--- title: SBA 7(a) Lenders in Alabama: 143 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/alabama/ license: https://lender.report/license/ --- SBA 7(a) ยท AL # SBA 7(a) lenders in Alabama 143 lenders made at least one SBA 7(a) loan in Alabama in the 36 months ending September 30, 2026. Newtek Bank, National Association made the most, with 112 of the 1,245 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Alabama in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 143 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 1,245 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $811M SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 339 SBA FOIA, Sep 30, 2026 -28.8% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Alabama, https://lender.report/sba-7a-lenders/alabama/, data as of September 30, 2026. ## Describe a deal in Alabama See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Alabama](https://lender.report/comps/?lane=sba_7a&state=AL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 112 | $32.4M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 98 | $57.9M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 72 | $104M | | [Sabre Finance](https://lender.report/lender/sabre-finance-al/) [SBA 7(a) record](https://lender.report/lender/sabre-finance-al/sba-7a/) | Non-bank | Birmingham, AL | 68 | $11.3M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 66 | $8.23M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 50 | $13.6M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 48 | $7.26M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 42 | $6.22M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 34 | $17.1M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 29 | $8.60M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [SBA 7(a) record](https://lender.report/lender/pinnacle-bank-tn/sba-7a/) | Bank | Nashville, TN | 28 | $35.5M | | [River Bank & Trust](https://lender.report/lender/river-bank-and-trust-al/) [SBA 7(a) record](https://lender.report/lender/river-bank-and-trust-al/sba-7a/) | Bank | Prattville, AL | 24 | $14.1M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 24 | $4.49M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 22 | $15.0M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 22 | $10.8M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 7(a) record](https://lender.report/lender/regions-bank-al/sba-7a/) | Bank | Birmingham, AL | 21 | $10.8M | | [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) [SBA 7(a) record](https://lender.report/lender/bankfirst-financial-services-ms/sba-7a/) | Bank | Columbus, MS | 18 | $6.63M | | [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) [SBA 7(a) record](https://lender.report/lender/citizens-national-bank-of-meridian-ms/sba-7a/) | Bank | Meridian, MS | 18 | $4.25M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [SBA 7(a) record](https://lender.report/lender/pnc-bank-de/sba-7a/) | Bank | Wilmington, DE | 16 | $1.59M | | [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) [SBA 7(a) record](https://lender.report/lender/hancock-whitney-bank-ms/sba-7a/) | Bank | Gulfport, MS | 15 | $8.73M | | [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [SBA 7(a) record](https://lender.report/lender/renasant-bank-ms/sba-7a/) | Bank | Tupelo, MS | 14 | $16.5M | | [First Financial Bank](https://lender.report/lender/first-financial-bank-ar/) [SBA 7(a) record](https://lender.report/lender/first-financial-bank-ar/sba-7a/) | Bank | El Dorado, AR | 14 | $9.33M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 13 | $2.72M | | [SouthPoint Bank](https://lender.report/lender/southpoint-bank-al/) [SBA 7(a) record](https://lender.report/lender/southpoint-bank-al/sba-7a/) | Bank | Birmingham, AL | 12 | $12.2M | | [Metro City Bank](https://lender.report/lender/metro-city-bank-ga/) [SBA 7(a) record](https://lender.report/lender/metro-city-bank-ga/sba-7a/) | Bank | Doraville, GA | 11 | $12.8M | SBA FOIA, Sep 30, 2026 [See all 143 SBA 7(a) lenders in Alabama in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=AL) - Lenders recorded 1,245 SBA 7(a) loans totaling $810.7M in Alabama in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 1,064 of those, credit unions 8, and non-banks 167. SBA FOIA, Sep 30, 2026 - The five most active lenders made 33.4% of Alabama's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Live Oak Banking Company recorded the most dollars in Alabama, at $104.5M. SBA FOIA, Sep 30, 2026 - 19 of these lenders are based in Alabama. SBA FOIA, Sep 30, 2026 - 26 lenders recorded 10 or more SBA 7(a) loans in Alabama. SBA FOIA, Sep 30, 2026 - 6 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 339 SBA 7(a) approvals in Alabama dated in the 12 months to September 30, 2026, versus 476 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Alabama was about $250K, with the middle half between $100K and $700K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.25% on 1,245 loans in Alabama, with the middle half between 9.25% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in Alabama was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Alabama **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Alabama and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.