--- title: SBA 7(a) Lenders in Florida: 277 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/florida/ license: https://lender.report/license/ --- SBA 7(a) ยท FL # SBA 7(a) lenders in Florida 277 lenders made at least one SBA 7(a) loan in Florida in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 1,531 of the 13,775 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Florida in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 277 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 13,775 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $7.65B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 3,758 SBA FOIA, Sep 30, 2026 -23.3% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Florida, https://lender.report/sba-7a-lenders/florida/, data as of September 30, 2026. ## Describe a deal in Florida See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Florida](https://lender.report/comps/?lane=sba_7a&state=FL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [SBA 7(a) record](https://lender.report/lender/td-bank-de/sba-7a/) | Bank | Wilmington, DE | 1,531 | $246M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 1,168 | $412M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 935 | $265M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 879 | $387M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 600 | $131M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 598 | $92.9M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 554 | $661M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 526 | $101M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 486 | $94.7M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 425 | $228M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 315 | $58.3M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 275 | $112M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 261 | $96.7M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 252 | $88.1M | | [First Internet Bank of Indiana](https://lender.report/lender/first-internet-bank-of-indiana-in/) [SBA 7(a) record](https://lender.report/lender/first-internet-bank-of-indiana-in/sba-7a/) | Bank | Fishers, IN | 229 | $332M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 166 | $121M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 154 | $30.3M | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [SBA 7(a) record](https://lender.report/lender/fifth-third-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 150 | $123M | | [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) [SBA 7(a) record](https://lender.report/lender/hancock-whitney-bank-ms/sba-7a/) | Bank | Gulfport, MS | 107 | $54.1M | | [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) [SBA 7(a) record](https://lender.report/lender/harvest-small-business-finance-ca/sba-7a/) | Non-bank | Laguna Hills, CA | 102 | $83.9M | | [Colony Bank](https://lender.report/lender/colony-bank-ga/) [SBA 7(a) record](https://lender.report/lender/colony-bank-ga/sba-7a/) | Bank | Fitzgerald, GA | 100 | $39.4M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [SBA 7(a) record](https://lender.report/lender/pnc-bank-de/sba-7a/) | Bank | Wilmington, DE | 98 | $26.2M | | [City National Bank of Florida](https://lender.report/lender/city-national-bank-of-florida-fl/) [SBA 7(a) record](https://lender.report/lender/city-national-bank-of-florida-fl/sba-7a/) | Bank | Miami, FL | 95 | $66.9M | | [Byline Bank](https://lender.report/lender/byline-bank-il/) [SBA 7(a) record](https://lender.report/lender/byline-bank-il/sba-7a/) | Bank | Chicago, IL | 94 | $95.8M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 7(a) record](https://lender.report/lender/regions-bank-al/sba-7a/) | Bank | Birmingham, AL | 91 | $63.7M | SBA FOIA, Sep 30, 2026 [See all 277 SBA 7(a) lenders in Florida in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=FL) - Lenders recorded 13,775 SBA 7(a) loans totaling $7.6B in Florida in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 11,872 of those, credit unions 265, and non-banks 1,611. SBA FOIA, Sep 30, 2026 - The five most active lenders made 37.1% of Florida's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Live Oak Banking Company recorded the most dollars in Florida, at $660.9M. SBA FOIA, Sep 30, 2026 - 42 of these lenders are based in Florida. SBA FOIA, Sep 30, 2026 - 119 lenders recorded 10 or more SBA 7(a) loans in Florida. SBA FOIA, Sep 30, 2026 - 27 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 3,758 SBA 7(a) approvals in Florida dated in the 12 months to September 30, 2026, versus 4,900 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Florida was about $240K, with the middle half between $97K and $530K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.50% on 13,775 loans in Florida, with the middle half between 9.75% and 11.50%. SBA FOIA, Sep 30, 2026 - The median term in Florida was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Florida **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Florida and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.