---
title: SBA 7(a) Lenders in South Carolina: 149 Made Loans in 3 Years
url: https://lender.report/sba-7a-lenders/south-carolina/
license: https://lender.report/license/
---

SBA 7(a) · SC

# SBA 7(a) lenders in South Carolina

149 lenders made at least one SBA 7(a) loan in South Carolina in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 312 of the 2,044 on record.

**Evidence**
Lender recorded at least one SBA 7(a) loan to a business in South Carolina in the 36 months ending September 30, 2026

**Data as of**
SBA, September 30, 2026

**Page last changed**
November 11, 2026

**Lenders on record**
149

SBA FOIA, Sep 30, 2026

**Loans, 36 months**
2,044

SBA FOIA, Sep 30, 2026

Approvals, net of cancelled

**Dollars, 36 months**
$1.28B

SBA FOIA, Sep 30, 2026

**Approvals, last 12 months**
563

SBA FOIA, Sep 30, 2026

-26.4% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in South Carolina, https://lender.report/sba-7a-lenders/south-carolina/, data as of September 30, 2026.

## Describe a deal in South Carolina

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show SBA 7(a) loans in South Carolina](https://lender.report/comps/?lane=sba_7a&state=SC)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans | Dollars |
| --- | --- | --- | --- | --- |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [SBA 7(a) record](https://lender.report/lender/td-bank-de/sba-7a/) | Bank | Wilmington, DE | 312 | $65.4M |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 181 | $85.6M |
| [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 104 | $40.2M |
| [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 102 | $112M |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 90 | $16.3M |
| [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 87 | $21.6M |
| [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 68 | $9.54M |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [SBA 7(a) record](https://lender.report/lender/first-citizens-bank-and-trust-nc/sba-7a/) | Bank | Raleigh, NC | 64 | $65.1M |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 64 | $26.1M |
| [Countybank](https://lender.report/lender/countybank-sc/) [SBA 7(a) record](https://lender.report/lender/countybank-sc/sba-7a/) | Bank | Greenwood, SC | 62 | $38.5M |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [SBA 7(a) record](https://lender.report/lender/pinnacle-bank-tn/sba-7a/) | Bank | Nashville, TN | 58 | $56.2M |
| [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 58 | $9.09M |
| [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 56 | $18.0M |
| [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 35 | $10.4M |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 33 | $27.0M |
| [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 33 | $6.60M |
| [GBank](https://lender.report/lender/gbank-nv/) [SBA 7(a) record](https://lender.report/lender/gbank-nv/sba-7a/) | Bank | Las Vegas, NV | 32 | $102M |
| [First Bank](https://lender.report/lender/first-bank-nc/) [SBA 7(a) record](https://lender.report/lender/first-bank-nc/sba-7a/) | Bank | Southern Pines, NC | 26 | $30.6M |
| [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 22 | $16.6M |
| [United Community Bank](https://lender.report/lender/united-community-bank-sc/) [SBA 7(a) record](https://lender.report/lender/united-community-bank-sc/sba-7a/) | Bank | Greenville, SC | 21 | $20.2M |
| [Citizens Bank](https://lender.report/lender/citizens-bank-tn-elizabethton/) [SBA 7(a) record](https://lender.report/lender/citizens-bank-tn-elizabethton/sba-7a/) | Bank | Elizabethton, TN | 21 | $18.1M |
| [First Internet Bank of Indiana](https://lender.report/lender/first-internet-bank-of-indiana-in/) [SBA 7(a) record](https://lender.report/lender/first-internet-bank-of-indiana-in/sba-7a/) | Bank | Fishers, IN | 18 | $24.1M |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 18 | $4.94M |
| [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) [SBA 7(a) record](https://lender.report/lender/harvest-small-business-finance-ca/sba-7a/) | Non-bank | Laguna Hills, CA | 17 | $20.0M |
| [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 17 | $2.83M |

SBA FOIA, Sep 30, 2026

[See all 149 SBA 7(a) lenders in South Carolina in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=SC)

- Lenders recorded 2,044 SBA 7(a) loans totaling $1.3B in South Carolina in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026
- Banks and savings institutions made 1,824 of those, credit unions 22, and non-banks 183. SBA FOIA, Sep 30, 2026
- The five most active lenders made 38.6% of South Carolina's SBA 7(a) loans. SBA FOIA, Sep 30, 2026
- Live Oak Banking Company recorded the most dollars in South Carolina, at $111.9M. SBA FOIA, Sep 30, 2026
- 11 of these lenders are based in South Carolina. SBA FOIA, Sep 30, 2026
- 36 lenders recorded 10 or more SBA 7(a) loans in South Carolina. SBA FOIA, Sep 30, 2026
- 15 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026
- The SBA file shows 563 SBA 7(a) approvals in South Carolina dated in the 12 months to September 30, 2026, versus 765 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026
- The typical SBA 7(a) loan in South Carolina was about $250K, with the middle half between $80K and $650K. SBA FOIA, Sep 30, 2026
- Lenders reported a median rate of 10.25% on 2,044 loans in South Carolina, with the middle half between 9.50% and 11.25%. SBA FOIA, Sep 30, 2026
- The median term in South Carolina was 10 years. SBA FOIA, Sep 30, 2026

## How this list is defined

**Measure**
SBA 7(a) loans made in South Carolina

**Period**
October 2023 to September 2026

**Formula**
Count, by lender, of SBA 7(a) approvals located in South Carolina and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.

**Order**
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.

**As of**
September 30, 2026

**Source**
[SBA FOIA](https://data.sba.gov/dataset/7a-504-foia)

**Data**
[JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
