--- title: SBA Lenders for Car Washes: 222 Made Loans in 3 Years url: https://lender.report/sba-lenders-for/car-washes/ license: https://lender.report/license/ --- SBA by industry ยท NAICS 811192 # SBA lenders for car washes 222 lenders made at least one SBA loan to car washes in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 37 of the 752 on record. **Evidence** SBA 7(a) and 504 first-lien loans, 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 222 SBA FOIA, Sep 30, 2026 **SBA loans, 36 months** 752 SBA FOIA, Sep 30, 2026 7(a) net of cancelled; 504 funded first liens **Dollars, 36 months** $967M SBA FOIA, Sep 30, 2026 **Typical loan** $600K SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, SBA lenders for car washes, https://lender.report/sba-lenders-for/car-washes/, data as of September 30, 2026. ## Describe a deal See which lenders made SBA loans to car washes, at your size and in your state. No account and no form. [Show SBA loans to car washes](https://lender.report/comps/?lane=sba_7a&type=811192)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | Last 12 months | | --- | --- | --- | --- | --- | --- | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 37 | $12.2M | 9 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 37 | $8.19M | 13 | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Bank | Salt Lake City, UT | 31 | $75.3M | 11 | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Bank | Wilmington, NC | 29 | $68.7M | 14 | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 29 | $22.9M | 5 | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Non-bank | Berkeley Heights, NJ | 22 | $35.7M | 1 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 22 | $6.87M | 1 | | [Paradise Bank](https://lender.report/lender/paradise-bank-fl/) | Bank | Boca Raton, FL | 17 | $35.2M | 6 | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Bank | Miami, FL | 16 | $2.59M | 6 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 15 | $2.54M | 8 | | [Metro City Bank](https://lender.report/lender/metro-city-bank-ga/) | Bank | Doraville, GA | 13 | $44.5M | 3 | | [Stearns Bank National Association](https://lender.report/lender/stearns-bank-mn/) | Bank | Saint Cloud, MN | 13 | $39.5M | 1 | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Bank | Portland, ME | 12 | $1.63M | 5 | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 11 | $4.25M | 1 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 11 | $2.31M | 2 | | [Stone Bank](https://lender.report/lender/stone-bank-ar/) | Bank | Mountain View, AR | 10 | $27.4M | 4 | | [Byline Bank](https://lender.report/lender/byline-bank-il/) | Bank | Chicago, IL | 10 | $15.0M | 3 | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Bank | Saint Petersburg, FL | 10 | $2.00M | 0 | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) | Bank | Osage Beach, MO | 9 | $16.0M | 0 | | [Hanmi Bank](https://lender.report/lender/hanmi-bank-ca/) | Bank | Los Angeles, CA | 8 | $20.1M | 5 | | [Peoples Bank](https://lender.report/lender/peoples-bank-ms-mendenhall/) | Bank | Mendenhall, MS | 8 | $13.0M | 4 | | [Enterprise Bank & Trust](https://lender.report/lender/enterprise-bank-and-trust-mo/) | Bank | Clayton, MO | 8 | $9.48M | 5 | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 7 | $6.71M | 3 | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) | Bank | Los Angeles, CA | 6 | $14.3M | 4 | | [Midwest Regional Bank](https://lender.report/lender/midwest-regional-bank-mo/) | Bank | Clayton, MO | 5 | $4.73M | 2 | SBA FOIA, Sep 30, 2026 Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals. | State | Loans | Dollars | | --- | --- | --- | | California | 88 | $127M | | Texas | 82 | $166M | | Florida | 74 | $124M | | Ohio | 38 | $31.7M | | Illinois | 34 | $32.2M | | Michigan | 31 | $21.0M | | Pennsylvania | 29 | $29.1M | | Colorado | 27 | $26.5M | | New Jersey | 27 | $33.4M | | Arizona | 26 | $25.5M | | New York | 24 | $30.3M | | Georgia | 22 | $41.9M | | Massachusetts | 16 | $14.6M | | Missouri | 16 | $10.7M | | Minnesota | 14 | $15.2M | SBA FOIA, Sep 30, 2026 | Industry | Loans | | --- | --- | | Car Washes | 752 | SBA FOIA, Sep 30, 2026 - SBA lenders recorded 752 loans to car washes totaling $967M in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA, Sep 30, 2026 - The five most active lenders made 21.7% of those loans. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 641 of them, credit unions 26, and non-banks 43. SBA FOIA, Sep 30, 2026 - 18 lenders recorded 10 or more of these loans. SBA FOIA, Sep 30, 2026 - 6 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 235 approvals of these loans dated in the 12 months to September 30, 2026, versus 303 in the prior 12 months. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA, Sep 30, 2026 - The typical SBA loans to car washe in this group was about $600K, with the middle half between $140K and $2M. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 9.75% on 590 loans in this group, with the middle half between 8.75% and 10.50%. SBA FOIA, Sep 30, 2026 - The median term in this group was 25 years. SBA FOIA, Sep 30, 2026 - California (88), Texas (82), Florida (74) recorded the most of these loans. SBA FOIA, Sep 30, 2026 - The most common detailed industry was Car Washes (752 loans). SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA loans made to car washes **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals and SBA 504 first liens, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-lenders-by-industry.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. Every loan counted here carried one of these NAICS codes in the SBA file. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.