--- title: SBA 7(a) Lenders in California: 261 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/california/ license: https://lender.report/license/ --- SBA 7(a) ยท CA # SBA 7(a) lenders in California 261 lenders made at least one SBA 7(a) loan in California in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 2,683 of the 20,988 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in California in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 261 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 20,988 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $11.3B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 5,895 SBA FOIA, Sep 30, 2026 -24.1% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in California, https://lender.report/sba-7a-lenders/california/, data as of September 30, 2026. ## Describe a deal in California See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in California](https://lender.report/comps/?lane=sba_7a&state=CA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 2,683 | $755M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 1,221 | $432M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 1,211 | $233M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 1,090 | $337M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 1,071 | $177M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 1,023 | $318M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 871 | $310M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 849 | $344M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 759 | $855M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 691 | $101M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 690 | $365M | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) [SBA 7(a) record](https://lender.report/lender/bank-of-hope-ca/sba-7a/) | Bank | Los Angeles, CA | 523 | $345M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 449 | $247M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 7(a) record](https://lender.report/lender/zions-bancorporation-ut/sba-7a/) | Bank | Salt Lake City, UT | 396 | $131M | | [CDC Small Business Finance Corp.](https://lender.report/lender/cdc-small-business-finance-ca/) [SBA 7(a) record](https://lender.report/lender/cdc-small-business-finance-ca/sba-7a/) | Non-bank | San Diego, CA | 374 | $66.5M | | [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) [SBA 7(a) record](https://lender.report/lender/harvest-small-business-finance-ca/sba-7a/) | Non-bank | Laguna Hills, CA | 344 | $387M | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) [SBA 7(a) record](https://lender.report/lender/columbia-bank-or/sba-7a/) | Bank | Roseburg, OR | 317 | $43.6M | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [SBA 7(a) record](https://lender.report/lender/east-west-bank-ca/sba-7a/) | Bank | Pasadena, CA | 266 | $182M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 206 | $40.9M | | [AMPAC Tri-State CDC, Inc.](https://lender.report/lender/ampac-tri-state-cdc-ca/) [SBA 7(a) record](https://lender.report/lender/ampac-tri-state-cdc-ca/sba-7a/) | Non-bank | Ontario, CA | 201 | $34.2M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 193 | $87.9M | | [Open Bank](https://lender.report/lender/open-bank-ca/) [SBA 7(a) record](https://lender.report/lender/open-bank-ca/sba-7a/) | Bank | Los Angeles, CA | 191 | $264M | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) [SBA 7(a) record](https://lender.report/lender/city-national-bank-ca/sba-7a/) | Bank | Los Angeles, CA | 186 | $228M | | [Banner Bank](https://lender.report/lender/banner-bank-wa/) [SBA 7(a) record](https://lender.report/lender/banner-bank-wa/sba-7a/) | Bank | Walla Walla, WA | 183 | $80.9M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 182 | $105M | SBA FOIA, Sep 30, 2026 [See all 261 SBA 7(a) lenders in California in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=CA) - Lenders recorded 20,988 SBA 7(a) loans totaling $11.3B in California in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 17,176 of those, credit unions 164, and non-banks 3,635. SBA FOIA, Sep 30, 2026 - The five most active lenders made 34.7% of California's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Live Oak Banking Company recorded the most dollars in California, at $855.4M. SBA FOIA, Sep 30, 2026 - 96 of these lenders are based in California. SBA FOIA, Sep 30, 2026 - 128 lenders recorded 10 or more SBA 7(a) loans in California. SBA FOIA, Sep 30, 2026 - 13 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 5,895 SBA 7(a) approvals in California dated in the 12 months to September 30, 2026, versus 7,766 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in California was about $200K, with the middle half between $70K and $500K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.25% on 20,987 loans in California, with the middle half between 9.25% and 11.50%. SBA FOIA, Sep 30, 2026 - The median term in California was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in California **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in California and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.