---
title: SBA 504 Lenders in Idaho: 37 Made Loans in 3 Years
url: https://lender.report/sba-504-lenders/idaho/
license: https://lender.report/license/
---

SBA 504 · ID

# SBA 504 lenders in Idaho

37 lenders provided the first lien on at least one SBA 504 project in Idaho in the 36 months ending September 30, 2026. Idaho Central Credit Union made the most, with 35 of the 247 on record.

**Evidence**
Lender provided the first lien on at least one SBA 504 project in Idaho in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
37

SBA FOIA, Sep 30, 2026

**First liens, 36 months**
247

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$265M

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months (funded or not)**
95

SBA FOIA, Sep 30, 2026

+10.5% from the prior 12 months

Cite this

Source: The Lender Report, SBA 504 lenders in Idaho, https://lender.report/sba-504-lenders/idaho/, data as of September 30, 2026.

## Describe a deal in Idaho

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 504 loans in Idaho](https://lender.report/comps/?lane=sba_504&state=ID)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | First liens | Dollars |
| --- | --- | --- | --- | --- |
| [Idaho Central Credit Union](https://lender.report/lender/idaho-central-credit-union-id/) [SBA 504 record](https://lender.report/lender/idaho-central-credit-union-id/sba-504/) | Credit union | Chubbuck, ID | 35 | $23.5M |
| [The Bank of Commerce](https://lender.report/lender/bank-of-commerce-id/) [SBA 504 record](https://lender.report/lender/bank-of-commerce-id/sba-504/) | Bank | Ammon, ID | 34 | $47.1M |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [SBA 504 record](https://lender.report/lender/glacier-bank-mt/sba-504/) | Bank | Kalispell, MT | 30 | $20.6M |
| [D. L. Evans Bank](https://lender.report/lender/d-l-evans-bank-id/) [SBA 504 record](https://lender.report/lender/d-l-evans-bank-id/sba-504/) | Bank | Burley, ID | 21 | $20.1M |
| [Idaho First Bank](https://lender.report/lender/idaho-first-bank-id/) [SBA 504 record](https://lender.report/lender/idaho-first-bank-id/sba-504/) | Bank | Mccall, ID | 12 | $16.1M |
| [Washington Trust Bank](https://lender.report/lender/washington-trust-bank-wa/) [SBA 504 record](https://lender.report/lender/washington-trust-bank-wa/sba-504/) | Bank | Spokane, WA | 11 | $11.7M |
| [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [SBA 504 record](https://lender.report/lender/mountain-america-credit-union-ut/sba-504/) | Credit union | Sandy, UT | 9 | $12.1M |
| [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 504 record](https://lender.report/lender/zions-bancorporation-ut/sba-504/) | Bank | Salt Lake City, UT | 7 | $10.1M |
| [NBH Bank](https://lender.report/lender/nbh-bank-co/) [SBA 504 record](https://lender.report/lender/nbh-bank-co/sba-504/) | Bank | Greenwood Village, CO | 7 | $8.92M |
| [Columbia Bank](https://lender.report/lender/columbia-bank-or/) [SBA 504 record](https://lender.report/lender/columbia-bank-or/sba-504/) | Bank | Roseburg, OR | 7 | $8.16M |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) [SBA 504 record](https://lender.report/lender/keybank-oh/sba-504/) | Bank | Cleveland, OH | 7 | $5.57M |
| [GESA Credit Union](https://lender.report/lender/gesa-credit-union-wa/) | Credit union | Richland, WA | 5 | $1.85M |
| [Heritage Bank](https://lender.report/lender/heritage-bank-wa/) [SBA 504 record](https://lender.report/lender/heritage-bank-wa/sba-504/) | Bank | Olympia, WA | 4 | $8.50M |
| [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) [SBA 504 record](https://lender.report/lender/first-interstate-bank-mt/sba-504/) | Bank | Billings, MT | 4 | $8.30M |
| [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) [SBA 504 record](https://lender.report/lender/cache-valley-bank-ut/sba-504/) | Bank | Logan, UT | 4 | $1.50M |
| [Westmark Credit Union](https://lender.report/lender/westmark-credit-union-id/) | Credit union | Idaho Falls, ID | 4 | $1.50M |
| [bankcda](https://lender.report/lender/bankcda-id/) | Bank | Coeur D Alene, ID | 3 | $5.30M |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 504 record](https://lender.report/lender/u-s-bank-oh/sba-504/) | Bank | Cincinnati, OH | 3 | $4.00M |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 504 record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-504/) | Bank | Columbus, OH | 3 | $3.00M |
| [Horizon Credit Union](https://lender.report/lender/horizon-credit-union-wa/) | Credit union | Spokane Valley, WA | 3 | $2.90M |
| [Sunwest Bank](https://lender.report/lender/sunwest-bank-ut/) [SBA 504 record](https://lender.report/lender/sunwest-bank-ut/sba-504/) | Bank | Sandy, UT | 3 | $1.90M |
| [Farmers Bank](https://lender.report/lender/farmers-bank-id/) | Bank | Buhl, ID | 2 | $3.60M |
| [Idaho Trust Bank](https://lender.report/lender/idaho-trust-bank-id/) | Bank | Boise, ID | 2 | $1.70M |
| [Potlatch No. 1 Financial Credit Union](https://lender.report/lender/potlatch-no-1-financial-credit-union-id/) | Credit union | Lewiston, ID | 2 | $800K |
| [WaFd Bank](https://lender.report/lender/wafd-bank-wa/) [SBA 504 record](https://lender.report/lender/wafd-bank-wa/sba-504/) | Bank | Seattle, WA | 2 | $540K |

SBA FOIA, Sep 30, 2026

[See all 37 SBA 504 lenders in Idaho in Loan Comps](https://lender.report/comps/?lane=sba_504&state=ID)

Dollars are first-lien amounts on SBA 504 approvals.

- Lenders recorded 247 SBA 504 first liens totaling $265M in Idaho in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 174 of those, credit unions 61, and non-banks 1. SBA FOIA, Sep 30, 2026
- The five most active lenders made 53.4% of Idaho's SBA 504 first liens. SBA FOIA, Sep 30, 2026
- The Bank of Commerce recorded the most dollars in Idaho, at $47.1M. SBA FOIA, Sep 30, 2026
- 12 of these lenders are based in Idaho. SBA FOIA, Sep 30, 2026
- 6 lenders recorded 10 or more SBA 504 first liens in Idaho. SBA FOIA, Sep 30, 2026
- 11 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026
- The SBA file shows 95 SBA 504 approvals in Idaho dated in the 12 months to September 30, 2026, versus 86 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026
- The typical SBA 504 first lien in Idaho was about $580K, with the middle half between $320K and $1M. SBA FOIA, Sep 30, 2026
- The median term in Idaho was 25 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 504 first liens in Idaho

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 504 projects located in Idaho with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender.

**Order**
Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment.

SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
