---
title: SBA 7(a) Lenders in Montana: 85 Made Loans in 3 Years
url: https://lender.report/sba-7a-lenders/montana/
license: https://lender.report/license/
---

SBA 7(a) · MT

# SBA 7(a) lenders in Montana

85 lenders made at least one SBA 7(a) loan in Montana in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 51 of the 563 on record.

**Evidence**
Lender recorded at least one SBA 7(a) loan to a business in Montana in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
85

SBA FOIA, Sep 30, 2026

**Loans, 36 months**
563

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$321M

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months**
150

SBA FOIA, Sep 30, 2026

-30.9% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in Montana, https://lender.report/sba-7a-lenders/montana/, data as of September 30, 2026.

## Describe a deal in Montana

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 7(a) loans in Montana](https://lender.report/comps/?lane=sba_7a&state=MT)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars |
| --- | --- | --- | --- | --- |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 51 | $5.66M |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [SBA 7(a) record](https://lender.report/lender/glacier-bank-mt/sba-7a/) | Bank | Kalispell, MT | 44 | $21.8M |
| [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) [SBA 7(a) record](https://lender.report/lender/first-interstate-bank-mt/sba-7a/) | Bank | Billings, MT | 35 | $13.6M |
| [The Yellowstone Bank](https://lender.report/lender/yellowstone-bank-mt/) [SBA 7(a) record](https://lender.report/lender/yellowstone-bank-mt/sba-7a/) | Bank | Laurel, MT | 29 | $11.2M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 29 | $7.30M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 25 | $5.95M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 22 | $9.03M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 21 | $2.86M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 20 | $26.5M |
| [Montana Community Development Corp.](https://lender.report/lender/montana-community-development-mt/) [SBA 7(a) record](https://lender.report/lender/montana-community-development-mt/sba-7a/) | Non-bank | Missoula, MT | 20 | $2.49M |
| [Bravera Bank](https://lender.report/lender/bravera-bank-nd/) [SBA 7(a) record](https://lender.report/lender/bravera-bank-nd/sba-7a/) | Bank | Dickinson, ND | 19 | $5.00M |
| [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 12 | $1.62M |
| [Opportunity Bank of Montana](https://lender.report/lender/opportunity-bank-of-montana-mt/) [SBA 7(a) record](https://lender.report/lender/opportunity-bank-of-montana-mt/sba-7a/) | Bank | Helena, MT | 11 | $8.97M |
| [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 11 | $8.76M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 11 | $6.77M |
| [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 11 | $4.78M |
| [Three Rivers Bank of Montana](https://lender.report/lender/three-rivers-bank-of-montana-mt/) [SBA 7(a) record](https://lender.report/lender/three-rivers-bank-of-montana-mt/sba-7a/) | Bank | Kalispell, MT | 10 | $14.9M |
| [Valley Bank of Ronan](https://lender.report/lender/valley-bank-of-ronan-mt/) [SBA 7(a) record](https://lender.report/lender/valley-bank-of-ronan-mt/sba-7a/) | Bank | Ronan, MT | 10 | $5.84M |
| [Freedom Bank](https://lender.report/lender/freedom-bank-mt/) [SBA 7(a) record](https://lender.report/lender/freedom-bank-mt/sba-7a/) | Bank | Columbia Falls, MT | 10 | $2.01M |
| [Port 51 Lending LLC](https://lender.report/lender/port-51-lending-ny/) [SBA 7(a) record](https://lender.report/lender/port-51-lending-ny/sba-7a/) | Non-bank | New York, NY | 8 | $12.5M |
| [Wallis Bank](https://lender.report/lender/wallis-bank-tx/) [SBA 7(a) record](https://lender.report/lender/wallis-bank-tx/sba-7a/) | Bank | Wallis, TX | 8 | $7.81M |
| [Bank of The Rockies](https://lender.report/lender/bank-of-the-rockies-mt/) [SBA 7(a) record](https://lender.report/lender/bank-of-the-rockies-mt/sba-7a/) | Bank | Helena, MT | 8 | $3.74M |
| [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [SBA 7(a) record](https://lender.report/lender/mountain-america-credit-union-ut/sba-7a/) | Credit union | Sandy, UT | 7 | $6.84M |
| [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 7 | $2.74M |
| [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 7 | $877K |

SBA FOIA, Sep 30, 2026

[See all 85 SBA 7(a) lenders in Montana in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=MT)

- Lenders recorded 563 SBA 7(a) loans totaling $320.6M in Montana in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 471 of those, credit unions 17, and non-banks 74. SBA FOIA, Sep 30, 2026
- The five most active lenders made 33.4% of Montana's SBA 7(a) loans. SBA FOIA, Sep 30, 2026
- Live Oak Banking Company recorded the most dollars in Montana, at $26.5M. SBA FOIA, Sep 30, 2026
- 18 of these lenders are based in Montana. SBA FOIA, Sep 30, 2026
- 19 lenders recorded 10 or more SBA 7(a) loans in Montana. SBA FOIA, Sep 30, 2026
- 1 of these loans was made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026
- The SBA file shows 150 SBA 7(a) approvals in Montana dated in the 12 months to September 30, 2026, versus 217 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026
- The typical SBA 7(a) loan in Montana was about $220K, with the middle half between $65K and $560K. SBA FOIA, Sep 30, 2026
- Lenders reported a median rate of 10.00% on 563 loans in Montana, with the middle half between 8.50% and 11.00%. SBA FOIA, Sep 30, 2026
- The median term in Montana was 10 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 7(a) loans made in Montana

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 7(a) approvals located in Montana and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.

**Order**
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
