---
title: SBA 504 Lenders in Missouri: 83 Made Loans in 3 Years
url: https://lender.report/sba-504-lenders/missouri/
license: https://lender.report/license/
---

SBA 504 · MO

# SBA 504 lenders in Missouri

83 lenders provided the first lien on at least one SBA 504 project in Missouri in the 36 months ending September 30, 2026. The Central Trust Bank made the most, with 21 of the 213 on record.

**Evidence**
Lender provided the first lien on at least one SBA 504 project in Missouri in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 12, 2026

**Lenders on record**
83

SBA FOIA, Sep 30, 2026

**First liens, 36 months**
213

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$279M

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months (funded or not)**
61

SBA FOIA, Sep 30, 2026

-24.7% from the prior 12 months

Cite this

Source: The Lender Report, SBA 504 lenders in Missouri, https://lender.report/sba-504-lenders/missouri/, data as of September 30, 2026.

## Describe a deal in Missouri

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 504 loans in Missouri](https://lender.report/comps/?lane=sba_504&state=MO)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | First liens | Dollars |
| --- | --- | --- | --- | --- |
| [The Central Trust Bank](https://lender.report/lender/central-trust-bank-mo/) [SBA 504 record](https://lender.report/lender/central-trust-bank-mo/sba-504/) | Bank | Jefferson City, MO | 21 | $15.2M |
| [The Bank of Missouri](https://lender.report/lender/bank-of-missouri-mo/) [SBA 504 record](https://lender.report/lender/bank-of-missouri-mo/sba-504/) | Bank | Perryville, MO | 10 | $9.83M |
| [Carrollton Bank](https://lender.report/lender/carrollton-bank-il/) [SBA 504 record](https://lender.report/lender/carrollton-bank-il/sba-504/) | Bank | Carrollton, IL | 9 | $11.3M |
| [Oakstar Bank](https://lender.report/lender/oakstar-bank-mo/) | Bank | Springfield, MO | 8 | $27.4M |
| [Midwest BankCentre](https://lender.report/lender/midwest-bankcentre-mo/) | Bank | Lemay, MO | 6 | $16.0M |
| [Branson Bank](https://lender.report/lender/branson-bank-mo/) | Bank | Branson, MO | 6 | $11.0M |
| [Equity Bank](https://lender.report/lender/equity-bank-ks/) [SBA 504 record](https://lender.report/lender/equity-bank-ks/sba-504/) | Bank | Andover, KS | 6 | $5.08M |
| [Bank of Franklin County](https://lender.report/lender/bank-of-franklin-county-mo/) [SBA 504 record](https://lender.report/lender/bank-of-franklin-county-mo/sba-504/) | Bank | Washington, MO | 6 | $4.61M |
| [Southern Bank](https://lender.report/lender/southern-bank-mo/) [SBA 504 record](https://lender.report/lender/southern-bank-mo/sba-504/) | Bank | Poplar Bluff, MO | 6 | $4.24M |
| [Enterprise Bank & Trust](https://lender.report/lender/enterprise-bank-and-trust-mo/) [SBA 504 record](https://lender.report/lender/enterprise-bank-and-trust-mo/sba-504/) | Bank | Clayton, MO | 5 | $7.51M |
| [Landmark National Bank](https://lender.report/lender/landmark-national-bank-ks/) [SBA 504 record](https://lender.report/lender/landmark-national-bank-ks/sba-504/) | Bank | Manhattan, KS | 5 | $4.94M |
| [Mid America Bank](https://lender.report/lender/mid-america-bank-mo/) | Bank | Jefferson City, MO | 5 | $1.83M |
| [Omb Bank](https://lender.report/lender/omb-bank-mo/) | Bank | Springfield, MO | 4 | $3.00M |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 504 record](https://lender.report/lender/regions-bank-al/sba-504/) | Bank | Birmingham, AL | 3 | $10.0M |
| [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) [SBA 504 record](https://lender.report/lender/midland-states-bank-il/sba-504/) | Bank | Effingham, IL | 3 | $6.70M |
| [Commerce Bank](https://lender.report/lender/commerce-bank-mo/) | Bank | Kansas City, MO | 3 | $5.80M |
| [Simmons Bank](https://lender.report/lender/simmons-bank-ar/) | Bank | Pine Bluff, AR | 3 | $3.30M |
| [Hawthorn Bank](https://lender.report/lender/hawthorn-bank-mo/) | Bank | Jefferson City, MO | 3 | $3.00M |
| [Communityamerica Credit Union](https://lender.report/lender/communityamerica-credit-union-ks/) | Credit union | Lenexa, KS | 3 | $2.80M |
| [New Frontier Bank](https://lender.report/lender/new-frontier-bank-mo/) | Bank | Saint Charles, MO | 3 | $2.70M |
| [CNB St Louis Bank](https://lender.report/lender/cnb-st-louis-bank-mo/) | Bank | Maplewood, MO | 3 | $1.40M |
| [HomeBank](https://lender.report/lender/homebank-mo/) | Bank | Palmyra, MO | 3 | $1.30M |
| [First Bank](https://lender.report/lender/first-bank-mo/) [SBA 504 record](https://lender.report/lender/first-bank-mo/sba-504/) | Bank | St. Louis, MO | 3 | $810K |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 504 record](https://lender.report/lender/live-oak-banking-nc/sba-504/) | Bank | Wilmington, NC | 2 | $7.90M |
| [Parkside Financial Bank & Trust](https://lender.report/lender/parkside-financial-bank-and-trust-mo/) | Bank | Clayton, MO | 2 | $4.70M |

SBA FOIA, Sep 30, 2026

[See all 83 SBA 504 lenders in Missouri in Loan Comps](https://lender.report/comps/?lane=sba_504&state=MO)

Dollars are first-lien amounts on SBA 504 approvals.

- Lenders recorded 213 SBA 504 first liens totaling $279.1M in Missouri in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 205 of those, credit unions 3, and non-banks 0. SBA FOIA, Sep 30, 2026
- The five most active lenders made 25.4% of Missouri's SBA 504 first liens. SBA FOIA, Sep 30, 2026
- Oakstar Bank recorded the most dollars in Missouri, at $27.4M. SBA FOIA, Sep 30, 2026
- 52 of these lenders are based in Missouri. SBA FOIA, Sep 30, 2026
- 2 lenders recorded 10 or more SBA 504 first liens in Missouri. SBA FOIA, Sep 30, 2026
- 5 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026
- The SBA file shows 61 SBA 504 approvals in Missouri dated in the 12 months to September 30, 2026, versus 81 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026
- The typical SBA 504 first lien in Missouri was about $720K, with the middle half between $390K and $1.3M. SBA FOIA, Sep 30, 2026
- The median term in Missouri was 25 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 504 first liens in Missouri

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 504 projects located in Missouri with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender.

**Order**
Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment.

SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
