwealth Business Bank](https://lender.report/lender/commonwealth-business-bank-ca/) | Bank | Los Angeles, CA | 1 | $2.60M |
| [Stearns Bank National Association](https://lender.report/lender/stearns-bank-mn/) [SBA 504 record](https://lender.report/lender/stearns-bank-mn/sba-504/) | Bank | Saint Cloud, MN | 1 | $1.80M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 504 record](https://lender.report/lender/newtek-bank-fl/sba-504/) | Bank | Miami, FL | 1 | $1.60M |
| [CalPrivate Bank](https://lender.report/lender/calprivate-bank-ca/) [SBA 504 record](https://lender.report/lender/calprivate-bank-ca/sba-504/) | Bank | La Jolla, CA | 1 | $1.50M |
| [Hawaiiusa Credit Union](https://lender.report/lender/hawaiiusa-credit-union-hi/) | Credit union | Honolulu, HI | 1 | $920K |
| [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) | Non-bank | Laguna Hills, CA | 1 | $860K |

SBA FOIA, Sep 30, 2026

Dollars are first-lien amounts on SBA 504 approvals.

- Lenders recorded 60 SBA 504 first liens totaling $81.3M in Hawaii in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 49 of those, credit unions 5, and non-banks 6. SBA FOIA, Sep 30, 2026
- The five most active lenders made 78.3% of Hawaii's SBA 504 first liens. SBA FOIA, Sep 30, 2026
- Bank of Hawaii recorded the most dollars in Hawaii, at $26.5M. SBA FOIA, Sep 30, 2026
- 7 of these lenders are based in Hawaii. SBA FOIA, Sep 30, 2026
- 3 lenders recorded 10 or more SBA 504 first liens in Hawaii. SBA FOIA, Sep 30, 2026
- The SBA file shows 24 SBA 504 approvals in Hawaii dated in the 12 months to September 30, 2026, versus 23 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026
- The typical SBA 504 first lien in Hawaii was about $900K, with the middle half between $650K and $1.6M. SBA FOIA, Sep 30, 2026
- The median term in Hawaii was 25 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 504 first liens in Hawaii

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 504 projects located in Hawaii with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender.

**Order**
Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment.

SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
