--- title: SBA 7(a) Lenders in Kentucky: 112 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/kentucky/ license: https://lender.report/license/ --- SBA 7(a) ยท KY # SBA 7(a) lenders in Kentucky 112 lenders made at least one SBA 7(a) loan in Kentucky in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 156 of the 1,384 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Kentucky in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 112 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 1,384 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $677M SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 430 SBA FOIA, Sep 30, 2026 -11.3% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Kentucky, https://lender.report/sba-7a-lenders/kentucky/, data as of September 30, 2026. ## Describe a deal in Kentucky See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Kentucky](https://lender.report/comps/?lane=sba_7a&state=KY)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 156 | $33.9M | | [Community Trust Bank, Inc.](https://lender.report/lender/community-trust-bank-ky/) [SBA 7(a) record](https://lender.report/lender/community-trust-bank-ky/sba-7a/) | Bank | Pikeville, KY | 147 | $32.0M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 125 | $38.6M | | [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) [SBA 7(a) record](https://lender.report/lender/stock-yards-bank-and-trust-ky/sba-7a/) | Bank | Louisville, KY | 114 | $74.8M | | [Republic Bank & Trust Company](https://lender.report/lender/republic-bank-and-trust-ky/) [SBA 7(a) record](https://lender.report/lender/republic-bank-and-trust-ky/sba-7a/) | Bank | Louisville, KY | 89 | $36.0M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 71 | $21.8M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 66 | $8.73M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 53 | $7.90M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 38 | $48.1M | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [SBA 7(a) record](https://lender.report/lender/fifth-third-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 32 | $11.1M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 27 | $17.6M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 27 | $3.21M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 26 | $6.06M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [SBA 7(a) record](https://lender.report/lender/pnc-bank-de/sba-7a/) | Bank | Wilmington, DE | 24 | $5.83M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 22 | $10.4M | | [Heritage Bank, Inc.](https://lender.report/lender/heritage-bank-ky/) [SBA 7(a) record](https://lender.report/lender/heritage-bank-ky/sba-7a/) | Bank | Burlington, KY | 19 | $29.0M | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [SBA 7(a) record](https://lender.report/lender/old-national-bank-in/sba-7a/) | Bank | Evansville, IN | 18 | $18.3M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 17 | $3.12M | | [Peoples Bank](https://lender.report/lender/peoples-bank-oh-marietta/) [SBA 7(a) record](https://lender.report/lender/peoples-bank-oh-marietta/sba-7a/) | Bank | Marietta, OH | 14 | $3.77M | | [American Bank & Trust Company, Inc.](https://lender.report/lender/american-bank-and-trust-ky/) [SBA 7(a) record](https://lender.report/lender/american-bank-and-trust-ky/sba-7a/) | Bank | Bowling Green, KY | 13 | $3.25M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 12 | $1.99M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 11 | $17.5M | | [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) [SBA 7(a) record](https://lender.report/lender/wesbanco-bank-wv/sba-7a/) | Bank | Wheeling, WV | 11 | $2.73M | | [GBank](https://lender.report/lender/gbank-nv/) [SBA 7(a) record](https://lender.report/lender/gbank-nv/sba-7a/) | Bank | Las Vegas, NV | 10 | $31.8M | | [South Central Bank, Inc.](https://lender.report/lender/south-central-bank-ky/) [SBA 7(a) record](https://lender.report/lender/south-central-bank-ky/sba-7a/) | Bank | Glasgow, KY | 10 | $5.99M | SBA FOIA, Sep 30, 2026 [See all 112 SBA 7(a) lenders in Kentucky in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=KY) - Lenders recorded 1,384 SBA 7(a) loans totaling $677M in Kentucky in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 1,289 of those, credit unions 7, and non-banks 88. SBA FOIA, Sep 30, 2026 - The five most active lenders made 45.6% of Kentucky's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Stock Yards Bank & Trust Company recorded the most dollars in Kentucky, at $74.8M. SBA FOIA, Sep 30, 2026 - 19 of these lenders are based in Kentucky. SBA FOIA, Sep 30, 2026 - 26 lenders recorded 10 or more SBA 7(a) loans in Kentucky. SBA FOIA, Sep 30, 2026 - The SBA file shows 430 SBA 7(a) approvals in Kentucky dated in the 12 months to September 30, 2026, versus 485 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Kentucky was about $150K, with the middle half between $51K and $490K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 9.50% on 1,384 loans in Kentucky, with the middle half between 8.50% and 10.75%. SBA FOIA, Sep 30, 2026 - The median term in Kentucky was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Kentucky **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Kentucky and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.