---
title: SBA 7(a) Lenders in Mississippi: 76 Made Loans in 3 Years
url: https://lender.report/sba-7a-lenders/mississippi/
license: https://lender.report/license/
---

SBA 7(a) · MS

# SBA 7(a) lenders in Mississippi

76 lenders made at least one SBA 7(a) loan in Mississippi in the 36 months ending September 30, 2026. Peoples Bank made the most, with 103 of the 842 on record.

**Evidence**
Lender recorded at least one SBA 7(a) loan to a business in Mississippi in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
76

SBA FOIA, Sep 30, 2026

**Loans, 36 months**
842

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$532M

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months**
252

SBA FOIA, Sep 30, 2026

-8.7% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in Mississippi, https://lender.report/sba-7a-lenders/mississippi/, data as of September 30, 2026.

## Describe a deal in Mississippi

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 7(a) loans in Mississippi](https://lender.report/comps/?lane=sba_7a&state=MS)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars |
| --- | --- | --- | --- | --- |
| [Peoples Bank](https://lender.report/lender/peoples-bank-ms-mendenhall/) [SBA 7(a) record](https://lender.report/lender/peoples-bank-ms-mendenhall/sba-7a/) | Bank | Mendenhall, MS | 103 | $32.8M |
| [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) [SBA 7(a) record](https://lender.report/lender/community-bank-of-mississippi-ms/sba-7a/) | Bank | Flowood, MS | 63 | $32.1M |
| [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) [SBA 7(a) record](https://lender.report/lender/trustmark-bank-ms/sba-7a/) | Bank | Jackson, MS | 49 | $9.92M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 45 | $13.3M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 44 | $73.9M |
| [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) [SBA 7(a) record](https://lender.report/lender/citizens-national-bank-of-meridian-ms/sba-7a/) | Bank | Meridian, MS | 44 | $13.4M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 41 | $5.23M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 39 | $32.0M |
| [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) [SBA 7(a) record](https://lender.report/lender/bankfirst-financial-services-ms/sba-7a/) | Bank | Columbus, MS | 33 | $9.15M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 30 | $8.28M |
| [Uplift Bank](https://lender.report/lender/southern-bancorp-bank-ar/) [SBA 7(a) record](https://lender.report/lender/southern-bancorp-bank-ar/sba-7a/) | Bank | Arkadelphia, AR | 29 | $31.3M |
| [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) [SBA 7(a) record](https://lender.report/lender/hancock-whitney-bank-ms/sba-7a/) | Bank | Gulfport, MS | 26 | $12.1M |
| [BankPlus](https://lender.report/lender/bankplus-ms/) [SBA 7(a) record](https://lender.report/lender/bankplus-ms/sba-7a/) | Bank | Belzoni, MS | 22 | $16.2M |
| [First Financial Bank](https://lender.report/lender/first-financial-bank-ar/) [SBA 7(a) record](https://lender.report/lender/first-financial-bank-ar/sba-7a/) | Bank | El Dorado, AR | 21 | $18.8M |
| [Covington County Bank](https://lender.report/lender/covington-county-bank-ms/) [SBA 7(a) record](https://lender.report/lender/covington-county-bank-ms/sba-7a/) | Bank | Collins, MS | 18 | $1.86M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 17 | $8.70M |
| [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [SBA 7(a) record](https://lender.report/lender/renasant-bank-ms/sba-7a/) | Bank | Tupelo, MS | 16 | $20.6M |
| [GBank](https://lender.report/lender/gbank-nv/) [SBA 7(a) record](https://lender.report/lender/gbank-nv/sba-7a/) | Bank | Las Vegas, NV | 14 | $37.7M |
| [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 13 | $2.77M |
| [TownBridge Bank](https://lender.report/lender/townbridge-bank-ms/) [SBA 7(a) record](https://lender.report/lender/townbridge-bank-ms/sba-7a/) | Bank | Pascagoula, MS | 12 | $4.91M |
| [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 9 | $11.1M |
| [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 9 | $4.29M |
| [American Bank](https://lender.report/lender/american-bank-la/) [SBA 7(a) record](https://lender.report/lender/american-bank-la/sba-7a/) | Bank | Covington, LA | 8 | $14.3M |
| [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 8 | $2.39M |
| [PriorityOne Bank](https://lender.report/lender/priorityone-bank-ms/) [SBA 7(a) record](https://lender.report/lender/priorityone-bank-ms/sba-7a/) | Bank | Magee, MS | 8 | $1.59M |

SBA FOIA, Sep 30, 2026

[See all 76 SBA 7(a) lenders in Mississippi in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=MS)

- Lenders recorded 842 SBA 7(a) loans totaling $532.1M in Mississippi in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 785 of those, credit unions 0, and non-banks 57. SBA FOIA, Sep 30, 2026
- The five most active lenders made 36.1% of Mississippi's SBA 7(a) loans. SBA FOIA, Sep 30, 2026
- Live Oak Banking Company recorded the most dollars in Mississippi, at $73.9M. SBA FOIA, Sep 30, 2026
- 19 of these lenders are based in Mississippi. SBA FOIA, Sep 30, 2026
- 20 lenders recorded 10 or more SBA 7(a) loans in Mississippi. SBA FOIA, Sep 30, 2026
- The SBA file shows 252 SBA 7(a) approvals in Mississippi dated in the 12 months to September 30, 2026, versus 276 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026
- The typical SBA 7(a) loan in Mississippi was about $250K, with the middle half between $81K and $750K. SBA FOIA, Sep 30, 2026
- Lenders reported a median rate of 9.50% on 842 loans in Mississippi, with the middle half between 8.50% and 10.75%. SBA FOIA, Sep 30, 2026
- The median term in Mississippi was 10 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 7(a) loans made in Mississippi

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 7(a) approvals located in Mississippi and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.

**Order**
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
