--- title: SBA 7(a) Lenders in Utah: 129 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/utah/ license: https://lender.report/license/ --- SBA 7(a) ยท UT # SBA 7(a) lenders in Utah 129 lenders made at least one SBA 7(a) loan in Utah in the 36 months ending September 30, 2026. Zions Bancorporation, N.A. made the most, with 634 of the 3,145 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Utah in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 129 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 3,145 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $1.52B SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 964 SBA FOIA, Sep 30, 2026 -16.9% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Utah, https://lender.report/sba-7a-lenders/utah/, data as of September 30, 2026. ## Describe a deal in Utah See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Utah](https://lender.report/comps/?lane=sba_7a&state=UT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [SBA 7(a) record](https://lender.report/lender/zions-bancorporation-ut/sba-7a/) | Bank | Salt Lake City, UT | 634 | $122M | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [SBA 7(a) record](https://lender.report/lender/mountain-america-credit-union-ut/sba-7a/) | Credit union | Sandy, UT | 372 | $139M | | [Central Bank](https://lender.report/lender/central-bank-ut/) [SBA 7(a) record](https://lender.report/lender/central-bank-ut/sba-7a/) | Bank | Provo, UT | 191 | $78.9M | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [SBA 7(a) record](https://lender.report/lender/u-s-bank-oh/sba-7a/) | Bank | Cincinnati, OH | 188 | $63.7M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 116 | $50.1M | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 94 | $50.5M | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) [SBA 7(a) record](https://lender.report/lender/america-first-credit-union-ut/sba-7a/) | Credit union | Riverdale, UT | 92 | $90.5M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 85 | $30.3M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 84 | $122M | | [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) [SBA 7(a) record](https://lender.report/lender/cache-valley-bank-ut/sba-7a/) | Bank | Logan, UT | 78 | $26.6M | | [Canyon View Credit Union](https://lender.report/lender/canyon-view-credit-union-ut/) [SBA 7(a) record](https://lender.report/lender/canyon-view-credit-union-ut/sba-7a/) | Credit union | Salt Lake City, UT | 72 | $16.9M | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [SBA 7(a) record](https://lender.report/lender/wells-fargo-bank-sd/sba-7a/) | Bank | Sioux Falls, SD | 63 | $25.7M | | [First Utah Bank](https://lender.report/lender/first-utah-bank-ut/) [SBA 7(a) record](https://lender.report/lender/first-utah-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 61 | $56.8M | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 61 | $7.81M | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) [SBA 7(a) record](https://lender.report/lender/keybank-oh/sba-7a/) | Bank | Cleveland, OH | 59 | $34.9M | | [Quill Bank](https://lender.report/lender/quill-bank-ut/) [SBA 7(a) record](https://lender.report/lender/quill-bank-ut/sba-7a/) | Bank | Provo, UT | 58 | $36.0M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 56 | $9.27M | | [Bank of Utah](https://lender.report/lender/bank-of-utah-ut/) [SBA 7(a) record](https://lender.report/lender/bank-of-utah-ut/sba-7a/) | Bank | Ogden, UT | 53 | $60.0M | | [NBH Bank](https://lender.report/lender/nbh-bank-co/) [SBA 7(a) record](https://lender.report/lender/nbh-bank-co/sba-7a/) | Bank | Greenwood Village, CO | 52 | $58.0M | | [State Bank of Southern Utah](https://lender.report/lender/state-bank-of-southern-utah-ut/) [SBA 7(a) record](https://lender.report/lender/state-bank-of-southern-utah-ut/sba-7a/) | Bank | Cedar City, UT | 51 | $14.8M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 46 | $15.9M | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [SBA 7(a) record](https://lender.report/lender/jpmorgan-chase-bank-oh/sba-7a/) | Bank | Columbus, OH | 46 | $14.5M | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) [SBA 7(a) record](https://lender.report/lender/united-midwest-savings-bank-oh/sba-7a/) | Bank | Degraff, OH | 40 | $11.0M | | [Northwest Bank](https://lender.report/lender/northwest-bank-id/) [SBA 7(a) record](https://lender.report/lender/northwest-bank-id/sba-7a/) | Bank | Boise, ID | 36 | $33.9M | | [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) [SBA 7(a) record](https://lender.report/lender/umb-bank-mo/sba-7a/) | Bank | Kansas City, MO | 32 | $27.3M | SBA FOIA, Sep 30, 2026 [See all 129 SBA 7(a) lenders in Utah in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=UT) - Lenders recorded 3,145 SBA 7(a) loans totaling $1.5B in Utah in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 2,454 of those, credit unions 577, and non-banks 113. SBA FOIA, Sep 30, 2026 - The five most active lenders made 47.7% of Utah's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Mountain America Credit Union recorded the most dollars in Utah, at $139.2M. SBA FOIA, Sep 30, 2026 - 27 of these lenders are based in Utah. SBA FOIA, Sep 30, 2026 - 39 lenders recorded 10 or more SBA 7(a) loans in Utah. SBA FOIA, Sep 30, 2026 - 1 of these loans was made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 964 SBA 7(a) approvals in Utah dated in the 12 months to September 30, 2026, versus 1,160 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Utah was about $170K, with the middle half between $68K and $500K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.00% on 3,145 loans in Utah, with the middle half between 9.00% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in Utah was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Utah **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Utah and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.