--- title: SBA 7(a) Lenders in Texas: 365 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/texas/ license: https://lender.report/license/ --- SBA 7(a) ยท TX # SBA 7(a) lenders in Texas 365 lenders made at least one SBA 7(a) loan in Texas in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 1,320 of the 13,797 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Texas in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 365 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 13,797 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $9.67B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 4,044 SBA FOIA, Sep 30, 2026 -20.8% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Texas, https://lender.report/sba-7a-lenders/texas/, data as of September 30, 2026. ## Describe a deal in Texas See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Texas](https://lender.report/comps/?lane=sba_7a&state=TX)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 1,320 | $654M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 816 | $281M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 621 | $259M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 607 | $851M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 584 | $85.2M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 578 | $183M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 524 | $179M | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 7(a) record](https://lender.report/lender/zions-bancorporation-ut/sba-7a/) | Bank | Salt Lake City, UT | 487 | $122M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 428 | $70.7M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 303 | $93.7M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 296 | $141M | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) [SBA 7(a) record](https://lender.report/lender/lendistry-sblc-ca/sba-7a/) | Non-bank | Los Angeles, CA | 285 | $65.7M | | [PlainsCapital Bank](https://lender.report/lender/plainscapital-bank-tx/) [SBA 7(a) record](https://lender.report/lender/plainscapital-bank-tx/sba-7a/) | Bank | University Park, TX | 261 | $87.0M | | [Frost Bank](https://lender.report/lender/frost-bank-tx/) [SBA 7(a) record](https://lender.report/lender/frost-bank-tx/sba-7a/) | Bank | San Antonio, TX | 213 | $124M | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 209 | $153M | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [SBA 7(a) record](https://lender.report/lender/fifth-third-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 190 | $159M | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) [SBA 7(a) record](https://lender.report/lender/bank-of-america-nc/sba-7a/) | Bank | Charlotte, NC | 174 | $115M | | [Wallis Bank](https://lender.report/lender/wallis-bank-tx/) [SBA 7(a) record](https://lender.report/lender/wallis-bank-tx/sba-7a/) | Bank | Wallis, TX | 147 | $183M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 138 | $103M | | [PeopleFund](https://lender.report/lender/peoplefund-tx/) [SBA 7(a) record](https://lender.report/lender/peoplefund-tx/sba-7a/) | Non-bank | Austin, TX | 127 | $19.5M | | [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [SBA 7(a) record](https://lender.report/lender/southstate-bank-fl/sba-7a/) | Bank | Winter Haven, FL | 126 | $56.3M | | [First Internet Bank of Indiana](https://lender.report/lender/first-internet-bank-of-indiana-in/) [SBA 7(a) record](https://lender.report/lender/first-internet-bank-of-indiana-in/sba-7a/) | Bank | Fishers, IN | 117 | $149M | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) [SBA 7(a) record](https://lender.report/lender/smartbiz-bank-il/sba-7a/) | Bank | Northbrook, IL | 116 | $20.5M | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) [SBA 7(a) record](https://lender.report/lender/bank-of-hope-ca/sba-7a/) | Bank | Los Angeles, CA | 112 | $171M | | [T Bank, National Association](https://lender.report/lender/t-bank-tx/) [SBA 7(a) record](https://lender.report/lender/t-bank-tx/sba-7a/) | Bank | Dallas, TX | 106 | $184M | SBA FOIA, Sep 30, 2026 [See all 365 SBA 7(a) lenders in Texas in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=TX) - Lenders recorded 13,797 SBA 7(a) loans totaling $9.7B in Texas in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 12,101 of those, credit unions 134, and non-banks 1,549. SBA FOIA, Sep 30, 2026 - The five most active lenders made 28.6% of Texas's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Live Oak Banking Company recorded the most dollars in Texas, at $850.8M. SBA FOIA, Sep 30, 2026 - 110 of these lenders are based in Texas. SBA FOIA, Sep 30, 2026 - 146 lenders recorded 10 or more SBA 7(a) loans in Texas. SBA FOIA, Sep 30, 2026 - 13 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 4,044 SBA 7(a) approvals in Texas dated in the 12 months to September 30, 2026, versus 5,108 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Texas was about $300K, with the middle half between $120K and $750K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.00% on 13,795 loans in Texas, with the middle half between 9.00% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in Texas was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Texas **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Texas and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.