--- title: SBA 504 Lenders in Utah: 58 Made Loans in 3 Years url: https://lender.report/sba-504-lenders/utah/ license: https://lender.report/license/ --- SBA 504 ยท UT # SBA 504 lenders in Utah 58 lenders provided the first lien on at least one SBA 504 project in Utah in the 36 months ending September 30, 2026. Mountain America Credit Union made the most, with 86 of the 677 on record. **Evidence** Lender provided the first lien on at least one SBA 504 project in Utah in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 58 SBA FOIA, Sep 30, 2026 **First liens, 36 months** 677 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $1.07B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months (funded or not)** 253 SBA FOIA, Sep 30, 2026 +2.4% from the prior 12 months Cite this Source: The Lender Report, SBA 504 lenders in Utah, https://lender.report/sba-504-lenders/utah/, data as of September 30, 2026. ## Describe a deal in Utah See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 504 loans in Utah](https://lender.report/comps/?lane=sba_504&state=UT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | First liens | Dollars | | --- | --- | --- | --- | --- | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [SBA 504 record](https://lender.report/lender/mountain-america-credit-union-ut/sba-504/) | Credit union | Sandy, UT | 86 | $140M | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) [SBA 504 record](https://lender.report/lender/cache-valley-bank-ut/sba-504/) | Bank | Logan, UT | 67 | $79.5M | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [SBA 504 record](https://lender.report/lender/glacier-bank-mt/sba-504/) | Bank | Kalispell, MT | 52 | $94.5M | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) [SBA 504 record](https://lender.report/lender/america-first-credit-union-ut/sba-504/) | Credit union | Riverdale, UT | 44 | $56.9M | | [Central Bank](https://lender.report/lender/central-bank-ut/) [SBA 504 record](https://lender.report/lender/central-bank-ut/sba-504/) | Bank | Provo, UT | 41 | $55.4M | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) [SBA 504 record](https://lender.report/lender/state-bank-of-southern-utah-ut/sba-504/) | Bank | Cedar City, UT | 40 | $77.7M | | [Bank of Utah](https://lender.report/lender/bank-of-utah-ut/) [SBA 504 record](https://lender.report/lender/bank-of-utah-ut/sba-504/) | Bank | Ogden, UT | 40 | $55.7M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 504 record](https://lender.report/lender/zions-bancorporation-ut/sba-504/) | Bank | Salt Lake City, UT | 34 | $41.6M | | [Canyon View Credit Union](https://lender.report/lender/canyon-view-credit-union-ut/) [SBA 504 record](https://lender.report/lender/canyon-view-credit-union-ut/sba-504/) | Credit union | Salt Lake City, UT | 30 | $71.6M | | [NBH Bank](https://lender.report/lender/nbh-bank-co/) [SBA 504 record](https://lender.report/lender/nbh-bank-co/sba-504/) | Bank | Greenwood Village, CO | 22 | $24.4M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 504 record](https://lender.report/lender/u-s-bank-oh/sba-504/) | Bank | Cincinnati, OH | 16 | $13.2M | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) [SBA 504 record](https://lender.report/lender/keybank-oh/sba-504/) | Bank | Cleveland, OH | 12 | $22.0M | | [First Utah Bank](https://lender.report/lender/first-utah-bank-ut/) [SBA 504 record](https://lender.report/lender/first-utah-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 11 | $26.2M | | [Utah Community Credit Union](https://lender.report/lender/utah-community-credit-union-ut/) [SBA 504 record](https://lender.report/lender/utah-community-credit-union-ut/sba-504/) | Credit union | Provo, UT | 10 | $9.56M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 504 record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-504/) | Bank | Columbus, OH | 9 | $20.3M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 504 record](https://lender.report/lender/celtic-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 8 | $37.3M | | [Brighton Bank](https://lender.report/lender/brighton-bank-ut/) [SBA 504 record](https://lender.report/lender/brighton-bank-ut/sba-504/) | Bank | Salt Lake City, UT | 8 | $5.03M | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 504 record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-504/) | Bank | Raleigh, NC | 7 | $6.84M | | [Cyprus Credit Union](https://lender.report/lender/cyprus-credit-union-ut/) [SBA 504 record](https://lender.report/lender/cyprus-credit-union-ut/sba-504/) | Credit union | West Jordan, UT | 6 | $5.11M | | [Desert Rivers Credit Union](https://lender.report/lender/desert-rivers-credit-union-ut/) [SBA 504 record](https://lender.report/lender/desert-rivers-credit-union-ut/sba-504/) | Credit union | Moab, UT | 6 | $4.52M | | [D. L. Evans Bank](https://lender.report/lender/d-l-evans-bank-id/) [SBA 504 record](https://lender.report/lender/d-l-evans-bank-id/sba-504/) | Bank | Burley, ID | 6 | $4.25M | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [SBA 504 record](https://lender.report/lender/velocity-commercial-capital-ca/sba-504/) | Non-bank | Westlake Village, CA | 6 | $3.53M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 504 record](https://lender.report/lender/wells-fargo-bank-sd/sba-504/) | Bank | Sioux Falls, SD | 5 | $9.60M | | [Eastern Utah Community Credit Union](https://lender.report/lender/eastern-utah-community-credit-union-ut/) [SBA 504 record](https://lender.report/lender/eastern-utah-community-credit-union-ut/sba-504/) | Credit union | Price, UT | 5 | $5.81M | | [Goldenwest Credit Union](https://lender.report/lender/goldenwest-credit-union-ut/) | Credit union | Ogden, UT | 4 | $15.0M | SBA FOIA, Sep 30, 2026 [See all 58 SBA 504 lenders in Utah in Loan Comps](https://lender.report/comps/?lane=sba_504&state=UT) Dollars are first-lien amounts on SBA 504 approvals. - Lenders recorded 677 SBA 504 first liens totaling $1.1B in Utah in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 421 of those, credit unions 201, and non-banks 15. SBA FOIA, Sep 30, 2026 - The five most active lenders made 42.8% of Utah's SBA 504 first liens. SBA FOIA, Sep 30, 2026 - Mountain America Credit Union recorded the most dollars in Utah, at $139.6M. SBA FOIA, Sep 30, 2026 - 26 of these lenders are based in Utah. SBA FOIA, Sep 30, 2026 - 14 lenders recorded 10 or more SBA 504 first liens in Utah. SBA FOIA, Sep 30, 2026 - 40 of these first liens were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 253 SBA 504 approvals in Utah dated in the 12 months to September 30, 2026, versus 247 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA, Sep 30, 2026 - The typical SBA 504 first lien in Utah was about $900K, with the middle half between $490K and $1.5M. SBA FOIA, Sep 30, 2026 - The median term in Utah was 25 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 504 first liens in Utah **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 504 projects located in Utah with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender. **Order** Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-504-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment. SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.