--- title: SBA Lenders for Child Care: 457 Made Loans in 3 Years url: https://lender.report/sba-lenders-for/child-care/ license: https://lender.report/license/ --- SBA by industry ยท NAICS 6244 # SBA lenders for child care businesses 457 lenders made at least one SBA loan to child care businesses in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 195 of the 2,878 on record. **Evidence** SBA 7(a) and 504 first-lien loans, 36 months ending September 30, 2026 **Data as of** SBA, September 30, 2026 **Page last changed** November 12, 2026 **Lenders on record** 457 SBA FOIA, Sep 30, 2026 **SBA loans, 36 months** 2,878 SBA FOIA, Sep 30, 2026 7(a) net of cancelled; 504 funded first liens **Dollars, 36 months** $2.53B SBA FOIA, Sep 30, 2026 **Typical loan** $460K SBA FOIA, Sep 30, 2026 Cite this Source: The Lender Report, SBA lenders for child care businesses, https://lender.report/sba-lenders-for/child-care/, data as of September 30, 2026. ## Describe a deal See which lenders made SBA loans to child care businesses, at your size and in your state. No account and no form. [Show SBA loans to child care businesses](https://lender.report/comps/?lane=sba_7a&type=6244)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans | Dollars | Last 12 months | | --- | --- | --- | --- | --- | --- | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 195 | $102M | 36 | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Bank | Wilmington, NC | 148 | $330M | 69 | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 116 | $69.3M | 16 | | [Readycap Lending, LLC](https://lender.report/lender/readycap-lending-nj/) | Non-bank | Berkeley Heights, NJ | 111 | $81.8M | 26 | | [Newtek Bank, National Association](https://lender.report/lender/newtek-bank-fl/) | Bank | Miami, FL | 88 | $38.1M | 29 | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 85 | $77.3M | 24 | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 78 | $102M | 17 | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 77 | $13.8M | 37 | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 69 | $46.1M | 16 | | [Northeast Bank](https://lender.report/lender/northeast-bank-me/) | Bank | Portland, ME | 65 | $9.27M | 15 | | [Celtic Bank](https://lender.report/lender/celtic-bank-ut/) | Bank | Salt Lake City, UT | 54 | $35.8M | 25 | | [First Bank of the Lake](https://lender.report/lender/first-bank-of-the-lake-mo/) | Bank | Osage Beach, MO | 53 | $77.7M | 14 | | [Harvest Small Business Finance, LLC](https://lender.report/lender/harvest-small-business-finance-ca/) | Non-bank | Laguna Hills, CA | 53 | $52.4M | 14 | | [Byline Bank](https://lender.report/lender/byline-bank-il/) | Bank | Chicago, IL | 50 | $53.3M | 20 | | [Bank Five Nine](https://lender.report/lender/bank-five-nine-wi/) | Bank | Oconomowoc, WI | 47 | $50.7M | 7 | | [Lendistry SBLC, LLC](https://lender.report/lender/lendistry-sblc-ca/) | Non-bank | Los Angeles, CA | 39 | $8.13M | 8 | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 37 | $10.8M | 9 | | [BayFirst National Bank](https://lender.report/lender/bayfirst-national-bank-fl/) | Bank | Saint Petersburg, FL | 36 | $7.26M | 1 | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 33 | $46.0M | 9 | | [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 27 | $12.3M | 14 | | [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) | Bank | Greenville, PA | 24 | $27.6M | 6 | | [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) | Credit union | Riverdale, UT | 21 | $30.8M | 5 | | [CDC Small Business Finance Corp.](https://lender.report/lender/cdc-small-business-finance-ca/) | Non-bank | San Diego, CA | 21 | $2.57M | 3 | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 20 | $32.9M | 5 | | [Eastern Bank](https://lender.report/lender/eastern-bank-ma/) | Bank | Boston, MA | 20 | $2.62M | 4 | SBA FOIA, Sep 30, 2026 Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals. | State | Loans | Dollars | | --- | --- | --- | | Texas | 343 | $451M | | Florida | 268 | $250M | | California | 265 | $229M | | New York | 157 | $90.7M | | Georgia | 145 | $176M | | Pennsylvania | 144 | $126M | | Ohio | 131 | $82.3M | | Illinois | 125 | $87.2M | | New Jersey | 104 | $94.6M | | Massachusetts | 89 | $34.9M | | North Carolina | 85 | $86.4M | | Maryland | 76 | $66.2M | | Wisconsin | 68 | $41.4M | | Washington | 67 | $90.0M | | Michigan | 64 | $25.6M | SBA FOIA, Sep 30, 2026 | Industry | Loans | | --- | --- | | Child Care Services | 2,878 | SBA FOIA, Sep 30, 2026 - SBA lenders recorded 2,878 loans to child care businesses totaling $2.5B in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA, Sep 30, 2026 - The five most active lenders made 22.9% of those loans. SBA FOIA, Sep 30, 2026 - Banks and savings institutions made 2,374 of them, credit unions 115, and non-banks 338. SBA FOIA, Sep 30, 2026 - 48 lenders recorded 10 or more of these loans. SBA FOIA, Sep 30, 2026 - 12 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA, Sep 30, 2026 - The SBA file shows 932 approvals of these loans dated in the 12 months to September 30, 2026, versus 1,149 in the prior 12 months. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA, Sep 30, 2026 - The typical SBA loans to child care businesse in this group was about $460K, with the middle half between $130K and $1.1M. SBA FOIA, Sep 30, 2026 - Lenders reported a median rate of 9.75% on 2,544 loans in this group, with the middle half between 8.50% and 10.75%. SBA FOIA, Sep 30, 2026 - The median term in this group was 10 years. SBA FOIA, Sep 30, 2026 - Texas (343), Florida (268), California (265) recorded the most of these loans. SBA FOIA, Sep 30, 2026 - The most common detailed industry was Child Care Services (2,878 loans). SBA FOIA, Sep 30, 2026 ## How this list is defined **Measure** SBA loans made to child care businesses **Period** October 2023 to September 2026 **Formula** Count, by lender, of SBA 7(a) approvals and SBA 504 first liens, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 6244. **Order** Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order. **As of** September 30, 2026 **Source** [SBA FOIA](https://data.sba.gov/dataset/7a-504-foia) **Data** [JSON version of this list](https://lender.report/rankings/sba-lenders-by-industry.json) **Changelog** November 12, 2026: First published, with the data built on this date. Is your institution on this list? [Show your rank](https://lender.report/for-lenders/badge/). It carries the date and links back to this page. Every loan counted here carried one of these NAICS codes in the SBA file. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out. SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.