---
title: SBA 7(a) Lenders in New York: 210 Made Loans in 3 Years
url: https://lender.report/sba-7a-lenders/new-york/
license: https://lender.report/license/
---

SBA 7(a) · NY

# SBA 7(a) lenders in New York

210 lenders made at least one SBA 7(a) loan in New York in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 1,937 of the 11,531 on record.

**Evidence**
Lender recorded at least one SBA 7(a) loan to a business in New York in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
210

SBA FOIA, Sep 30, 2026

**Loans, 36 months**
11,531

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$4.03B

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months**
3,065

SBA FOIA, Sep 30, 2026

-27.8% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in New York, https://lender.report/sba-7a-lenders/new-york/, data as of September 30, 2026.

## Describe a deal in New York

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 7(a) loans in New York](https://lender.report/comps/?lane=sba_7a&state=NY)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars |
| --- | --- | --- | --- | --- |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [SBA 7(a) record](https://lender.report/lender/td-bank-de/sba-7a/) | Bank | Wilmington, DE | 1,937 | $233M |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [SBA 7(a) record](https://lender.report/lender/manufacturers-and-traders-trust-ny/sba-7a/) | Bank | Buffalo, NY | 1,851 | $202M |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 829 | $202M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 650 | $229M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 535 | $212M |
| [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 444 | $61.8M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 388 | $64.7M |
| [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 354 | $69.1M |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) [SBA 7(a) record](https://lender.report/lender/keybank-oh/sba-7a/) | Bank | Cleveland, OH | 341 | $78.1M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 263 | $113M |
| [ESL Credit Union](https://lender.report/lender/esl-credit-union-ny/) [SBA 7(a) record](https://lender.report/lender/esl-credit-union-ny/sba-7a/) | Credit union | Rochester, NY | 261 | $31.2M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 232 | $259M |
| [Santander Bank, N.A.](https://lender.report/lender/santander-bank-de/) [SBA 7(a) record](https://lender.report/lender/santander-bank-de/sba-7a/) | Bank | Wilmington, DE | 227 | $68.0M |
| [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) [SBA 7(a) record](https://lender.report/lender/five-star-bank-ny/sba-7a/) | Bank | Rochester, NY | 213 | $26.7M |
| [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 196 | $67.4M |
| [FinWise Bank](https://lender.report/lender/finwise-bank-ut/) [SBA 7(a) record](https://lender.report/lender/finwise-bank-ut/sba-7a/) | Bank | Murray, UT | 124 | $112M |
| [Colony Bank](https://lender.report/lender/colony-bank-ga/) [SBA 7(a) record](https://lender.report/lender/colony-bank-ga/sba-7a/) | Bank | Fitzgerald, GA | 92 | $15.1M |
| [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) [SBA 7(a) record](https://lender.report/lender/bank-of-hope-ca/sba-7a/) | Bank | Los Angeles, CA | 87 | $78.8M |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 85 | $56.0M |
| [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 80 | $15.5M |
| [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) [SBA 7(a) record](https://lender.report/lender/tompkins-bank-and-trust-ny/sba-7a/) | Bank | Ithaca, NY | 79 | $15.7M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 69 | $68.9M |
| [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 68 | $61.5M |
| [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [SBA 7(a) record](https://lender.report/lender/nbt-bank-ny/sba-7a/) | Bank | Norwich, NY | 68 | $22.4M |
| [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 62 | $27.3M |

SBA FOIA, Sep 30, 2026

[See all 210 SBA 7(a) lenders in New York in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=NY)

- Lenders recorded 11,531 SBA 7(a) loans totaling $4B in New York in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 9,831 of those, credit unions 387, and non-banks 1,303. SBA FOIA, Sep 30, 2026
- The five most active lenders made 50.3% of New York's SBA 7(a) loans. SBA FOIA, Sep 30, 2026
- Live Oak Banking Company recorded the most dollars in New York, at $258.8M. SBA FOIA, Sep 30, 2026
- 52 of these lenders are based in New York. SBA FOIA, Sep 30, 2026
- 89 lenders recorded 10 or more SBA 7(a) loans in New York. SBA FOIA, Sep 30, 2026
- 10 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026
- The SBA file shows 3,065 SBA 7(a) approvals in New York dated in the 12 months to September 30, 2026, versus 4,247 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026
- The typical SBA 7(a) loan in New York was about $150K, with the middle half between $50K and $320K. SBA FOIA, Sep 30, 2026
- Lenders reported a median rate of 10.50% on 11,531 loans in New York, with the middle half between 9.75% and 12.00%. SBA FOIA, Sep 30, 2026
- The median term in New York was 10 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 7(a) loans made in New York

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 7(a) approvals located in New York and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.

**Order**
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
