--- title: SBA 7(a) Lenders in Tennessee: 178 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/tennessee/ license: https://lender.report/license/ --- SBA 7(a) ยท TN # SBA 7(a) lenders in Tennessee 178 lenders made at least one SBA 7(a) loan in Tennessee in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 278 of the 2,252 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Tennessee in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 178 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 2,252 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $1.36B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 710 SBA FOIA, Sep 30, 2026 -14.1% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Tennessee, https://lender.report/sba-7a-lenders/tennessee/, data as of September 30, 2026. ## Describe a deal in Tennessee See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Tennessee](https://lender.report/comps/?lane=sba_7a&state=TN)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 278 | $60.5M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 214 | $102M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 177 | $64.7M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 126 | $21.1M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 112 | $17.3M | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [SBA 7(a) record](https://lender.report/lender/pinnacle-bank-tn/sba-7a/) | Bank | Nashville, TN | 101 | $129M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 96 | $124M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 80 | $25.0M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 80 | $14.6M | | [Regions Bank](https://lender.report/lender/regions-bank-al/) [SBA 7(a) record](https://lender.report/lender/regions-bank-al/sba-7a/) | Bank | Birmingham, AL | 55 | $31.7M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 45 | $20.4M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 41 | $6.33M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 37 | $21.2M | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) [SBA 7(a) record](https://lender.report/lender/old-national-bank-in/sba-7a/) | Bank | Evansville, IN | 36 | $30.5M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 32 | $11.7M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 26 | $5.94M | | [Citizens Bank](https://lender.report/lender/citizens-bank-tn-elizabethton/) [SBA 7(a) record](https://lender.report/lender/citizens-bank-tn-elizabethton/sba-7a/) | Bank | Elizabethton, TN | 25 | $27.9M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 25 | $25.2M | | [Byline Bank](https://lender.report/lender/byline-bank-il/) [SBA 7(a) record](https://lender.report/lender/byline-bank-il/sba-7a/) | Bank | Chicago, IL | 25 | $23.6M | | [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) [SBA 7(a) record](https://lender.report/lender/citizens-national-bank-of-meridian-ms/sba-7a/) | Bank | Meridian, MS | 24 | $5.62M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 21 | $9.87M | | [First Farmers and Merchants Bank](https://lender.report/lender/first-farmers-and-merchants-bank-tn/) [SBA 7(a) record](https://lender.report/lender/first-farmers-and-merchants-bank-tn/sba-7a/) | Bank | Columbia, TN | 18 | $5.51M | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [SBA 7(a) record](https://lender.report/lender/fifth-third-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 16 | $18.4M | | [Wilson Bank and Trust](https://lender.report/lender/wilson-bank-and-trust-tn/) [SBA 7(a) record](https://lender.report/lender/wilson-bank-and-trust-tn/sba-7a/) | Bank | Lebanon, TN | 16 | $11.9M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 16 | $2.73M | SBA FOIA, Sep 30, 2026 [See all 178 SBA 7(a) lenders in Tennessee in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=TN) - Lenders recorded 2,252 SBA 7(a) loans totaling $1.4B in Tennessee in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 2,017 of those, credit unions 19, and non-banks 212. SBA FOIA, Sep 30, 2026 - The five most active lenders made 40.3% of Tennessee's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Pinnacle Bank recorded the most dollars in Tennessee, at $128.5M. SBA FOIA, Sep 30, 2026 - 16 of these lenders are based in Tennessee. SBA FOIA, Sep 30, 2026 - 36 lenders recorded 10 or more SBA 7(a) loans in Tennessee. SBA FOIA, Sep 30, 2026 - 4 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 710 SBA 7(a) approvals in Tennessee dated in the 12 months to September 30, 2026, versus 827 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Tennessee was about $250K, with the middle half between $87K and $620K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.25% on 2,252 loans in Tennessee, with the middle half between 9.25% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in Tennessee was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Tennessee **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Tennessee and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.