--- title: SBA Lenders for Auto Repair: 592 Made Loans in 3 Years url: https://lender.report/sba-lenders-for/auto-repair/ license: https://lender.report/license/ --- SBA by industry ยท NAICS 8111, excluding car washes # SBA lenders for auto repair shops 592 lenders made at least one SBA loan to auto repair shops in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 413 of the 5,095 on record. **Evidence** SBA 7(a) and 504 first-lien loans, 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 592 SBA FOIA, Sep 30, 2026 **SBA loans, 36 months** 5,095 SBA FOIA, Sep 30, 2026 7(a) net of cancelled; 504 funded first liens **Dollars, 36 months** $2.61B SBA FOIA, Sep 30, 2026 **Typical loan** $220K SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, SBA lenders for auto repair shops, https://lender.report/sba-lenders-for/auto-repair/, data as of September 30, 2026. ## Describe a deal See which lenders made SBA loans to auto repair shops, at your size and in your state. No account and no form. [Show SBA loans to auto repair shops](https://lender.report/comps/?lane=sba_7a)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | Last 12 months | | --- | --- | --- | --- | --- | --- | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 413 | $111M | 130 | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 291 | $99.2M | 51 | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Bank | Wilmington, NC | 279 | $318M | 107 | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Bank | Miami, FL | 270 | $84.2M | 97 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 238 | $22.4M | 102 | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 175 | $27.2M | 42 | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Bank | Portland, ME | 139 | $22.9M | 48 | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Non-bank | Berkeley Heights, NJ | 109 | $29.7M | 22 | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Bank | Saint Petersburg, FL | 107 | $16.0M | 0 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 90 | $48.3M | 7 | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Bank | Salt Lake City, UT | 83 | $23.3M | 37 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 80 | $29.9M | 10 | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) | Bank | Roseburg, OR | 77 | $11.6M | 28 | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 66 | $17.0M | 23 | | [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) | Non-bank | Laguna Hills, CA | 64 | $56.4M | 22 | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) | Non-bank | Los Angeles, CA | 61 | $12.7M | 14 | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 56 | $32.9M | 13 | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 49 | $12.4M | 10 | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 48 | $51.6M | 9 | | [Eastern Bank](https://lender.report/lender/eastern-bank-ma/) | Bank | Boston, MA | 41 | $6.15M | 10 | | [United Midwest Savings Bank, National Association](https://lender.report/lender/united-midwest-savings-bank-oh/) | Bank | Degraff, OH | 34 | $13.3M | 12 | | [SmartBiz Bank, National Association](https://lender.report/lender/smartbiz-bank-il/) | Bank | Northbrook, IL | 34 | $5.91M | 23 | | [First Internet Bank of Indiana](https://lender.report/lender/first-internet-bank-of-indiana-in/) | Bank | Fishers, IN | 32 | $34.3M | 21 | | [Enterprise Bank & Trust](https://lender.report/lender/enterprise-bank-and-trust-mo/) | Bank | Clayton, MO | 30 | $40.1M | 7 | | [Harvest Commercial Capital, LLC](https://lender.report/lender/harvest-commercial-capital/) | Non-bank | Not reported | 30 | $24.2M | 7 | SBA FOIA, Sep 30, 2026 Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals. | State | Loans | Dollars | | --- | --- | --- | | California | 785 | $499M | | Texas | 399 | $278M | | Florida | 303 | $211M | | New York | 232 | $83.3M | | Illinois | 197 | $103M | | Ohio | 183 | $53.5M | | Colorado | 177 | $109M | | Pennsylvania | 177 | $77.1M | | Michigan | 171 | $76.1M | | Massachusetts | 162 | $59.7M | | Washington | 161 | $68.4M | | New Jersey | 146 | $65.2M | | Arizona | 130 | $100M | | North Carolina | 117 | $81.3M | | Minnesota | 116 | $54.4M | SBA FOIA, Sep 30, 2026 | Industry | Loans | | --- | --- | | General Automotive Repair | 2,901 | | Automotive Body, Paint, and Interior Repair and Maintenance | 1,086 | | All Other Automotive Repair and Maintenance | 458 | | Specialized Automotive Repair | 230 | | Automotive Glass Replacement Shops | 229 | | Automotive Oil Change and Lubrication Shops | 184 | SBA FOIA, Sep 30, 2026 - SBA lenders recorded 5,095 loans to auto repair shops totaling $2.6B in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA, Sep 30, 2026 - The five most active lenders made 29.3% of those loans. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 4,238 of them, credit unions 158, and non-banks 360. SBA FOIA, Sep 30, 2026 - 64 lenders recorded 10 or more of these loans. SBA FOIA, Sep 30, 2026 - 20 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 1,653 approvals of these loans dated in the 12 months to September 30, 2026, versus 1,940 in the prior 12 months. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA, Sep 30, 2026 - The typical SBA loans to auto repair shop in this group was about $220K, with the middle half between $50K and $670K. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 10.00% on 4,379 loans in this group, with the middle half between 9.00% and 11.25%. SBA FOIA, Sep 30, 2026 - The median term in this group was 10 years. SBA FOIA, Sep 30, 2026 - California (785), Texas (399), Florida (303) recorded the most of these loans. SBA FOIA, Sep 30, 2026 - The most common detailed industry was General Automotive Repair (2,901 loans). SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA loans made to auto repair shops **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals and SBA 504 first liens, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-lenders-by-industry.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. Every loan counted here carried one of these NAICS codes in the SBA file. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.