--- title: SBA 7(a) Lenders in North Carolina: 172 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/north-carolina/ license: https://lender.report/license/ --- SBA 7(a) ยท NC # SBA 7(a) lenders in North Carolina 172 lenders made at least one SBA 7(a) loan in North Carolina in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 338 of the 4,208 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in North Carolina in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 172 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 4,208 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $2.87B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 1,231 SBA FOIA, Sep 30, 2026 -21.0% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in North Carolina, https://lender.report/sba-7a-lenders/north-carolina/, data as of September 30, 2026. ## Describe a deal in North Carolina See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in North Carolina](https://lender.report/comps/?lane=sba_7a&state=NC)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 338 | $147M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 334 | $369M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 229 | $78.6M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 210 | $56.8M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 203 | $27.9M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 180 | $49.0M | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [SBA 7(a) record](https://lender.report/lender/td-bank-de/sba-7a/) | Bank | Wilmington, DE | 126 | $35.4M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [SBA 7(a) record](https://lender.report/lender/pinnacle-bank-tn/sba-7a/) | Bank | Nashville, TN | 125 | $160M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 118 | $39.7M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 101 | $15.8M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 96 | $39.0M | | [First Bank](https://lender.report/lender/first-bank-nc/) [SBA 7(a) record](https://lender.report/lender/first-bank-nc/sba-7a/) | Bank | Southern Pines, NC | 90 | $87.0M | | [TowneBank](https://lender.report/lender/townebank-va/) [SBA 7(a) record](https://lender.report/lender/townebank-va/sba-7a/) | Bank | Portsmouth, VA | 85 | $98.9M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 85 | $48.9M | | [First Community Bank](https://lender.report/lender/first-community-bank-va/) [SBA 7(a) record](https://lender.report/lender/first-community-bank-va/sba-7a/) | Bank | Bluefield, VA | 84 | $38.9M | | [The Fidelity Bank](https://lender.report/lender/fidelity-bank-nc/) [SBA 7(a) record](https://lender.report/lender/fidelity-bank-nc/sba-7a/) | Bank | Fuquay Varina, NC | 80 | $82.8M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 78 | $34.3M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 76 | $39.7M | | [Bank of Oak Ridge](https://lender.report/lender/bank-of-oak-ridge-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-oak-ridge-nc/sba-7a/) | Bank | Oak Ridge, NC | 74 | $72.7M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 71 | $27.2M | | [GBank](https://lender.report/lender/gbank-nv/) [SBA 7(a) record](https://lender.report/lender/gbank-nv/sba-7a/) | Bank | Las Vegas, NV | 65 | $212M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 63 | $12.1M | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 7(a) record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-7a/) | Bank | Raleigh, NC | 60 | $50.4M | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [SBA 7(a) record](https://lender.report/lender/fifth-third-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 56 | $36.7M | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) [SBA 7(a) record](https://lender.report/lender/pnc-bank-de/sba-7a/) | Bank | Wilmington, DE | 51 | $11.1M | SBA FOIA, Sep 30, 2026 [See all 172 SBA 7(a) lenders in North Carolina in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=NC) - Lenders recorded 4,208 SBA 7(a) loans totaling $2.9B in North Carolina in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 3,701 of those, credit unions 66, and non-banks 437. SBA FOIA, Sep 30, 2026 - The five most active lenders made 31.2% of North Carolina's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Live Oak Banking Company recorded the most dollars in North Carolina, at $369.3M. SBA FOIA, Sep 30, 2026 - 18 of these lenders are based in North Carolina. SBA FOIA, Sep 30, 2026 - 66 lenders recorded 10 or more SBA 7(a) loans in North Carolina. SBA FOIA, Sep 30, 2026 - 4 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 1,231 SBA 7(a) approvals in North Carolina dated in the 12 months to September 30, 2026, versus 1,558 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in North Carolina was about $300K, with the middle half between $110K and $750K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.25% on 4,208 loans in North Carolina, with the middle half between 9.25% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in North Carolina was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in North Carolina **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in North Carolina and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.