--- title: SBA 7(a) Lenders in Vermont: 51 Made Loans in 3 Years url: https://lender.report/sba-7a-lenders/vermont/ license: https://lender.report/license/ --- SBA 7(a) ยท VT # SBA 7(a) lenders in Vermont 51 lenders made at least one SBA 7(a) loan in Vermont in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 100 of the 453 on record. **Evidence** Lender recorded at least one SBA 7(a) loan to a business in Vermont in the 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 11, 2026 **Lenders on record** 51 SBA FOIA, Sep 30, 2026 **Loans, 36 months** 453 SBA FOIA, Sep 30, 2026 Approvals, net of cancelled **Dollars, 36 months** $125M SBA FOIA, Sep 30, 2026 **Approvals, last 12 months** 131 SBA FOIA, Sep 30, 2026 -25.6% from the prior 12 months Cite this Source: The Lender Report, SBA 7(a) lenders in Vermont, https://lender.report/sba-7a-lenders/vermont/, data as of September 30, 2026. ## Describe a deal in Vermont See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show SBA 7(a) loans in Vermont](https://lender.report/comps/?lane=sba_7a&state=VT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | | --- | --- | --- | --- | --- | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [SBA 7(a) record](https://lender.report/lender/td-bank-de/sba-7a/) | Bank | Wilmington, DE | 100 | $12.0M | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [SBA 7(a) record](https://lender.report/lender/manufacturers-and-traders-trust-ny/sba-7a/) | Bank | Buffalo, NY | 85 | $5.78M | | [Community National Bank](https://lender.report/lender/community-national-bank-vt/) [SBA 7(a) record](https://lender.report/lender/community-national-bank-vt/sba-7a/) | Bank | Derby, VT | 70 | $15.9M | | [Heritage Family Credit Union](https://lender.report/lender/heritage-family-credit-union-vt/) [SBA 7(a) record](https://lender.report/lender/heritage-family-credit-union-vt/sba-7a/) | Credit union | Rutland, VT | 19 | $1.73M | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) [SBA 7(a) record](https://lender.report/lender/keybank-oh/sba-7a/) | Bank | Cleveland, OH | 15 | $3.05M | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [SBA 7(a) record](https://lender.report/lender/huntington-national-bank-oh/sba-7a/) | Bank | Columbus, OH | 12 | $6.82M | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) [SBA 7(a) record](https://lender.report/lender/live-oak-banking-nc/sba-7a/) | Bank | Wilmington, NC | 11 | $6.20M | | [Eastrise Credit Union](https://lender.report/lender/eastrise-credit-union-vt/) [SBA 7(a) record](https://lender.report/lender/eastrise-credit-union-vt/sba-7a/) | Credit union | Williston, VT | 11 | $968K | | [Vermont Credit Union](https://lender.report/lender/vermont-credit-union-vt/) [SBA 7(a) record](https://lender.report/lender/vermont-credit-union-vt/sba-7a/) | Credit union | So Burlington, VT | 10 | $684K | | [Beacon Bank and Trust](https://lender.report/lender/beacon-bank-and-trust-ma/) [SBA 7(a) record](https://lender.report/lender/beacon-bank-and-trust-ma/sba-7a/) | Bank | Boston, MA | 8 | $12.2M | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) [SBA 7(a) record](https://lender.report/lender/northeast-bank-me/sba-7a/) | Bank | Portland, ME | 8 | $515K | | [North Country Credit Union](https://lender.report/lender/north-country-credit-union-vt/) [SBA 7(a) record](https://lender.report/lender/north-country-credit-union-vt/sba-7a/) | Credit union | Burlington, VT | 8 | $485K | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) [SBA 7(a) record](https://lender.report/lender/bayfirst-national-bank-fl/sba-7a/) | Bank | Saint Petersburg, FL | 7 | $779K | | [Bar Harbor Bank & Trust](https://lender.report/lender/bar-harbor-bank-and-trust-me/) [SBA 7(a) record](https://lender.report/lender/bar-harbor-bank-and-trust-me/sba-7a/) | Bank | Bar Harbor, ME | 7 | $726K | | [Vermont 504 Corporation](https://lender.report/lender/vermont-504-vt/) [SBA 7(a) record](https://lender.report/lender/vermont-504-vt/sba-7a/) | Non-bank | Montpelier, VT | 6 | $1.08M | | [Vermont Community Loan Fund, Inc.](https://lender.report/lender/vermont-community-loan-fund-vt/) [SBA 7(a) record](https://lender.report/lender/vermont-community-loan-fund-vt/sba-7a/) | Non-bank | Montpelier, VT | 6 | $685K | | [Peoples Trust Company of St. Albans](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/) [SBA 7(a) record](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/sba-7a/) | Bank | Saint Albans, VT | 6 | $675K | | [Northfield Savings Bank](https://lender.report/lender/northfield-savings-bank-vt/) [SBA 7(a) record](https://lender.report/lender/northfield-savings-bank-vt/sba-7a/) | Savings | Northfield, VT | 5 | $7.96M | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) [SBA 7(a) record](https://lender.report/lender/newtek-bank-fl/sba-7a/) | Bank | Miami, FL | 5 | $6.22M | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) [SBA 7(a) record](https://lender.report/lender/nbt-bank-ny/sba-7a/) | Bank | Norwich, NY | 4 | $5.80M | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) [SBA 7(a) record](https://lender.report/lender/readycap-lending-nj/sba-7a/) | Non-bank | Berkeley Heights, NJ | 4 | $440K | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [SBA 7(a) record](https://lender.report/lender/community-bank-ny/sba-7a/) | Bank | Canton, NY | 4 | $200K | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) [SBA 7(a) record](https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/) | Bank | Osage Beach, MO | 3 | $5.40M | | [Mascoma Bank](https://lender.report/lender/mascoma-bank-nh/) | Bank | Lebanon, NH | 3 | $720K | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) [SBA 7(a) record](https://lender.report/lender/celtic-bank-ut/sba-7a/) | Bank | Salt Lake City, UT | 3 | $400K | SBA FOIA, Sep 30, 2026 [See all 51 SBA 7(a) lenders in Vermont in Loan Comps](https://lender.report/comps/?lane=sba_7a&state=VT) - Lenders recorded 453 SBA 7(a) loans totaling $125.5M in Vermont in the 36 months ending September 30, 2026. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 384 of those, credit unions 52, and non-banks 17. SBA FOIA, Sep 30, 2026 - The five most active lenders made 63.8% of Vermont's SBA 7(a) loans. SBA FOIA, Sep 30, 2026 - Community National Bank recorded the most dollars in Vermont, at $15.9M. SBA FOIA, Sep 30, 2026 - 15 of these lenders are based in Vermont. SBA FOIA, Sep 30, 2026 - 9 lenders recorded 10 or more SBA 7(a) loans in Vermont. SBA FOIA, Sep 30, 2026 - The SBA file shows 131 SBA 7(a) approvals in Vermont dated in the 12 months to September 30, 2026, versus 176 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA, Sep 30, 2026 - The typical SBA 7(a) loan in Vermont was about $61K, with the middle half between $27K and $200K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 9.75% on 453 loans in Vermont, with the middle half between 8.25% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in Vermont was 10 years. SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA 7(a) loans made in Vermont **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals located in Vermont and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-7a-lenders-by-state.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one. SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.