--- title: SBA 504 Lenders in Texas: 179 Made Loans in 3 Years url: https://lender.report/sba-504-lenders/texas/ license: https://lender.report/license/ --- SBA 504 ยท TX # SBA 504 lenders in Texas 179 lenders provided the first lien on at least one SBA 504 project in Texas in the 36 months ending September 30, 2026. Prosperity Bank made the most, with 47 of the 871 on record. **Evidence** Lender provided the first lien on at least one SBA 504 project in Texas in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 179 SBA FOIA, Sep 30, 2026 **First liens, 36 months** 871 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $2.09B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months (funded or not)** 264 SBA FOIA, Sep 30, 2026 -19.8% from the prior 12 months Cite this Source: The Lender Report, SBA 504 lenders in Texas, https://lender.report/sba-504-lenders/texas/, data as of September 30, 2026. ## Describe a deal in Texas See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 504 loans in Texas](https://lender.report/comps/?lane=sba_504&state=TX)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | First liens | Dollars | | --- | --- | --- | --- | --- | | [Prosperity Bank](https://lender.report/lender/prosperity-bank-tx/) [SBA 504 record](https://lender.report/lender/prosperity-bank-tx/sba-504/) | Bank | El Campo, TX | 47 | $87.6M | | [Texas First Bank](https://lender.report/lender/texas-first-bank-tx/) [SBA 504 record](https://lender.report/lender/texas-first-bank-tx/sba-504/) | Bank | Texas City, TX | 35 | $48.2M | | [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) [SBA 504 record](https://lender.report/lender/bank-five-nine-wi/sba-504/) | Bank | Oconomowoc, WI | 34 | $91.8M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 504 record](https://lender.report/lender/bank-of-america-nc/sba-504/) | Bank | Charlotte, NC | 31 | $95.9M | | [First Financial Bank](https://lender.report/lender/first-financial-bank-tx/) [SBA 504 record](https://lender.report/lender/first-financial-bank-tx/sba-504/) | Bank | Abilene, TX | 31 | $54.8M | | [Horizon Bank, SSB](https://lender.report/lender/horizon-bank-tx/) [SBA 504 record](https://lender.report/lender/horizon-bank-tx/sba-504/) | Savings | Austin, TX | 31 | $42.4M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 504 record](https://lender.report/lender/huntington-national-bank-oh/sba-504/) | Bank | Columbus, OH | 29 | $80.0M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 504 record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-504/) | Bank | Columbus, OH | 23 | $40.8M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 504 record](https://lender.report/lender/regions-bank-al/sba-504/) | Bank | Birmingham, AL | 18 | $43.8M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 504 record](https://lender.report/lender/celtic-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 16 | $80.0M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 504 record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-504/) | Bank | Osage Beach, MO | 16 | $62.9M | | [First United Bank and Trust Company](https://lender.report/lender/first-united-bank-and-trust-ok/) [SBA 504 record](https://lender.report/lender/first-united-bank-and-trust-ok/sba-504/) | Bank | Durant, OK | 15 | $69.2M | | [Harvest Commercial Capital, LLC](https://lender.report/lender/harvest-commercial-capital/) [SBA 504 record](https://lender.report/lender/harvest-commercial-capital/sba-504/) | Non-bank | Not reported | 15 | $27.6M | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 504 record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-504/) | Bank | Raleigh, NC | 14 | $26.6M | | [T Bank, National Association](https://lender.report/lender/t-bank-tx/) [SBA 504 record](https://lender.report/lender/t-bank-tx/sba-504/) | Bank | Dallas, TX | 13 | $47.5M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 504 record](https://lender.report/lender/live-oak-banking-nc/sba-504/) | Bank | Wilmington, NC | 13 | $46.0M | | [Cornerstone Capital Bank, SSB](https://lender.report/lender/cornerstone-capital-bank-tx/) [SBA 504 record](https://lender.report/lender/cornerstone-capital-bank-tx/sba-504/) | Savings | Houston, TX | 13 | $12.4M | | [PlainsCapital Bank](https://lender.report/lender/plainscapital-bank-tx/) [SBA 504 record](https://lender.report/lender/plainscapital-bank-tx/sba-504/) | Bank | University Park, TX | 12 | $28.8M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 504 record](https://lender.report/lender/zions-bancorporation-ut/sba-504/) | Bank | Salt Lake City, UT | 12 | $28.6M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 504 record](https://lender.report/lender/wells-fargo-bank-sd/sba-504/) | Bank | Sioux Falls, SD | 12 | $24.5M | | [Texas Capital Bank](https://lender.report/lender/texas-capital-bank-tx/) [SBA 504 record](https://lender.report/lender/texas-capital-bank-tx/sba-504/) | Bank | Dallas, TX | 10 | $27.2M | | [Harmony Bank](https://lender.report/lender/harmony-bank-tx/) | Bank | Dallas, TX | 9 | $34.2M | | [Security National Bank of Omaha](https://lender.report/lender/security-national-bank-of-omaha-ne/) [SBA 504 record](https://lender.report/lender/security-national-bank-of-omaha-ne/sba-504/) | Bank | Omaha, NE | 9 | $21.6M | | [MidFirst Bank](https://lender.report/lender/midfirst-bank-ok/) [SBA 504 record](https://lender.report/lender/midfirst-bank-ok/sba-504/) | Savings | Oklahoma City, OK | 9 | $21.5M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 504 record](https://lender.report/lender/newtek-bank-fl/sba-504/) | Bank | Miami, FL | 8 | $23.0M | SBA FOIA, Sep 30, 2026 [See all 179 SBA 504 lenders in Texas in Loan Comps](https://lender.report/comps/?lane=sba_504&state=TX) Dollars are first-lien amounts on SBA 504 approvals. - Lenders recorded 871 SBA 504 first liens totaling $2.1B in Texas in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 789 of those, credit unions 11, and non-banks 36. SBA FOIA, Sep 30, 2026 - The five most active lenders made 20.4% of Texas's SBA 504 first liens. SBA FOIA, Sep 30, 2026 - Bank of America, National Association recorded the most dollars in Texas, at $95.9M. SBA FOIA, Sep 30, 2026 - 87 of these lenders are based in Texas. SBA FOIA, Sep 30, 2026 - 21 lenders recorded 10 or more SBA 504 first liens in Texas. SBA FOIA, Sep 30, 2026 - 35 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 264 SBA 504 approvals in Texas dated in the 12 months to September 30, 2026, versus 329 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026 - The typical SBA 504 first lien in Texas was about $1.3M, with the middle half between $630K and $2.5M. SBA FOIA, Sep 30, 2026 - The median term in Texas was 25 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 504 first liens in Texas **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 504 projects located in Texas with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender. **Order** Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment. SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.